Investor Shelf

Pulse of Fintech H2 2025 (KPMG)

ReportKPMGJanuary 202668 pages102 min readOriginal source
Key number
$116 billion
Total Global Fintech Investment p.2
Largest segment
$19.2 billion
Payments Investment p.7
What changed
$104.4 billion
Global Fintech Exit Value p.8

Summary

  • Total global fintech investment increased from $95.5 billion in 2024 to $116 billion in 2025, ending three consecutive years of decline.p.2
  • Global fintech deal volume fell for a fourth consecutive year to an eight-year low of 4,719 deals in 2025.p.2
  • The Americas captured more than half of all global fintech funding in 2025, securing $66.5 billion.p.2
  • Investment in the digital assets sector nearly doubled year-over-year, reaching $19.1 billion in 2025.p.2
  • AI-focused fintech companies attracted $16.8 billion in total global funding in 2025 across 1,334 deals.p.7
  • Global fintech exit value more than doubled year-over-year from $46.8 billion to $104.4 billion in 2025.p.8

Key insights

  1. Venture capital funding with corporate participation rose to $29.7 billion in 2025, up from $20.9 billion in 2024.p.6
  2. Global M&A deal value in fintech increased to $55.4 billion in 2025 from $44.6 billion in 2024.p.6
  3. Payments remained the largest fintech subsector in 2025, drawing $19.2 billion across 542 deals.p.7
  4. Insurtech funding rebounded strongly to $8.6 billion in 2025 after dropping to $2.9 billion in 2024.p.20
  5. Fintech-focused cybersecurity investment dropped to a seven-year low of $700 million across 72 deals in 2025.p.23
  6. Regtech deal count grew to 519 deals in 2025 even as total capital invested declined to $4.9 billion.p.29
  7. Wealthtech global funding decreased to $1.4 billion in 2025 following a record high of $4.9 billion in 2024.p.31

Topics and entities

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