RiskPercept-X: Explainable Transaction-Level Prediction of Investor-Perceived Risk on E-Investment Platforms
RiskPercept-X achieves 89.0% accuracy and 86.8% macro-averaged F1 on risk dimensions on a temporally held-out split.
Regulation Reports & Market Data (2026)
624 documents
Same Person, Different Advice: Auditing LLM Financial Advice with Repeated Risk-Tolerance Responses
Across 800 real household profiles where only the risk answer changed, seven large language models shifted recommended stock allocations by 10 to 16 percentage points on average.
The UK's Legal Framework for Digital Assets and Recommendations for Vietnam
The United Kingdom Parliament passed the Property (Digital Assets etc.) Act 2025, which came into force on December 2, 2025, establishing a legal basis for a third category of personal property.
Embedded Supervision for Intellectual Property Tokenisation Under the EU DLT Pilot Regime: Reconciling Proportionality with Trade Secret Protection
Regulation (EU) 2022/858 establishes a pilot regime allowing financial market infrastructures to test DLT financial instruments subject to regulatory oversight.
Sound Practices for Responsible Adoption of Artificial Intelligence (AI): Final Report
The Financial Stability Board (FSB) identified 12 sound practices to help all financial institutions realise the benefits of AI while managing its risks responsibly.
Management Practices of Regulatory Agencies in Advancing Economic Credit Transactions: Comparative Dimensions
The implementation of regulatory risk-based supervision helped lower Nigeria's banking sector non-performing loans ratio from 34.4% in 2010 to 5.2% in 2023.
Responsible Digital Credit Scoring as a Factor of Banking System Stability and Financial Inclusion in Uzbekistan
The total bank credit portfolio in Uzbekistan expanded from 277.0 to 604.0 trillion UZS between 2020 and 2025, representing a growth of +118.1%.
Causes of Technology-Firm IPO Failure and Lessons for Compliance: A Case Study of WeWork's Withdrawn Listing
The We Company withdrew its S-1 registration statement 47 days after public filing, abandoning a US$47 billion private valuation.
Ownership and Management in the EU Inc.
Article 42 grants the general meeting authority to give instructions to directors that remain binding unless contrary to applicable legal rules.
Governing AI and Blockchain in Finance: A Layered Trust Framework
Total tokenized assets reached $346.1 billion across 47 asset classes in September 2026, with stablecoins comprising 86% of the total.
G20 Implementation Monitoring Review: 2026 Report
The IMR review working group was established in 2024 to evaluate the implementation status of international financial reforms and recommend improvements to monitoring.
The Impact of the Transformation of Central Bank Digital Currencies (CBDC)-Based Global Payments on the Financial Efficiency of Multinational Corporations
Global cross-border payment transactions are projected to expand from over $150 trillion in 2017 to more than $250 trillion by 2027.
Regulatory and Supervisory Modernisation Principles: Consultation Report
A stocktake conducted by the FSB gathered 126 modernisation efforts from 24 jurisdictions and 3 SSBs across various financial sectors and entity types.
The geoeconomic impact of stablecoin use as a means of payment by state and non-state actors (2022–2026)
Total costs for stablecoin cross-border remittances range between 0.5% and 3.0%, compared to 9.50% for traditional banking channels.
AI Use and Risk Disclosure by Investment Advisers
Researchers drew a stratified random sample of 400 SEC-registered investment advisers from a population frame of 16,223 active firms.
Nonlinear Identification and Early Warning of Stablecoin Price Depegging: Empirical Evidence Based on a Cusp Catastrophe Model
Total stablecoin market capitalization surpassed $300 billion in 2025.
Assessing the Impact of Digital Business Models on the Performance of Commercial Banks
By the end of 2025, TBC Uzbekistan's ecosystem reached 23 million registered users, while Uzum services exceeded 20 million monthly users.
Reconceptualizing Investor Protection in Islamic Equity Crowdfunding: A Maqāṣid al-Sharīʿah-Based Framework for Digital Financial Governance
In Indonesia, Islamic Equity Crowdfunding (IEC) is governed by POJK No. 17 of 2025 and DSN-MUI Fatwa No. 140/DSN-MUI/VIII/2021.
Concentration and Diversification Challenges in Moroccan Participatory Banking: An Empirical Analysis Using Bank Al-Maghrib Data
At year-end 2024, outstanding participatory financing in Morocco reached MAD 33.8 billion, representing a 19.9% increase year on year.
The Risks of Institutional Failure Within a Cashless Society
Digital payment adoption reduces transaction costs and administrative duties, but introduces risks of resource centralization without institutional checks [p.1].
Digital Transformation of Insurance Underwriting in Saudi Arabia: Enhancing Risk Selection, Pricing and Operational Efficiency under Vision 2030
Saudi Arabia's gross written premiums expanded from SAR 42.03 billion in 2021 to SAR 53.36 billion in 2022, SAR 65.46 billion in 2023, and SAR 76.14 billion in 2024.
Legal Protection for Investors in the Digital Era: A Study of Law Enforcement by the Financial Services Authority on Illegal Investments, Cybersecurity Risks, and Legal Aspects of Financial Technology
Satgas PASTI stopped 242 illegal investment entity offers between January and August 2026.
Update on the Paycheck Protection Program Liquidity Facility
The Federal Reserve Board provided a periodic report update on the Paycheck Protection Program Liquidity Facility on October 13, 2026.
Assessment of the Penetration Level of FinTech, RegTech and SupTech Technologies in Uzbekistan's Financial System
FinTech penetration in Uzbekistan reached Level 3 (developed), whereas RegTech and SupTech remain at Level 2 (emerging).
Entrepreneurial Opportunity Landscape in Wealth Management: Technology-Driven Entrepreneurship
Global financial wealth is projected to grow by 10.7% in 2025 to reach US$333 trillion according to BCG's report.
Algorithmic & Architectural Intelligence in Banking: A Theory-Driven Framework and Empirical Evidence from Banking Decision-Makers
The study examines how algorithmic intelligence and decision architecture shape strategic and behavioral decision outcomes based on data from 176 banking decision-makers in the Philippines.
Development of Digital Banks (Neobanks) in Uzbekistan: Problems and Prospects
The number of bank cards in Uzbekistan reached 68 mln units in 2025.
Geography-Based Funding and the Fintech Securities Crowdfunding Ecosystem in Indonesia: A Mixed-Method Analysis
Fintech activity in Indonesia is highly geographically skewed, with approximately 89% concentrated in the Java–Bali region and only 11% distributed across other regions.
Global Stablecoin Arrangements: Cross-Border Vulnerabilities and Financial Stability Monitoring
As of mid-2026, the total market value for stablecoins stands at around $300 billion.
Understanding the Evolution of Fintech and Sustainable Development: A Comprehensive Review
A bibliometric and integrative review analyzed 256 documents indexed in Scopus and Web of Science published up to July 2024.