Examining SME Owners' Willingness to Submit Personal and Business Documents as a Proxy for Trust and Creditworthiness: The Psychological Collateral Paradigm
SMEs represent about 90% of businesses and more than 50% of employment worldwide.
SME finance and lending Reports & Market Data (2026)
Key number
€4.6 billion
Total Buyout & Growth Investments in Finnish Companies. Finnish Venture Capital Association (Paaomasijoittajat) p.19
269 documents
The Feasibility Study as a Financing Prerequisite in Saudi Arabia: A Comparative Review of Development-Fund Requirements and a Practical Framework for Investors
The Saudi Industrial Development Fund (SIDF) provides loan shares of 50%, 60%, and 75% based on city category, with loan tenors reaching up to 15 to 20 years.
Adoption of the Fintech Services among Young Entrepreneurs
Digital wallets are used by 54% of respondents, and online lending platforms show an adoption rate of 28%.
Research on the Financing Status, Dilemmas, and Optimization Paths of Low-Altitude Economy Enterprises under the Digital Economy
China's low-altitude economy market reached 505.95 billion yuan in 2023 and expanded to 670.25 billion yuan in 2024, with projections of 1.5 trillion yuan in 2025 and over 3.5 trillion yuan by 2035.
Zakat Management as a Tool for the Economic Empowerment of the Muslim Community: An Empirical Study of BAZNAS's Role in Improving Community Well-Being
BAZNAS's business capital assistance program in City X increased average mustahik income by 25–30%.
Prospects for Applying Foreign Experience in Factoring, Forfeiting and Futures Contracts to Minimize Financial Risks on Debt Instruments in Uzbekistan
The issuance of government securities in Uzbekistan doubled from 21.3 trillion UZS to 42.2 trillion UZS between 2023 and 2025.
The Effect of Tax Compliance Costs on MSME Taxpayer Compliance: Evidence from Sukoharjo Regency
Between 2023 and 2025, registered MSME taxpayers in Sukoharjo Regency rose by 56%, while the share filing tax returns fell from 99% to 49%.
Shotgun Clause and the Contractual Resolution of Deadlocks Between Shareholders
Shareholder agreements in closely held corporations, regulated by Article 118 of Brazilian Law No. 6.404/1976, serve to maintain corporate stability but can face paralysis under equal or shared control.
Ranking, Not Point Estimates: Risk Tiering and the Case for AI-Assisted Loss Data in Caribbean SIDS Credit
Official lending rates across the Caribbean range from 5% to 15%, with public debt burdens exceeding 100% of GDP in several states.
Financial inclusion, rural entrepreneurship and women’s empowerment: Insights from the SVEP experience in Kerala
SVEP implementation blocks receive an average financial allocation of Rs. 5-6 crore per block, with around Rs. 2.5 crore earmarked as Community Enterprise Funds (CEF).
Integrating Islamic Financial and Audit Governance for Strengthening Merah Putih Cooperatives in Indonesia
Data from the Ministry of Cooperatives shows that the number of active cooperatives in Indonesia declined from 209,448 in 2014 to 130,119 in 2023.
The Role of the International FinTech Market in Shaping Investment Support for Global Food Security
High costs of credit, lack of collateral, and elevated agricultural risks restrict small and medium producers from accessing capital for modernization.
Dynamics and Fragilities of the Moroccan Entrepreneurial Ecosystem: From Seeding to Sustainable Growth
Morocco's National Entrepreneurship Context Index (NECI) score declined from 4.3 to 3.9 during the 2024–2025 period.
An Assessment of the Microfinance Product Mix in Support of Small-Scale Businesses: A Case of Choma District, Zambia
Data was collected from a sample of 40 small-scale business owners in Choma District using simple random sampling through structured questionnaires.
Role of Electronic Tax Invoice Management Systems in Enhancing Tax Compliance Among Small and Medium Enterprises in Nairobi City County, Kenya
Data gathered from 215 valid questionnaires administered to SME respondents were analyzed to assess tax compliance determinants in Nairobi City County.
Financial Literacy and Tax Management Among Market Traders in Northern Peru: The Moderating Role of Business Formalisation
A study of 218 market traders in Chota and Bagua Grande revealed that 28.0% had low financial literacy and 33.5% had low tax management.
From Digital Transactions to Formal Credit: A Review of FinTech-Enabled MSME Financing in India
The study gathers primary data using a structured questionnaire administered to a sample size of 100 respondents from MSMEs.
The Hidden Liquidity Cost of Pawn Expansion: Evidence from Pegadaian
The study analyzes 101 monthly observations from January 2017 to May 2025 to evaluate short-horizon liquidity dynamics at Pegadaian.
What Makes Banks Approve Loans for Family Business Succession?
A study of 95 experienced bank loan officers across six major Belgian banks evaluated what drives approvals for family business succession loans.
The Strategic Dilemma of Liquidity Versus Profitability: An Integrative Conceptual Model of Working Capital Management and Corporate Financial Resilience in Emerging Markets
Deloof investigated working capital management and profitability using a sample of 1,009 Belgian non-financial companies observed between 1992 and 1996.
2026 Credit Union & Fintech AI Search Visibility Study: Measuring Total Brand Omission, Cross-Engine Disagreement, and Loan-Tier Drift Across ChatGPT, Gemini, Perplexity, and Claude
Audited institutions suffered an aggregate 96.0% Total Brand Omission rate across 960 brand-inclusion evaluations on major AI search platforms.
The Effect of E-Wallet, QRIS, and Digital Accounting Utilization on the Financial Management Quality of MSMEs in Medan City 2024–2025
A survey of 150 MSME owners and managers in Medan City evaluated the adoption of digital financial tools and their effect on financial management quality across 2024–2025.
Analyzing the Effectiveness of Subsidized Credit Facilities on Business Operating Capital and Production Growth in Selected Towns
The study surveyed 107 agribusiness respondents across Choma, Kalomo, and Lusaka to assess how subsidized credit facilities impact working capital and production growth.
Risk Return Dynamics and Portfolio Performance of Islamic Microfinance Institutions: Evidence from Post-Digital Transformation Era
The research article published in Vol. 2 No. 4 (2026) develops a theoretical risk-return framework to evaluate Islamic microfinance institutions in the post-digital transformation era.
2026 U.S. Commercial Banking AI Search Visibility Study: Measuring Total Brand Omission Across Megabanks and Super-Regional Banks on ChatGPT, Gemini, Perplexity, and Claude
Super-Regional banks recorded a 0.0% visibility rate across all 192 evaluations for pure rate-driven retail savings, money market, and CD queries.
A Study on Performance Evaluation of Regional Rural Banks (RRBs) in India
Aggregate deposits of RRBs increased from Rs. 4,34,444 crore in 2019 to Rs. 4,78,547 crore in 2020.
Fintech Adoption and Firm Performance: Mechanisms, Contingencies, and the Limits of Current Evidence
SWIFT diffusion among nearly 7,000 banks demonstrated that profitability benefits materialized only after several years of adoption.
Current Strategies for Financing Enterprise Development: An Innovative and Harmonious Approach
Asset tokenization serves as a digital financing mechanism converting real asset rights into blockchain-based tokens (page 2).
Digitalization of a Credit Institution: Its Impact on Clients' Credit Behavior
The study evaluated fifty (50) clients with active loan accounts in Gubat, Sorsogon to assess the impact of credit institution digitalization on client behavior.
Forecasting Bank Credit to Small Business with Short Panels: Partial Pooling Versus Country-Specific Trends, With An Application to Uzbekistan
The study evaluates rolling-origin forecasts across 21 economies using Asian Development Bank MSME loan-stock data for 2019–2024.