AI-Based Fraud Detection and Financial Risk Management
In a pilot study, AI-based fraud detection accuracy rose from 71.4% to 95.8%.
Academic research
Research index · 685 documents · Website
Cyber Security Challenges in Digital Payment Systems
The paper proposes an integrated five-layer cybersecurity framework combining layered authentication, encryption, real-time transaction monitoring, and machine-learning-based anomaly detection to mitigate cyber threats in digital payment systems.
AI-Driven Predictive Analytics Framework for Financial Fraud Detection in Digital Transactions
On a six-million-transaction synthetic dataset, the proposed ensemble attains a recall of 0.9184 at a false-positive rate of 0.0186.
Intelligent FinTech Architecture for Liquidity Management in Agribusiness Enterprises: A Methodological Approach to Differentiating Financial Decisions
MHP reported 2025 revenue of $3766.0 million (+24%) and adjusted EBITDA of $569.0 million (+1%), with operating cash flow covering 0.50 of net investment outflows.
Temporal Layering and Rule-Based Matching in Distributed Settlement Ledgers: A Multi-Horizon Reconciliation Architecture for Financial Break Detection
The paper introduces a multi-horizon reconciliation architecture that coordinates daily batch, hourly incremental partitioning, and real-time listener interception over a single transaction stream.
Regulation of Artificial Intelligence in FinTech Sector: Challenges and Opportunities in Indonesia
Artificial intelligence research originated around 1950 and gained formal definition at the Dartmouth Conference organized by John McCarthy in 1956.
AI & FinTech-Driven Transformation of the Indian Financial Management System: An Empirical Study of Digital Payments, Blockchain Technology, & Cryptocurrency
The study establishes a conceptual framework linking FinTech adoption, digital payments, AI-enabled services, consumer trust, and financial inclusion in India [p.1].
The Ethical and Legal Role of AI Enhancing Financial Security and Transparency
Artificial intelligence is increasingly adopted in the global financial sector to identify fraud, evaluate credit risk, automate compliance, and bolster cybersecurity.
The Effectiveness of Blockchain Integration in Digital Payment Systems on Transparency and User Experience
The study collected and analyzed data from 407 respondents using multiple linear regression in R via the Kaggle platform to examine blockchain-integrated digital payment systems.
The Relationship Between Risk Perception, Return Perception, and Investment Interest in Sharia Mutual Funds Among Generation Z in Medan City
The total net asset value (NAV) of Indonesia's mutual fund industry stood at IDR 504.86 trillion at the end of 2022 before declining to IDR 501.46 trillion in 2023.
Conceptual Model of Sustainable Financial Instruments for Ensuring Environmental-Economic Resilience Under Digitalization and Globalization
The empirical research dataset evaluates green bond activity across 46 countries for the period from 2000 to 2025.
Continued Acceptance of FinTech Payment Services: An Extended UTAUT Study on University Graduates of Bangladesh
Data were gathered from 523 university graduates across Dhaka, Chattogram, and Mymensingh to analyze FinTech payment acceptance.
The Artificial Intelligence Revolution in Finance: From Algorithms to Strategic Solutions
The study identifies four stages of AI evolution in finance: algorithmic-rule, machine learning, deep learning, and generative-strategic.
Keeping Governance Alive: A Longitudinal Assessment of Data Governance Adoption and Executive Risk Reporting in Fintech Firms in Lagos
The conceptual Governance Sustainment and Risk Reporting Framework (GSRRF) establishes 4 stepping stones to prevent data governance decay in Lagos fintech firms.
Strategies for Using New Media to Promote Commercial Health Insurance Marketing in the People's Republic of China
Commercial health insurance premium income in China reached 6 แสนล้านหยวน in 2019, representing a year-on-year increase of approximately 30%.
The Application of Robo Advisory Platform for Faraid (Inheritance) Investment in Islamic Wealth Management in Malaysia
Unclaimed inheritance assets in Malaysia reached approximately RM90 billion by late 2024 and 2025, up from RM70 billion in 2020 and RM42 billion in 2011.
Analysis of the Application of Information Obligations and Transparency in Consumer Protection of Crypto Asset Investment
Crypto asset transaction volume in Indonesia reached IDR 482.23 trillion throughout 2025 amid expanding supervisory oversight.
Measuring the Digital Maturity of Moroccan Commercial Banks: Construction of a Multidimensional Score
The studied sample of five Moroccan commercial banks achieved an overall average digital maturity score of 3.48 out of 5.
Mergers and acquisitions' survival dynamics and the drivers of deal completion in emerging economies
The study analyzes 15,376 corporate M&A transactions announced by publicly listed acquiring firms across nine emerging economies between 2002 and 2021.
Political Stability, Regulatory Quality, and Macroeconomic Factors Associated with Financial Sustainability of Islamic Banks in the MENA Region
Global Islamic finance total assets reached USD 4.54 trillion in 2024, expanding at a compound annual growth rate of 8.9% since 2020.
On-Chain Behavioral Signatures for Classifying Centralized Exchange Addresses on Ethereum Using Proof-of-Reserves
The study constructs a dataset of 3,033,857 Ethereum addresses from 15 CEXs and five Non-CEX categories using Proof-of-Reserves disclosures.
Problems of Qualification of Criminal Offenses in the Sphere of Crypto-Assets Turnover and Mining
In 2019, the English High Court recognized Bitcoin as legal property in the AA v Persons Unknown ruling.
Stablecoin Travel Rule in 2026: $1,000 vs $0 Thresholds and the Pay-or-Pass Check
Under the FATF Travel Rule baseline, VASPs are required to exchange originator and beneficiary identity data for cross-border transfers exceeding USD/EUR 1,000.
Challenges and Opportunities of Using Digital Currencies in Ukraine's Recovery: Impact on Human Rights
Between 2022 and 2024, the UN World Food Programme's Building Blocks blockchain system was utilized in Ukraine by 65 organizations to coordinate aid distribution, preventing duplication and saving 67 млн дол. США.
X-FCA: Diagnosing Explanatory Decoupling in Financial Information Systems via Counterfactual XAI and Conformal Prediction
The X-FCA framework was established to audit financial language models over a harmonized master corpus of 177,965 microblogs across Cryptocurrency, Traditional Finance, and Institutional sources.
Combating Market Manipulation: A Wasserstein GAN-GP Augmented, Focal-Loss TabNet for Cryptocurrency Pump-and-Dump Detection
On the primary 25-second chunk resolution, the proposed framework reached a precision of 100.0%, a recall of 85.7%, and an F1-score of 92.3% on a stratified held-out test split.
Deep Transformer Architectures for Real-Time E-Payment Fraud Detection Under Class Imbalance
Global losses from electronic payment fraud are estimated to reach around USD 48 billion globally by 2025.
The Blockchain Panopticon and Sovereign ETF Exit (v2.0)
State-sponsored hackers executed a $6.3 billion exploit on Binance in October 2026, leading to an immediate $3.0 billion freeze via inter-VASP subgraph taint analysis.
Generation Z's Intention to Use Islamic FinTech: Extending UTAUT with Personal Innovativeness
Generation Z represented 27.94% of Indonesia's total population in the 2020 Population Census.
Transformation of the Insurance Market under Global Volatility: Mechanisms for Ensuring the Stability of Mandatory and Voluntary Insurance Segments
In 2022, global real premium growth contracted by −0.8% for general insurance and −3.8% for life insurance before recovering in 2023.