Examining SME Owners' Willingness to Submit Personal and Business Documents as a Proxy for Trust and Creditworthiness: The Psychological Collateral Paradigm
SMEs represent about 90% of businesses and more than 50% of employment worldwide.
442 documents
SMEs represent about 90% of businesses and more than 50% of employment worldwide.
Cryptocurrency reached an estimated market capitalization of 3.9 trillion USD in 2025, driving high adoption in lower-middle income countries.
The national zakat potential in Indonesia reaches Rp 327 triliun per year, according to BAZNAS estimates.
The study analyzes a pooled-standardized Financial Slack Index using 4,832 firm-year observations from 524 listed firms in 21 countries during 2016-2025 [p.1].
A single hunter accumulated 933,365 Arbitrum tokens valued at nearly $1 million in 2023.
Kyrgyzstan committed to reducing greenhouse gas emissions by almost 16 % by 2030 under its Nationally Determined Contribution.
High costs of credit, lack of collateral, and elevated agricultural risks restrict small and medium producers from accessing capital for modernization.
Shareholder agreements in closely held corporations, regulated by Article 118 of Brazilian Law No. 6.404/1976, serve to maintain corporate stability but can face paralysis under equal or shared control.
The study analyzes a balanced panel of 53 ordinary equity securities continuously listed and traded on the Nairobi Securities Exchange over the 2021-2025 period.
The final sample analyzed consists of 225 ABDC-indexed articles published across 78 journals between 1986 and 2024.
The Privacy-Preserving Explainable Trust Framework (PP-ETF) achieves AUC-ROC performance within 1.4%–1.6% of centralized deep-learning models while enforcing privacy and decentralized trust guarantees.
The research analyzes cross-border Real-World Asset (RWA) financing structures originating in Mainland China and issued via a Special Purpose Vehicle (SPV) in Hong Kong.
The final study sample comprises 215 non-financial companies listed on B3 with 1,267 observations from 2010 to 2023.
The issuance of government securities in Uzbekistan doubled from 21.3 trillion UZS to 42.2 trillion UZS between 2023 and 2025.
Official lending rates across the Caribbean range from 5% to 15%, with public debt burdens exceeding 100% of GDP in several states.
Artificial intelligence adoption in fintech enhances operational speed in credit scoring, insurance risk assessment, and fraud detection, but creates algorithmic opacity known as the black box dilemma.
Between 2014-2019 and 2020-2025, two-year yield commonality rose from 45.2% to 56.4%, while ten-minus-two-year slope commonality declined from 66.7% to 56.4%.
Global Islamic financial assets reached around USD 3.88 trillion in 2024 according to the Islamic Financial Services Board (IFSB).
Financial markets operate across two temporal horizons: the speculative Short Future Shadow and the physical Long Shadow.
FinTech usage has grown by over 240% globally in the past decade.
In 2025, global digital payments value reached $2.0 quadrillion across 3.6 trillion transactions, of which $1 trillion were fraudulent.
The Satyam scandal of 2009 in India revealed balance-sheet misstatements exceeding ₹7,000 crore, of which ₹5,040 crore represented non-existent cash and bank balances.
Mergers and acquisitions transactions feature an interim period between signing and closing where commercial assumptions and target conditions may change before completion.
Family offices globally manage an estimated US$10 trillion in assets, with total sector numbers ranging from 8,000 to 17,000.
The Baku to Belém Roadmap aims to mobilize at least $1.3 trillion per year by 2035 and triple adaptation finance.
Globally, remittances grew by 10% to US$689 billion, with nearly three-quarters flowing to developing countries.
Headline employment upside surprises create a Phantom Payroll Divergence, where overall job additions hide structural contractions in high-wage white-collar technology payrolls [p.3].
BAZNAS's business capital assistance program in City X increased average mustahik income by 25–30%.
A textual analysis of more than 5,000 U.S. SEC filings from 2020 to 2025 indicates that AI washing may satisfy Rule 10b-5 materiality and scienter requirements when corporate representations diverge from operational reality.
Average monthly mobile banking transactions of the ten studied banks grew from 106 million in FY2017-18 to 10,985 million in FY2024-25.