Fintech100 2016 (H2 Ventures)

Summary

• The 2016 Fintech100 includes 50 Established Innovators and 50 Emerging Stars across 23 countries.p.3
• Featured companies on the Fintech100 list raised an additional US$14.6bn of capital over the last 12 months.p.3
• Chinese fintechs dominate the top rankings, securing four of the top five positions and eight of the top 50 Established Innovators.p.5
• Lending companies represent the largest category in the report, with 32 total companies including 23 in the top 50.p.5
• Disruptors comprise 92% of the top 50 Established Innovators, significantly outnumbering traditional enablers.p.3
• The report features companies from 17 different countries in the Established 50 list, up from 13 countries in the prior edition.p.5

Key insights

1. China has rapidly scaled its presence in global fintech, rising from one company in the Established 50 in 2014 to eight companies in 2016.p.5
2. The 2016 report marks the introduction of regtech as a distinct category, featuring nine regulatory technology companies.p.5
3. Insurtech nearly doubled its presence on the list compared to the previous year, featuring 12 insurance companies.p.5
4. Mega funding rounds exceeding US$1bn were recorded by prominent Chinese firms including Ant Financial, Lufax, and JD Finance.p.5
5. Ant Financial took the top overall position in the 50 Established Innovators ranking.p.3
6. The Emerging Stars list highlights early-stage companies from 23 countries, including Chile, the Philippines, and Mexico for the first time.p.3
7. Oscar Health is the highest-ranked US-based company and the top insurtech firm on the list at number three.p.3