High Savings Potential Despite Increasing Optimisation: Swiss Basic Health Insurance Study
Adults in Switzerland can save an average of CHF 702 per year by switching to the cheapest basic health insurance model.
Regulation Reports & Market Data (2026)
624 documents
Emerging Risks, Fintech and Financial Sector Regulation: Performance Analysis, Science Mapping and Future Directions
The document dataset involved 177 authors with an average citation rate of 18.79 per document and an average age of 3.56 years.
Financial Inclusion and New Banking Models in Morocco
The adult account ownership rate in Morocco stands at approximately 53%, reflecting ongoing progress alongside notable urban-rural and gender disparities.
Monthly Flows Report: October 2026
European Crypto ETPs recorded $55.1M in aggregate net inflows in October 2026, bringing 2026 YTD net inflows to $1’693.8M.
Monitoring of Capital Flows to Sustainable Investments
In 2025, large European companies invested EUR 512 billion in green and transition assets, representing 21% of overall corporate investment in the European Union.
Sustainable Development Finance as a Response to the Post-Industrial Economy Challenges
The conceptual framework of sustainable development finance integrates economic, environmental, and social dimensions into financial decision-making based on 10 bibliographic foundations
Integrating Blockchain with AI: A Data-Driven Model for Secure, Scalable Decentralized Finance (DeFi) Systems
The research conducted a systematic review following the PRISMA framework starting with an initial pool of 322 articles on blockchain and AI convergence.
Cyber Security Challenges in Digital Finance: Future Strategies
Digital finance has transformed financial services while expanding the cyber-attack surface across banking, FinTech platforms, and decentralized systems [p.1].
Changes in U.S. Family Finances from 2022 to 2025
Real median family income rose 7 percent between the 2022 to 2025 surveys, while real mean family income fell 6 percent.
Una versione logit di Merton-Vasicek: A logit version of the models of Merton and Vasicek
The paper proposes replacing structural asset correlation in the Merton-Vasicek framework with the linear correlation between credit survival logits, enabling the modeling of unlisted corporate credit risk from standard bank rating systems.
The Financial Policy Committee's Recommendation on Loan to Income Ratios in Mortgage Lending: General Guidance
The guidance sets out expectations to implement the Financial Policy Committee's recommendation to maintain an aggregate high LTI flow limit of 15%.
Digital Transformation and Banking Profitability: The Mediating Role of Operational Efficiency
The study analyzes a panel of 31 commercial banks listed on the Indonesia Stock Exchange (IDX) across 155 observations from 2020 to 2024.
Union-wide Strategic Supervisory Priorities 2027-2029
EIOPA established the Union-wide Strategic Supervisory Priorities for the 2027-2029 cycle pursuant to Article 29a of Regulation (EU) No 1094/2010.
Fintech Revolution: How Digitalization Changes the Way We Invest and Save
The national FinTech ecosystem reached 1,200 companies with daily transactions of USD 890 million or around Rp 14 trillion, growing 62% year-on-year per May 2025.
Adaptive Management in Modern Banks to Prevent Cross-Border Money Laundering
In 2024, China recorded a record $168 billion outflow of foreign direct investment amid tightening currency movement restrictions.
Shariah Governance for Non-Bank Islamic Financial Technology: Regulatory Gaps and Prospects for Reform
The study analyzes Shariah governance challenges facing non-bank Islamic financial technology platforms operating outside standard banking regulatory oversight.
Neobanks in India: A Conceptual Overview
Neobanking as a concept first emerged in the UK in 2013 and in Germany in 2015.
RegTech and SupTech: Strategic Directions for the Development of Digital Financial Regulation
The automated processing level of regulatory reporting (SupTech) in Ukraine is projected to reach 72.8% in 2025, up from 31.0% in 2023.
The Development of Fintech in Poland as a Factor of International Competitiveness
Poland's fintech ecosystem includes over 400 active companies employing over 22,000 people.
Report on the Impacts of Climate Change on Life and Health and Potential Emerging Risks for the Insurance and IORP Sectors
Heatwaves represent the dominant climate-related health risk in Europe, accounting for 97% of fatalities from weather- and climate-related extremes in the EU-27 since 1980.
Technological Forecasting of Smart Contracts Applied to Governance and Compliance: Patent Landscape and Opportunities for Social Technologies and Vertical Mobility
A technological forecasting sample of 41 patent documents related to smart contracts, blockchain, and contractual automation was retrieved and analyzed.
Communication and Information Technologies in the Corporate Governance System of Ukrainian Banking Institutions
The paper presents a structural-functional model featuring 3 levels of information and communication support for corporate governance in banks.
From Ledgers to Algorithms: Mapping Fintech's Impact on Finance and Accounting Through Bibliometric Analysis (1989–2025)
A total of 3,691 documents indexed in the Web of Science database between 1989 and 2025 were analyzed to evaluate academic output in FinTech.
FinTech and Regulatory Framework: A Comparative Study Between United States of America and United Kingdom
In 1967, Barclays introduced an early automated teller machine (ATM) in the United Kingdom, establishing 24/7 self-service consumer banking access.
Transforming the Insurance Landscape: Digitalization Trends and Regulatory Challenges in Hong Kong
Hong Kong's insurance sector relies heavily on approximately 120,000 sales agents, causing digital adoption to lag behind peers.
Decision-Making Perspectives on the Risks of Financial Digitalization Among Individual Respondents
A quantitative questionnaire survey conducted in autumn 2025 gathered responses from 1,109 participants to explore financial digitalization risk perceptions.
The Effect of Fintech Competition on the Profitability of Deposit Money Banks in Nigeria
During H1 2022, 10 Nigerian Deposit Money Banks expended N81.92 billion on ICT, representing a 58.7% rise from 2021 to construct digital channels and connect with fintechs.
Digital Transformation and Financial Resilience in Indonesian Banking: A Comparative Pre–Post Analysis
World Bank statistics reported 97.74 million unbanked adults in Indonesia in 2021.
Artificial Intelligence in the Financial Sector: Trends, Challenges, and Practices
A Systematic Literature Review (SLR) based on the PRISMA protocol analyzed 59 articles published between 1996 and 2024 to map AI applications in the financial sector [p.1].
Cashless Society and the Informal Economy: Assessing the Potential of Policy-Driven Digital Payment Ecosystems for Sustainable Transformation
The study conducted a bibliometric mapping of 97 peer-reviewed Scopus articles published between 2010 and 2025 to evaluate policy-driven digital payment adoption in informal economies.