Airdrop Sybil Attack Detection Framework Supported by Machine Learning
A single hunter accumulated 933,365 Arbitrum tokens valued at nearly $1 million in 2023.
Cybersecurity Reports & Market Data (2026)
169 documents
From Digital Transactions to Formal Credit: A Review of FinTech-Enabled MSME Financing in India
The study gathers primary data using a structured questionnaire administered to a sample size of 100 respondents from MSMEs.
A Machine Learning Framework for Privacy-Preserving Financial Risk Assessment Using Explainable Artificial Intelligence and Blockchain-Based Trust Management
The Privacy-Preserving Explainable Trust Framework (PP-ETF) achieves AUC-ROC performance within 1.4%–1.6% of centralized deep-learning models while enforcing privacy and decentralized trust guarantees.
The Human-Centric Algorithm: Synergising AI-Driven Fraud Detection with Ethical Human Oversight to Optimise Sustainable Banking Integrity
In 2025, global digital payments value reached $2.0 quadrillion across 3.6 trillion transactions, of which $1 trillion were fraudulent.
Unified Payment Interface: Towards Greater Cyber Sovereignty
In June 2020, UPI recorded more than 1.34 billion transactions amounting to almost US$35 billion.
Strong Customer Authentication: Legal Regulation and Implementation Issues
The Management Board of the Central Bank of the Republic of Azerbaijan approved the Strong Customer Authentication (SCA) Rule on 13 March 2024 under Decision No. 12/2, applying to payment transactions from January 2026.
Blockchain Beyond Borders: Rethinking Tanzania's Legal and Regulatory Framework for the Digital Age
In 2019, the Bank of Tanzania issued a public notice cautioning against the use, marketing, and trading of cryptocurrencies, declaring the Tanzanian Shilling as the sole legal tender.
Artificial Intelligence as a Catalyst for Change in Accounting and Finance: Exploring Applications, Opportunities and Challenges
Sanz Martin et al. (2026) synthesised 256 articles to highlight transparency, ethics, security, and skills in AI accounting research.
AI-Enabled Personalization and Adaptive User Interface Design in Mobile Banking Applications: Opportunities for Saudi Financial Technology
The paper provides an integrative review synthesizing evidence from 30 peer-reviewed papers published between 2020 and 2025 on mobile banking AI personalization.
A Scalable MLOps Framework for Intelligent Fraud Detection and Identification in Financial Transactions
The study develops a scalable MLOps framework evaluated on 100,000 transactions sampled from the Credit Card Transactions Fraud Detection Dataset.
An Analytical Study of UPI Fraud Detection in Online Transactions in India
The CBI identified more than 8.5 lakh mule accounts used in cyber fraud.
Enhancing Private-Private Information Sharing in South Africa to Disrupt Economic Crime
An estimated €4 trillion is laundered annually worldwide, with only around 1-2 per cent successfully confiscated under existing compliance frameworks.
AI Literacy and Critical Thinking in Strengthening Students' Fraud Detection Capability in a Cashless Society
A quantitative study surveyed 120 active university students in Java to analyze how AI literacy and critical thinking impact digital fraud detection capability.
Artificial Intelligence and Cyber Fraud Prevention in Digital Banking: A Comparative Legal Analysis of India, the United Kingdom and the United States
Machine-learning algorithms and behavioural analytics enable financial institutions to detect digital banking fraud at scale beyond conventional rule-based systems.
Risk Return Dynamics and Portfolio Performance of Islamic Microfinance Institutions: Evidence from Post-Digital Transformation Era
The research article published in Vol. 2 No. 4 (2026) develops a theoretical risk-return framework to evaluate Islamic microfinance institutions in the post-digital transformation era.
Final Report on Guidelines on Internal Governance
Article 74(1) of Directive 2013/36/EU mandates institutions to maintain processes for managing risks, including environmental, social, and governance (ESG) risks over a short, medium, and long-term horizon of at least 10 years.
Artificial Intelligence in the Financial Sector of the Global Economy: Implementation Directions and Financial Stability Risks
According to international surveys by the Bank for International Settlements, about 70% of financial sector companies use AI for cash flow forecasting and risk assessment.
Ways to Implement Innovative Technologies in the Development of Digital Banking Services
As of January 1, 2025, the total number of users of remote banking service systems in Uzbekistan reached 52,917,166, comprising 51,455,447 individuals and 1,461,719 legal entities and individual entrepreneurs.
The Dependence on Banking as a Service in White Label Fintechs: Impacts on Security and Operational Continuity in Brazil
A study recorded 3,069 fintechs in Latin America and the Caribbean at the end of 2023, up from 703 in 2017.
Financial Information Systems and Their Role in Achieving Financial Sustainability: An Analytical Study of Commercial Banks
The study analyzed data from a questionnaire distributed to 250 employees of commercial banks to evaluate the impact of financial information systems on financial sustainability.
Digital Business Ecosystem Vulnerability in Africa: A Multi-Method Analysis of Economic Scale and Cyber-Loss Exposure
Internet penetration in Africa rose from 28% in 2019 to over 44% in 2024, while mobile money users surpassed 700 million.
Security and Privacy in Digital Payments: Blockchain, PIX, and Central Bank Digital Currencies (CBDCs)
The systematic review synthesises 50 highly relevant studies selected from a total pool of 615 candidate records published between 2014 and 2025.
Relationship Between Risk Perception, Trust, and Adoption of Cryptocurrency-Based Payment Systems in Africa
The study conducts a structured review of literature spanning from 2018 to 2025 to synthesize how behavioral and contextual factors influence cryptocurrency payment adoption in African economies.
Implementation of Machine Learning for Waqif Honesty Detection in Blockchain-Based Digital Waqf Systems
The study integrated the Ethereum Fraud Detection Dataset containing 9,841 transactions and 51 attributes with digital waqf system behavioral data.
When Is a Hack a Defense? Custodial Liability, Issuer Freezes and the Public Loss after the Binance Theft of 29 October 2026
On 29 October 2026, about $6.36 billion was taken from Binance's hot wallets across ten blockchains.
Secure SDLC Practices in Financial Application Development
The 2023 IBM Cost of a Data Breach Report identified average breach costs in the financial sector exceeding USD 5.9 million per incident.
Virtual Annual General Meetings in South Africa: Navigating Governance Challenges
Since 2022, among 703 AGMs facilitated by the JSE and Computershare South Africa, 63 per cent of listed companies held their AGMs virtually, 25 per cent in a hybrid format, and 12 per cent in person.
A Deep Learning Ensemble With Data Resampling For Credit Card Fraud Detection
The proposed deep learning ensemble combined with the SMOTE-ENN method achieved a sensitivity of 1.000 and a specificity of 0.997.
Managing Secure File Transfers in Community Banking Gateways
Threat of ransomware and phishing concerns 72% of surveyed community banks, while 67% report high costs associated with MFT adoption.
Problems and Effectiveness of Illegal Online Lending Supervision Policies in Indonesia from an Economic Policy Law Perspective
During the period from February to March 2024, Satgas PASTI identified 537 illegal online lending entities operating through unofficial websites and mobile applications.