49 documents
High costs of credit, lack of collateral, and elevated agricultural risks restrict small and medium producers from accessing capital for modernization.
Indonesia's 2024 National Survey on Financial Literacy and Inclusion reported a 75.02% financial inclusion index.
O’mari Zimbabwe was launched in 2023 by Old Mutual Zimbabwe through Old Mutual Digital Services as an interoperable digital financial platform.
Islamic crowdfunding currently accounts for only 3-5% of total FinTech funding in the Arab Gulf region.
The research paper synthesizes data from secondary sources including the Reserve Bank of India, NPCI, SEBI, and twenty research papers published between 2020 and 2026.
A cross-sectional survey of 5,335 adult patients found that health insurance awareness was 60.9%, while ownership was 19.9% and medical care utilization was 15.8%.
A cross-sectional survey of 615 adults across Nigeria's six geopolitical zones evaluated the determinants of insurance inclusion.
Commercial health insurance premium income in China reached 6 แสนล้านหยวน in 2019, representing a year-on-year increase of approximately 30%.
In 2022, global real premium growth contracted by −0.8% for general insurance and −3.8% for life insurance before recovering in 2023.
In 2025, gross written premiums in Uzbekistan reached UZS 13.46 trillion, representing a year-on-year increase of 37.8%.
Microtakaful has developed as a Shariah-compliant protection mechanism across several Muslim-majority countries since 1997.
Public awareness of digital insurance channels has risen by 20% over recent years, though over 40% of the market remains cautious about using them.
Global Sharia-compliant financial assets have expanded into an architecture with total assets exceeding US$3 trillion.
The study uses an integrative literature review across 5 core insurance value-chain stages to analyze digital transformation and governance.
A literature review of 51 studies on insurance human-resource transformation revealed that digital literacy and skills development was the most prominent research theme, appearing in 68.6% of publications.
Bancassurance gross written premiums in Kenya grew from KES 19.5 billion in 2019 to KES 35 billion in 2023, representing a growth of 79.4%.
Saudi Arabia's gross written premiums expanded from SAR 42.03 billion in 2021 to SAR 53.36 billion in 2022, SAR 65.46 billion in 2023, and SAR 76.14 billion in 2024.
The research framework was conducted in 4 analytical stages.
The average insurance penetration in OECD countries increased from 6.0 to 6.2 % of GDP in 2024.
Small and Medium Sized Enterprises across the world utilize FinTech services at approximately 25 percent.
The Insurance Authority launched the TAMEEN digital portal in February 2025 with 36 licensing, approval, supervisory and regulatory services.
The global insurtech market was valued at $30.27 billion in 2025 and is projected to reach $254.64 billion by 2030, representing a 53.1% compound annual growth rate.
Abstracts in the journal layout must not exceed 300 words.
India records over 40 billion UPI transactions annually, positioning it as a leader in fintech adoption.
The study evaluates AI-only, human-only, and hybrid human-AI advisory models through a randomized experiment involving 90 insurance consumers.
Every 1% increase in gross digital transaction value (GDV) makes a positive contribution of about 0.14% to India's real GDP growth rate.
Hong Kong's insurance sector relies heavily on approximately 120,000 sales agents, causing digital adoption to lag behind peers.
A Systematic Literature Review (SLR) based on the PRISMA protocol analyzed 59 articles published between 1996 and 2024 to map AI applications in the financial sector [p.1].
Startups in Algeria face high operational risks and financial constraints, with a failure rate between 60 % and 90 %, and around 10 % failing during their first year of existence.
World Bank data shows that 1.4 billion adults worldwide lack bank accounts, while approximately 1.1 billion of them own mobile phones.
