Cryptocurrency Ecosystem: A Comprehensive Review of Market Dynamics, Adoption, Regulatory Framework, Security and Sustainability
The paper synthesizes cryptocurrency literature using a curated reference base of 84 scholarly and foundational sources.
Regulation Reports & Market Data (2026)
624 documents
GreenGuard-AU: A Parsimonious RegTech Framework for Greenwashing Detection in Data-Scarce Regulatory Environments
GreenGuard-AU evaluates 633 company-year observations from the Australian securities market (2021 to 2024) across 38 engineered features.
Examining the Modified UTAUT to Predict Factors of Islamic Fintech Usage Among Millennials in Malaysia
Among internet users in Malaysia, individuals in their 20s account for 30 percent while those in their 30s make up 25.9 percent.
The RegTech Paradox: Balancing Compliance Costs and Digital Synergies in Indian Banking
The empirical study analyzes a panel dataset of 32 listed commercial banks in India across a ten-year period from 2016 to 2025.
Leadership Turnover and Financial Inclusion Policy in the UK: Assessing Impact of Prime Ministerial Changes on Access to Banking Credit and Fintech Adoption (2021-2026)
During 2022, the UK experienced three Prime Ministers alongside a peak inflation rate of 9.1%.
Combating Money Laundering: Applying Artificial Intelligence to Detect Suspicious Mutual Fund Transactions
The Tax Justice Network estimates that between $21 trillion and $32 trillion in private assets are concealed in global tax havens.
Digital Financial Platforms: Consumer Trust, Information Security, and Regulatory Compliance
The number of neobank users worldwide has grown from approximately 146 million in 2021 to an estimated 350 million or more by 2026.
Can Regulation Curb AI Adoption Narrative–Practice Decoupling? An Agent-Based Model of the A-Share Market
The study builds an agent-based simulation model using annual-report text and financial panel data on 3,133 A-share listed firms from 2021–2024.
Analysis of Big Data-Based Financial Technology and AI on Financial Inclusion in Indonesia
The study analyzes the impact of Big Data and AI-based financial technology on expanding financial inclusion across Indonesian provinces for the 2019–2024 period.
Real-Time Regulatory Intelligence Framework: LLM-Powered Compliance Automation for Financial Services
Financial institutions globally must track and implement an average of 257 regulatory changes per day.
A Real-Time Tax Compliance Architecture for VAT Split Payments with Making Tax Smart and Open Banking
The UK tax gap deprives vital public services of approximately £46.8 billion in revenue annually.
Stablecoins and Tokenised Deposits in Four African Jurisdictions: Regulatory Readiness, Holder Protection and Cross-Border Settlement
South Africa recorded the highest Regulatory Readiness Index score of 75.0% among the four African jurisdictions evaluated.
Fintechs and Banks: Working Together, Competing, or Converging?
The relationship between financial technology firms and traditional banks has evolved through a three-phase progression from initial competition to cooperation and convergence.
Client-Centric Strategy and Predictive Intelligence: A Cross-Sector Comparative Study of Leading Global Financial and Consulting Firms
Morgan Stanley deployed its OpenAI-backed AI assistant for roughly 16,000 wealth advisers, reaching an active adoption rate near 98 per cent.
Commodity Ownership Tokenization: Formation Logic and Evolution Path of the Third Category of Standardized Asset Market — A Perspective from the Digital Gold Voucher System
The paper demonstrates that real-world asset tokenization gives birth to a third category of standardized asset market beyond stock and futures markets (page 2).
Modern Problems and Results of Digitalization in the Russian Banking Sector
Personnel accounts for 46% of IT expenses in TOP 10 banks in 2025, whereas software and licenses represent 40% of IT spending for banks ranked 51 to 100.
Financial Technology (FinTech): A Strategic Analysis of Global and Egyptian Markets
Egyptian FinTech investment is projected to increase from $15M – $20M in 2020 to $350M – $600M in 2025.
The Impact of Technology and Innovation Trends on the Insurance Value Chain: A Value-Chain Analysis of Digitalization, Machine Intelligence, Blockchain, and Data Ecosystems in Insurance
The study uses an integrative literature review across 5 core insurance value-chain stages to analyze digital transformation and governance.
ESG and M&A Valuation in Regulated Industries: The Case of Bridgepoint's Acquisition of Cherry AB
In late 2018, private equity firm Bridgepoint acquired Nordic online gaming operator Cherry AB in a public-to-private transaction valued at SEK 3.5 billion.
Developing Specific Infrastructure for International Financial Centers: International Experience and Recommendations for Vietnamese Law
Vietnam's Law on Public-Private Partnerships 2020 defines 5 eligible sectors but omits specialized financial, digital data, and legal sandbox infrastructure.
Determinants of the Financial Secrecy Index: Panel and Quantile Analysis of Institutional Quality, Economic Freedom and Capital Flows
The study analyzes a balanced panel dataset of 27 countries covering a total of 135 annual observations.
Final Report on Technical Standards for Post-Trade Risk Reduction Services Under EMIR
EMIR 3 was published in the Official Journal on 4 December 2024 and entered into force 20 days after publication.
The Growth of Crypto Assets and Its Impact on CBDC Design and Central Banking Roles: Evidence from Indonesia
Crypto transaction value in Indonesia experienced significant growth, expanding by 335.91 percent annually to 650.61 trillion rupiah
Regulatory Incentives and the Structure of Euro Area Money Markets
Unsecured interbank lending entails material regulatory costs, estimated at around 35 basis points for lenders in the second half of 2025.
Headwind or Tailwind? How Banks Interpret Borrowers' AI Exposure
As public attention to AI rose following the release of ChatGPT, banks lowered assessed default risk (PD) for borrowers in highly AI-exposed industries by about 5%.
Crypto-Assets and the Need for International Regulatory Harmonization: Challenges for the Prevention of Money Laundering and for the Legal Certainty of Global Financial Markets
Cryptoasset seizures in criminal investigations by Brazil's Federal Police reached a record R$ 71 million in 2025.
Entrepreneurial Orientation and Strategic Agility in VUCA Africa: Developing an Ambidextrous Strategic Emergence Model for FinTech Organisations
Africa's financial landscape is defined by fragmented regulation across 54 sovereign nation-states and an informal economy employing 72% of the working population on average.
Digital Disruption in Insurance and Skills Development: Advancing the INSETA Mandate: A Conceptual Review of Technology-Driven Workforce Transformation in the Global and African Insurance Sector
A literature review of 51 studies on insurance human-resource transformation revealed that digital literacy and skills development was the most prominent research theme, appearing in 68.6% of publications.
Strengthening Financial Integrity through Blockchain Governance: A Framework for Transparent Digital Asset Regulation
By 2025, the market capitalisation of digital assets exceeded $2 trillion, with daily trading volumes matching traditional stock markets.
Evolution of Bancassurance Toward Omnichannel, Embedded, and Personalized Distribution: Evidence from Kenya and Global Markets
Bancassurance gross written premiums in Kenya grew from KES 19.5 billion in 2019 to KES 35 billion in 2023, representing a growth of 79.4%.