ECB Perception of Non-Banks: A Machine Learning-Based Approach
The authors construct an index tracking the European Central Bank's perception of non-bank financial intermediaries using 2,830 speeches delivered between July 1998 and June 2024.
AI in finance Reports & Market Data (2026)
314 documents
Use of Artificial Intelligence in Market Risk Mitigation in Islamic Banking
The paper presents a literature review analyzing national journals on how artificial intelligence strengthens market risk management and operational efficiency in Islamic banking [p.1].
A Critical Analysis of the Legal and Ethical Challenges of Digital Lending Applications in Tanzania: A Doctrinal Analysis with Comparative Reference to Nigeria
Regulators actively enforced rules by blocking sixty-nine unlicensed loan applications in November 2024.
Hybrid AI Model for Online Payment Fraud Detection Using Machine Learning
The proposed hybrid AI system was trained and evaluated on a transaction dataset containing more than 6 million records with transaction time steps ranging from 0 to 743.
From Brokers to Apps: A Bibliometric and Thematic Review of Retail Investor Adoption and Satisfaction with Online Investment Platforms in India
As of December 2025, India has approximately 21.6 crore demat accounts, with 17.3 crore held at CDSL and 4.3 crore at NSDL.
Challenges and Opportunities of Capital Market Efficiency in the Digital Era
As of August 2025, Indonesia recorded approximately 17.6 million Single Investor Identification (SID) accounts in its capital market.
InterFuse: Interaction-Guided Adaptive Fusion of Heterogeneous Models for Payment Risk Ranking
InterFuse achieves the highest top-ranked recall and AUC on all four evaluated datasets, improving Recall@1% by 1.11–8.09 percentage points over the strongest baselines.
The Trillion-Dollar Illusion?
OpenAI disclosed $122 billion in committed financing at an $852 billion post-money valuation in March 2026.
An Introduction to Artificial Intelligence Applications in Mutual Fund Management
Mutual funds collect capital from multiple investors to purchase pooled baskets of stocks, bonds, and monetary assets.
A Critical Review of Machine Learning Approaches for Credit Risk and Loan Default Prediction
Machine learning algorithms outperform traditional regression techniques by a margin of generally 10%–15% in loan default prediction.
A Graph Neural Network Platform for Blockchain Anti-Money Laundering: A Literature Review and Proposed System Architecture
The Elliptic benchmark dataset contains roughly 204 thousand Bitcoin transactions linked by about 234 thousand payment-flow edges across 49 time steps.
How Environmental, Social, and Governance Mediates the Impact of FinTech Investments on Bank Performance in Gulf Countries
Worldwide investments in FinTech reached US $226.6 billion in 2021, driving digital financial innovation globally.
The 2026 State of Open Source in Financial Services
Financial services contributors generated 1,260,883 commits to public GitHub repositories in 2026, representing a 63% increase year-over-year.
Strategic Planning for AI-Enabled Cloud Business Intelligence in Commercial Banks: Comparative Evidence from South Africa and Nigeria
The research examines how strategic planning connects artificial intelligence and cloud-scale data infrastructure in commercial banking across South Africa and Nigeria.
Machine Learning Based Fraud Detection System
The proposed machine learning fraud detection pipeline achieves an ROC-AUC of 0.984 and a PR-AUC of 0.886 across 284,807 European cardholder logs.
Customer Perception of Service Excellence in the Financial Services Industry: Integrating ESG Practices and Artificial Intelligence in Banking
The research methodology engaged a total sample size of 120 respondents, collecting 100 responses via Google Forms and 20 via physical forms.
The Future of the Indian Financial System
The research paper synthesizes data from secondary sources including the Reserve Bank of India, NPCI, SEBI, and twenty research papers published between 2020 and 2026.
Employee Perceptions of Organizational Readiness for the Fourth Industrial Revolution: Evidence from the Tanzanian Banking Sector
Out of a calculated sample of 346 bank employees drawn from a population of 2,560, a total of 345 usable responses were evaluated, yielding a 99.7% response rate.
Electronic Banking Fraud in South Africa: Key Drivers in the Digital Age
In 2017, the South African Reserve Bank issued operational licenses to 3 fully digital banks, escalating competitive dynamics across the sector.
Artificial Intelligence and Audit Quality: Evidence from Emerging Economies
The quantitative research design analyzed secondary panel data from 25 firms observed over a decade, producing 250 firm-year observations.
An Examination of Artificial Intelligence Adoption for Sustainable Financial Management among Zimbabwean SMEs
Micro and SMEs represent approximately 90% of Zimbabwe's economy and around 60% of the nation's Gross Domestic Product.
Voting Ensemble Framework with SMOTE for Financial Fraud Detection in Highly Imbalanced Transaction Data
The framework addresses extreme class imbalance in a dataset comprising 6,362,620 transaction records, where only 8,213 records (0.1291%) represent fraudulent activity.
Adoption of Artificial Intelligence in Accounting Practices: Opportunities, Challenges, and Ethical Issues
The proportion of accounting firms planning to invest and upgrade in AI increased from 48% in 2023 to 57% in 2025 to 64% in 2025.
A Hybrid Approach Based on Ensemble Learning and SMOTE Technique for Credit Card Fraud Detection
By 2020, Mastercard and Visa issued 2,287 million credit cards worldwide, with Mastercard issuing 1156 million and Visa issuing 1131 million cards.
Integrating Artificial Intelligence and Islamic Commercial Law to Enable Online Transactions Free of Gharar
Digital online transactions create legal risks around transparency and information asymmetry, increasing the potential for gharar (uncertainty) in contracts.
Automation of Accounting and Management Accounting Using Digital Platforms, AI, and Blockchain Technology
The study conducts a qualitative review of financial and management accounting automation based on a sample of 27 publications.
The Ethical and Legal Role of AI Enhancing Financial Security and Transparency
Artificial intelligence is increasingly adopted in the global financial sector to identify fraud, evaluate credit risk, automate compliance, and bolster cybersecurity.
Measuring the Digital Maturity of Moroccan Commercial Banks: Construction of a Multidimensional Score
The studied sample of five Moroccan commercial banks achieved an overall average digital maturity score of 3.48 out of 5.
Regulation of Artificial Intelligence in FinTech Sector: Challenges and Opportunities in Indonesia
Artificial intelligence research originated around 1950 and gained formal definition at the Dartmouth Conference organized by John McCarthy in 1956.
K-Means Clustering for Identifying Suspicious Patterns in Ethereum Networks
The experimental results show that the proposed K-Means clustering model achieved a classification accuracy of 98.07% and an F1-score of 98.08%.