133 documents
Artificial intelligence adoption in fintech enhances operational speed in credit scoring, insurance risk assessment, and fraud detection, but creates algorithmic opacity known as the black box dilemma.
High costs of credit, lack of collateral, and elevated agricultural risks restrict small and medium producers from accessing capital for modernization.
The Privacy-Preserving Explainable Trust Framework (PP-ETF) achieves AUC-ROC performance within 1.4%–1.6% of centralized deep-learning models while enforcing privacy and decentralized trust guarantees.
In 2019, the Bank of Tanzania issued a public notice cautioning against the use, marketing, and trading of cryptocurrencies, declaring the Tanzanian Shilling as the sole legal tender.
In 2025, global digital payments value reached $2.0 quadrillion across 3.6 trillion transactions, of which $1 trillion were fraudulent.
Data gathered from 215 valid questionnaires administered to SME respondents were analyzed to assess tax compliance determinants in Nairobi City County.
Headline employment upside surprises create a Phantom Payroll Divergence, where overall job additions hide structural contractions in high-wage white-collar technology payrolls [p.3].
The research analyzes cross-border Real-World Asset (RWA) financing structures originating in Mainland China and issued via a Special Purpose Vehicle (SPV) in Hong Kong.
ACCOUNTGUARD AI is developed as an artificial intelligence model to perform continuous continuous accounting monitoring and early revenue fraud detection in cashless companies [p.1].
Cross-Border Interbank Payment System (CIPS) daily usage was reported at about $60 billion compared to about $1,800 billion a day for CHIPS, with about 80 percent of CIPS payments still using Swift messaging.
The Bangladesh Financial Intelligence Unit received 17,345 STR/SAR reports in FY2023–24, consisting of 11,736 STRs and 5,609 SARs.
The reproducible synthetic temporal transaction stream generator fixes its random seed to 20261022 and creates T=49 directed snapshots with 240 nodes each, totaling 11,760 node instances.
Sanz Martin et al. (2026) synthesised 256 articles to highlight transparency, ethics, security, and skills in AI accounting research.
Bonus abuse accounts for approximately 70% of all fraud events caught by automated anti-fraud tooling.
South Africa was removed from the Financial Action Task Force list of jurisdictions under increased monitoring on 24 October 2025 following statutory reforms.
According to international surveys by the Bank for International Settlements, about 70% of financial sector companies use AI for cash flow forecasting and risk assessment.
The study constructed an early warning detection system for non-performing loans using 12.500 simulated records with 76,0% performing loans and 24,0% non-performing loans.
Data collection conducted between February and June 2025 yielded 500 initial survey responses, resulting in a final sample of 328 valid responses after screening [p.9].
In fiscal year 2024-25, bilateral merchandise trade between India and the UAE reached USD 100.06 billion, representing a 19.6 per cent increase.
Formal legal subsumption fails to fully address decentralized finance, tokens, and autonomous organizations, requiring criteria based on agent behavior, risk, and proportional state response [p.1].
The systematic review synthesises 50 highly relevant studies selected from a total pool of 615 candidate records published between 2014 and 2025.
The Non-Compensatory Multimetric Framework (NCMF) is validated on 2 real technology initiatives of a leading insurance group [p.1].
Under the EU Markets in Crypto-Assets Regulation (MiCAR), supplementary sustainability reporting is triggered when annual energy consumption exceeds 500,000 kWh per year.
Indonesian bank lending grew by 10.39% year-on-year to IDR 7,827 trillion as of December 2024, while maintaining a gross non-performing loan ratio of 2.08%.
The Anti-Money Laundering Tracker models transaction networks using the IBM AMLSim synthetic dataset, which includes approximately 9,945 account records and 68,289 transactions.
The study evaluates how blockchain adoption impacts ESG transparency using a simulated sample of 400 cases.
Fin-HVA mathematically certifies autonomous agent decisions, eliminating safety violations (0.0% Violation Rate) with task success rates above >94% and step latency below <1.3s.
The 2023 IBM Cost of a Data Breach Report identified average breach costs in the financial sector exceeding USD 5.9 million per incident.
The study develops four theoretical hypotheses and corresponding assessment indicators to promote financial innovation while preserving stability.
Regulators actively enforced rules by blocking sixty-nine unlicensed loan applications in November 2024.
