Fintech100 2015 (H2 Ventures)

Summary

• Global fintech financing rose seven-fold over the past three years to an estimated US$20billion for 2015, representing a 66% increase compared to 2014.p.2
• The 2015 Fintech 100 features 40 companies from The Americas, 20 from EMEA, 18 from the UK, 12 from Asia, and 10 from Australia and New Zealand.p.2
• By sector, the Fintech 100 list consists of 25 payments and transactions companies (25%), 22 lending companies (22%), 14 wealth companies (14%), and 7 insurance companies (7%).p.2
• OurCrowd has funded 80 technology companies, mostly in Israel, with $170 million raised from approximately 1,500 investors.p.16
• Betterment manages over $2.9 billion in assets under management for more than 115,000 customers.p.28
• Prosper has served more than 2 million members and facilitated over $5 billion in funded loans.p.31
• MyMicroInvest has funded over 40 SMEs on its platform for more than €12 million from a community of 30,000 investors.p.82

Key insights

1. Global fintech funding is projected to reach US$20billion in 2015, reflecting a 66% growth over 2014 level.p.2
2. ZhongAn became the first online insurance company in China to receive an internet insurance license.p.7
3. Coinbase offers free merchant processing for the first $1,000,000 of orders before charging a 1% fee.p.32
4. CircleUp focuses on consumer product and retail companies generating $1-$10 million in revenue seeking up to $2 million in growth equity.p.37
5. FangDD processed over US$8b worth of real estate transactions on its platform in the first six months of 2015.p.46
6. OnDeck has provided over $3 billion in capital to small businesses across the US, Canada, and Australia.p.44
7. Friendsurance allows small groups to pool insurance premiums, enabling up to 40% refund of premiums if no claims are filed.p.76