Airdrop Sybil Attack Detection Framework Supported by Machine Learning
A single hunter accumulated 933,365 Arbitrum tokens valued at nearly $1 million in 2023.
AI in finance Reports & Market Data (2026)
Key number
284.5 Crores
Net Present Value. International Journal of AI Electronics and Nexus Energy p.1
Key number
$212.9 billion
Global Venture Capital Investment. German Private Equity and Venture Capital Association (BVK) p.2
314 documents
FinTech Mergers and Acquisitions in India: Rethinking Competition and Regulatory Oversight in the Age of AI
Amazon executed a $200M acquisition of BNPL lender Axio in early 2025 to expand into Indian digital lending.
Comparative Evaluation of Machine Learning Models for Credit Card Approval Prediction Using Class Imbalance Handling Methods
The study comparatively evaluates machine learning models using different class imbalance handling strategies on a dataset of 25,128 credit card applications.
Short and Long Shadows of Financial Investments
Financial markets operate across two temporal horizons: the speculative Short Future Shadow and the physical Long Shadow.
Phantom Payrolls and the 56,000 JPY Bull-Trap Singularity: How Headline Labor Surprises Accelerate AI CapEx Deflation, Yen Carry Unwind to 120 JPY, and QFS-zkVM Margin-Call Interlocks
Headline employment upside surprises create a Phantom Payroll Divergence, where overall job additions hide structural contractions in high-wage white-collar technology payrolls [p.3].
Ranking, Not Point Estimates: Risk Tiering and the Case for AI-Assisted Loss Data in Caribbean SIDS Credit
Official lending rates across the Caribbean range from 5% to 15%, with public debt burdens exceeding 100% of GDP in several states.
Research on the Impact and Transformation of Artificial Intelligence Technology on the Development of Traditional Accounting Industry
At Kaisheng Haofeng Agricultural Group, AI tools enabled invoice sorting that originally took 3 people 3 days to be completed by 1 person in half a day, increasing efficiency by 18 times.
AI-Automated Financial Reporting, Accounting Quality, Internal Controls, and Equity Market Valuations: Documentary Evidence from GCC-Listed Companies
The study applies manual documentary content analysis to 43 distinct source-linked evidence IDs across 51 register rows from GCC issuer reports.
AI Washing as the New Corporate Misrepresentation
A textual analysis of more than 5,000 U.S. SEC filings from 2020 to 2025 indicates that AI washing may satisfy Rule 10b-5 materiality and scienter requirements when corporate representations diverge from operational reality.
Artificial Intelligence in Fintech and the Black Box Dilemma: Regulatory Perspectives in Azerbaijani Law
Artificial intelligence adoption in fintech enhances operational speed in credit scoring, insurance risk assessment, and fraud detection, but creates algorithmic opacity known as the black box dilemma.
Does Earnings-Call Climate Exposure Improve Machine-Learning Forecasts of Stock Downside Risk? Out-of-Sample Evidence from U.S. Firms
The study evaluates out-of-sample forecasts of downside risk for 1,792 U.S.-listed non-financial firms across 15,521 firm-years from 2012 to 2024.
The Human-Centric Algorithm: Synergising AI-Driven Fraud Detection with Ethical Human Oversight to Optimise Sustainable Banking Integrity
In 2025, global digital payments value reached $2.0 quadrillion across 3.6 trillion transactions, of which $1 trillion were fraudulent.
A Machine Learning Framework for Privacy-Preserving Financial Risk Assessment Using Explainable Artificial Intelligence and Blockchain-Based Trust Management
The Privacy-Preserving Explainable Trust Framework (PP-ETF) achieves AUC-ROC performance within 1.4%–1.6% of centralized deep-learning models while enforcing privacy and decentralized trust guarantees.
From Digital Transactions to Formal Credit: A Review of FinTech-Enabled MSME Financing in India
The study gathers primary data using a structured questionnaire administered to a sample size of 100 respondents from MSMEs.
Artificial Intelligence as a Catalyst for Change in Accounting and Finance: Exploring Applications, Opportunities and Challenges
Sanz Martin et al. (2026) synthesised 256 articles to highlight transparency, ethics, security, and skills in AI accounting research.
Generative Artificial Intelligence Adoption and Accounting Performance: Examining Accounting Efficiency, Financial Reporting Quality and Managerial Decision-Making
The study collects cross-sectional data from 250 accounting and finance professionals to analyze AI adoption and performance using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4.0
Emerging Technologies, Organizational Change, and Financial Innovation: A Multi-Country Study from the Arab Region
Primary data was gathered from 2,168 investors, fintech users, and financial professionals across seven Arab countries to evaluate regional digital transformation.
Who Answers for the Agent? Agentic AI, Delegated Execution, and Accountability in the Corporate Finance Function
The paper presents the Algorithmic Financial Accountability Framework (AFAF) anchored on 9 core propositions to address governance in AI delegation.
A Scalable MLOps Framework for Intelligent Fraud Detection and Identification in Financial Transactions
The study develops a scalable MLOps framework evaluated on 100,000 transactions sampled from the Credit Card Transactions Fraud Detection Dataset.
Artificial Intelligence and Cyber Fraud Prevention in Digital Banking: A Comparative Legal Analysis of India, the United Kingdom and the United States
Machine-learning algorithms and behavioural analytics enable financial institutions to detect digital banking fraud at scale beyond conventional rule-based systems.
Limited Capital? Explaining Transatlantic Divergences in Artificial Intelligence Startup Financing
In the Post-period, AI accounts for around 60% of VC investment volume in the US, compared to roughly 31% in Europe.
Fraud-Preserving Dual-Horizon Temporal Heterogeneous Graph Contrastive Learning for Credit Card Fraud Detection
On a 30,000-event synthetic stream with a 2.40% overall fraud rate, the proposed dual-horizon FPAA model achieves an average precision of 0.427 ± 0.038 across three training seeds.
AI-Enabled Personalization and Adaptive User Interface Design in Mobile Banking Applications: Opportunities for Saudi Financial Technology
The paper provides an integrative review synthesizing evidence from 30 peer-reviewed papers published between 2020 and 2025 on mobile banking AI personalization.
Intent-Preserving Neuro-Symbolic Repair for Safe LLM-Driven Financial Transactions
LLM repair in a re-implemented VA-NSF loop produced intent-mismatched commits for 32.1% of requests across 296 evaluation instances.
Service Quality Assessment of Cryptocurrency Exchanges Using the Fermatean Fuzzy TOPSIS Method: A Robust Multi-Criteria Framework with AI-Based Comparative Analysis
The study evaluates cryptocurrency exchange service quality across 20 sub-criteria derived from 4 main dimensions of the ES-QUAL scale.
Ways to Implement Innovative Technologies in the Development of Digital Banking Services
As of January 1, 2025, the total number of users of remote banking service systems in Uzbekistan reached 52,917,166, comprising 51,455,447 individuals and 1,461,719 legal entities and individual entrepreneurs.
Current Strategies for Financing Enterprise Development: An Innovative and Harmonious Approach
Asset tokenization serves as a digital financing mechanism converting real asset rights into blockchain-based tokens (page 2).
Artificial Intelligence in the Financial Sector of the Global Economy: Implementation Directions and Financial Stability Risks
According to international surveys by the Bank for International Settlements, about 70% of financial sector companies use AI for cash flow forecasting and risk assessment.
Final Report on Guidelines on Internal Governance
Article 74(1) of Directive 2013/36/EU mandates institutions to maintain processes for managing risks, including environmental, social, and governance (ESG) risks over a short, medium, and long-term horizon of at least 10 years.
State, Regions and Strategic Governance in Europe and India: Land Tokenisation and AI Stack in Finance
India's UPI digital public infrastructure processes 14 billion transactions monthly.