The Artificial Intelligence Revolution in Finance: From Algorithms to Strategic Solutions
The study identifies four stages of AI evolution in finance: algorithmic-rule, machine learning, deep learning, and generative-strategic.
AI in finance Reports & Market Data (2026)
314 documents
AI-Driven Tax Fraud Detection and Tax Compliance Analytics: A Review of Methods, Challenges, and Responsible Deployment
Replacing the least promising 10% of manual tax audits in Italy with taxpayers selected by an algorithm raised detected tax evasion by up to 39%.
Strategies for Using New Media to Promote Commercial Health Insurance Marketing in the People's Republic of China
Commercial health insurance premium income in China reached 6 แสนล้านหยวน in 2019, representing a year-on-year increase of approximately 30%.
AI & FinTech-Driven Transformation of the Indian Financial Management System: An Empirical Study of Digital Payments, Blockchain Technology, & Cryptocurrency
The study establishes a conceptual framework linking FinTech adoption, digital payments, AI-enabled services, consumer trust, and financial inclusion in India [p.1].
NPCI Gateway Integration for Enhanced Fraud Prevention in Digital Transactions
The platform achieved a fraud class precision of 94.2% using a hybrid machine learning approach with Random Forest and Isolation Forest classifiers.
Artificial Intelligence for Detecting Irregularities in Banking Operations
The dataset used for fraud recognition research contains 50,000 samples, consisting of 47,573 normal transactions, 2,423 fraudulent transactions, and four unlabeled samples.
AI-Based Fraud Detection and Financial Risk Management
In a pilot study, AI-based fraud detection accuracy rose from 71.4% to 95.8%.
The Application of Robo Advisory Platform for Faraid (Inheritance) Investment in Islamic Wealth Management in Malaysia
Unclaimed inheritance assets in Malaysia reached approximately RM90 billion by late 2024 and 2025, up from RM70 billion in 2020 and RM42 billion in 2011.
Regulation of Artificial Intelligence in FinTech Sector: Challenges and Opportunities in Indonesia
Artificial intelligence research originated around 1950 and gained formal definition at the Dartmouth Conference organized by John McCarthy in 1956.
FinTech Innovation and Competitive Advantage: Examining the Role of Data Analytics Capabilities
A research simulation of 400 FinTech firms examines how data analytics capability (DAC) and regulatory sandboxes drive competitive advantage.
AI-Driven Predictive Analytics Framework for Financial Fraud Detection in Digital Transactions
On a six-million-transaction synthetic dataset, the proposed ensemble attains a recall of 0.9184 at a false-positive rate of 0.0186.
Understanding Consumer Adoption of AI-Enabled Health Insurance Services: An Empirical Investigation
A cross-sectional survey of 5,335 adult patients found that health insurance awareness was 60.9%, while ownership was 19.9% and medical care utilization was 15.8%.
Financial Inclusion and Institutional Resilience in AI-Driven Islamic Finance: A Contract-Based Risk Governance Framework
The research paper was published in Electronic Integrated Computer Algorithm Journal covering pp 64~83 in Vol. 4, No. 1.
Cyber Security Challenges in Digital Payment Systems
The paper proposes an integrated five-layer cybersecurity framework combining layered authentication, encryption, real-time transaction monitoring, and machine-learning-based anomaly detection to mitigate cyber threats in digital payment systems.
Intelligent FinTech Architecture for Liquidity Management in Agribusiness Enterprises: A Methodological Approach to Differentiating Financial Decisions
MHP reported 2025 revenue of $3766.0 million (+24%) and adjusted EBITDA of $569.0 million (+1%), with operating cash flow covering 0.50 of net investment outflows.
Discussion Paper on Machine Learning for IRB Models
The EBA published its discussion paper on machine learning for IRB models under reference EBA/DP/2021/04 on 11 November 2021.
Digital Financial Literacy and Trust in Hybrid AI Advisory: Explaining Perceived Private Wealth Management Capability Among Digitally Engaged Retail Investors in an Emerging Market
A non-probability sample of 249 digitally engaged retail investors in Vietnam was evaluated using PLS-SEM with 5,000 bootstrap subsamples.
Combating Market Manipulation: A Wasserstein GAN-GP Augmented, Focal-Loss TabNet for Cryptocurrency Pump-and-Dump Detection
On the primary 25-second chunk resolution, the proposed framework reached a precision of 100.0%, a recall of 85.7%, and an F1-score of 92.3% on a stratified held-out test split.
Deep Transformer Architectures for Real-Time E-Payment Fraud Detection Under Class Imbalance
Global losses from electronic payment fraud are estimated to reach around USD 48 billion globally by 2025.
Transformation of the Insurance Market under Global Volatility: Mechanisms for Ensuring the Stability of Mandatory and Voluntary Insurance Segments
In 2022, global real premium growth contracted by −0.8% for general insurance and −3.8% for life insurance before recovering in 2023.
X-FCA: Diagnosing Explanatory Decoupling in Financial Information Systems via Counterfactual XAI and Conformal Prediction
The X-FCA framework was established to audit financial language models over a harmonized master corpus of 177,965 microblogs across Cryptocurrency, Traditional Finance, and Institutional sources.
Generative AI in Finance: Mapping the Emerging Convergence of Quantitative Trading, Robo-Advisory, and Blockchain Markets
The study analyzes a bibliometric dataset of 695 English-language Scopus records published between 2023 and 2025 to map the intellectual structure of GenAI in finance.
On-Chain Behavioral Signatures for Classifying Centralized Exchange Addresses on Ethereum Using Proof-of-Reserves
The study constructs a dataset of 3,033,857 Ethereum addresses from 15 CEXs and five Non-CEX categories using Proof-of-Reserves disclosures.
Financial Data Analytics Without Identification: A Structured Review of a Fragmenting Field
The systematic review analyzed a corpus of 224 in-scope studies on financial data analytics published between 2020 and 2026.
Bitcoin Trend Prediction Using Bitcoin Influence Index Weighted Sentiment and Hybrid Ensemble Learning
This study proposes the Bitcoin Influence Index (BII) to weight social media sentiment using four influence dimensions: Reach, Credibility, Activity, and Content Influence.
A Governance-Aware AI Prototype for Shariah Screening in Islamic Digital Finance: Design, Testing and Comparative Ablation
Testing the same model without the HSG layer yielded a functional score of 78 of 108 points, representing 72.2 percent.
Integrating Artificial Intelligence into Islamic Finance: Opportunities and Challenges
An initial search across Scopus, Google Scholar, and JSTOR databases spanning 2013 to 2024 yielded 487 academic papers on AI in Islamic finance.
Analysis and Problems of the Risk Monitoring System in the Banking System of Uzbekistan
The article examines the institutional foundations, prudential control mechanisms, and indicators used in the risk monitoring system of Uzbekistan.
Algorithmic Credit Scoring and Financial Inclusion: A Theoretical Framework of Information, Exclusion and Over-Indebtedness in Digital Lending Markets
In Malawi, digital loan borrowers faced borrowing terms of ten per cent over fifteen days, where financial literacy training failed to improve timely repayment rates.
The Euro Area Bank Lending Survey - Third Quarter of 2026
Euro area banks reported a net tightening of credit standards for loans or credit lines to firms of 9% in the third quarter of 2026, up from 7% in the second quarter.