Digital Evolution in Indian Banking: Unveiling the Opportunities and Challenges of Payments Banks
The Reserve Bank of India created Payments Banks in 2014 as a specialized banking model to deliver basic financial services to underserved populations.
Regulation Reports & Market Data (2026)
624 documents
Building a Secure Digital Insurance Ecosystem in Uzbekistan: InsurTech Adoption and Roadmap for Digital Transformation
The research framework was conducted in 4 analytical stages.
Regulating Artificial Intelligence in Finance: Lessons from Singapore
According to KPMG, 71% of surveyed financial firms have deployed AI tools, with global banking sector AI spending estimated at USD 31.3 billion in 2024.
The Impact of Information Disclosure Consistency on IPO Pricing Efficiency: Evidence from China's A-share Market
The study collects an initial sample of 1,244 IPO firms listed on China's registration-based boards from 2019 to 2025, yielding a final sample of 689 valid observations after screening.
FinTech and Financial Inclusion in Developing Countries: The Moderating Role of Regulatory Quality
The empirical study examines the impact of FinTech adoption on financial inclusion using an unbalanced panel dataset of 12 developing countries across the 2014, 2017, 2021, and 2024 Global Findex survey waves.
Financial Stability with Digital Finance Innovation: A BigQuery-Based Empirical Investigation
The study conducts an empirical investigation covering 74 countries over the 2002 – 2022 period to evaluate how digital financial innovations impact systemic financial stability.
Tokenization of Real-World Assets and Financial Market Transformation: A Review of Literature
The systematic literature review synthesized 25 peer-reviewed research works published between 2015 and 2026 to evaluate RWA tokenization.
Thematic Review on Public Sector Backstop Funding Mechanisms: Peer Review Report
Only 4 (21%) of reviewed jurisdictions are fully compliant with KA 6, while 8 (42%) are materially non-compliant.
Algorithmic Digital Finance Platforms as a Driver of Transformation of Financial Behaviour of Economic Entities
The ITI modeling framework established average baseline indices of 0.81 for behavioural transformation and 0.77 for responsibility institutionalization across platforms.
Fintech Enabled ESG Investing for Sustainable Finance and Responsible Capital Allocation
ESG mutual fund investments grew by 67.3% from $5.2B pre-adoption to $8.7B post-Fintech adoption.
Institutional and Technological Determinants of FinTech Diffusion: A Systematic Review Applied to the Moroccan Case
The systematic review protocol based on Google Scholar searches spanning 2004 to 2025 screened 98 unique references and retained 74 publications.
Regulatory Technology and Automated Compliance Reporting in Saudi Arabia’s Insurance Sector: A Vision 2030 Framework
The Insurance Authority launched the TAMEEN digital portal in February 2025 with 36 licensing, approval, supervisory and regulatory services.
Digital Green Bonds and ESG-Linked FinTech Platforms: Democratizing Sustainable Finance in Emerging Economies
The research analyzes digital green bonds and ESG-linked platforms through 3 theoretical lenses: financial inclusion theory, institutional innovation theory, and sustainability transition framework.
Analyzing the Dynamics of Mutual Fund Investment Decisions in Nepal
Primary data were collected from 264 valid respondents using convenience sampling to analyze mutual fund investment decisions in Nepal.
Thin Evidence, Thick Priors: How Language Models Substitute Identity for Missing Financial Facts
Across 96,600 prompts to Llama-3.1-8B-Instruct, the average identity swing in recommended equity allocation rises from 4.78 percentage points at full disclosure to 10.34 percentage points when no financial facts are supplied.
Supervisory Statement on the Authorisation and Ongoing Supervision of (Re)insurance Undertakings Related to Private Equity
In the EU, 26 PE-related insurance undertakings managed a total of 260 billion euros in assets across 14 Member States at year-end 2023.
Artificial Intelligence in Financial Data Analysis and Investment Decision-Making: Opportunities, Risks and Implications for Individual Investors in Vietnam
A structured questionnaire survey was conducted with 309 individual investors in Vietnam who have experience using AI for financial analysis and investment decision-making.
Digitally Reconfiguring Insurance Operations: Enterprise Adoption, AI Governance, and Growth Pathways in Insurtech
The global insurtech market was valued at $30.27 billion in 2025 and is projected to reach $254.64 billion by 2030, representing a 53.1% compound annual growth rate.
The Use of Suspicious Activity Indicators by Banking Institutions to Detect Illicit Cryptocurrency Transactions
The author proposes a monitoring model comprising 4 sequential stages to enable the gradual flow of information in detecting money laundering [p.1].
Internal Control and Banking Operational Risk in the Digital Era: A Systematic Review, Bibliometric Analysis, and Integrative Framework Proposal
From 364 documents retrieved from Scopus, the PRISMA 2020 protocol led to selecting 42 articles for bibliometric and thematic analysis.
The influence of AI-powered investment recommendations on individual investors: A mixed-methods study from the perspective of persuasive communication
The study analyzed in-depth interviews with 18 retail investors who use AI tools for making investment decisions.
The Architecture of AI Governance in Banking: Bridging Compliance and Explainability Gaps
AI governance integrates explainability, model risk management, lifecycle governance, and internal controls to satisfy regulatory expectations in banking.
Data-Driven Cybersecurity Risk Assessment in FinTech: A Mixed-Methods Analysis of Breach Patterns, Vulnerability Factors and Financial Impact, 2008-2025
The study analyzes a dataset of 47 publicly reported FinTech cyber incidents occurring between 2008 and 2025.
Designing a Regulatory Framework for an Inclusive and Sustainable Banking in Zimbabwe
The long-run FMOLS and DOLS models accounted for 79.6% of the variation in commercial banks' Return on Assets.
Digital Financial Services and the Future of Banking: A Comparative Analysis of Online Banking, Mobile Payments and Virtual Wallets
UPI transaction volume grew continuously over five years from 2,233 crore transactions in FY2020-21 to 18,585 crore transactions in FY2024-25.
Income Sharing Distribution and Operational Incident Reporting for Consolidated Tape Providers
The FCA proposes splitting the equity consolidated tape income pool 50/50, reserving 50% for all eligible trading venues and APAs and 50% exclusively for CLOB and periodic auction trading systems.
Political Connection, Family Ownership, and Stock Performance after IPOs: Evidence from Indonesia
Indonesia led ASEAN countries in IPO volume since 2018, peaking in 2023 with 79 companies conducting IPOs.
Blockchain Payments in Focus: From Experimentation to Implementation
Corporate stablecoin adoption live in production doubled from 9% in 2025 to 18% in 2026.
Hybrid Finance as an Alternative Funding Strategy in Corporate Action in the Indonesian Capital Market
Financial Services Authority data records over 300 companies completing an IPO in Indonesia throughout 2015–2024.
Report on Certain Taxonomy Key Performance Indicators and Other Aspects of the Disclosures Delegated Act under Article 8 of the Taxonomy Regulation
Total fees and commissions income in the analyzed EU banking sector sample reaches approximately EUR 157 billion, representing 37% of net operating income.