Blockchain-Based Data Security for Digital Payment Systems in India
The paper introduces a permissioned blockchain layer to enhance data security for digital payment systems in India across volume 3, issue 10(III) published on 31 Oct. 2026.
Cybersecurity Reports & Market Data (2026)
169 documents
The Ethical and Legal Role of AI Enhancing Financial Security and Transparency
Artificial intelligence is increasingly adopted in the global financial sector to identify fraud, evaluate credit risk, automate compliance, and bolster cybersecurity.
Keeping Governance Alive: A Longitudinal Assessment of Data Governance Adoption and Executive Risk Reporting in Fintech Firms in Lagos
The conceptual Governance Sustainment and Risk Reporting Framework (GSRRF) establishes 4 stepping stones to prevent data governance decay in Lagos fintech firms.
From Regulation to Automation: A Framework for Translating Regulatory Requirements into Executable Business Processes
Federal inspectors general reported that as of fiscal year 2022 only 8 of 23 civilian federal departments and agencies had effective information security programs.
Digital Financial Literacy and Trust in Hybrid AI Advisory: Explaining Perceived Private Wealth Management Capability Among Digitally Engaged Retail Investors in an Emerging Market
A non-probability sample of 249 digitally engaged retail investors in Vietnam was evaluated using PLS-SEM with 5,000 bootstrap subsamples.
Generative AI in Finance: Mapping the Emerging Convergence of Quantitative Trading, Robo-Advisory, and Blockchain Markets
The study analyzes a bibliometric dataset of 695 English-language Scopus records published between 2023 and 2025 to map the intellectual structure of GenAI in finance.
The Blockchain Panopticon and Sovereign ETF Exit (v2.0)
State-sponsored hackers executed a $6.3 billion exploit on Binance in October 2026, leading to an immediate $3.0 billion freeze via inter-VASP subgraph taint analysis.
Deep Transformer Architectures for Real-Time E-Payment Fraud Detection Under Class Imbalance
Global losses from electronic payment fraud are estimated to reach around USD 48 billion globally by 2025.
Combating Market Manipulation: A Wasserstein GAN-GP Augmented, Focal-Loss TabNet for Cryptocurrency Pump-and-Dump Detection
On the primary 25-second chunk resolution, the proposed framework reached a precision of 100.0%, a recall of 85.7%, and an F1-score of 92.3% on a stratified held-out test split.
Challenges and Opportunities of Using Digital Currencies in Ukraine's Recovery: Impact on Human Rights
Between 2022 and 2024, the UN World Food Programme's Building Blocks blockchain system was utilized in Ukraine by 65 organizations to coordinate aid distribution, preventing duplication and saving 67 млн дол. США.
Problems of Qualification of Criminal Offenses in the Sphere of Crypto-Assets Turnover and Mining
In 2019, the English High Court recognized Bitcoin as legal property in the AA v Persons Unknown ruling.
Key Banking Software Vulnerability Issues: An OWASP Top 10-Based Assessment of NVD Data (2022–2024)
This study evaluated 150 vulnerability data (CVEs) from the National Vulnerability Database related to major banking software vendors.
Islamic Banking Innovation: Addressing Fintech Challenges Through Blue Ocean Strategy
Fintech investment in the Asia-Pacific region grew to almost US$3.5 billion in 2015, highlighting rapid digital transformation.
Open Banking Service Development Strategy to Enhance Digital Ecosystem Collaboration
As of June 2024, transaction values processed under SNAP reached IDR 3,069 trillion across 6,217 million transactions.
Opportunities and Risks of Exchange Services in Decentralized Finance
The Bank of Russia proposed a 3-year experimental legal regime starting spring 2025 allowing cryptocurrency transactions for qualified investors holding assets above 100 million rubles or annual income exceeding 50 million rubles.
Exploring the Impact of Central Bank Digital Currencies on Global Financial Systems
Higher CBDC Readiness Index scores positively correlate with financial inclusion (β = 0.0042, p < .001).
Cryptocurrency Ecosystem: A Comprehensive Review of Market Dynamics, Adoption, Regulatory Framework, Security and Sustainability
The paper synthesizes cryptocurrency literature using a curated reference base of 84 scholarly and foundational sources.
Digital Financial Platforms: Consumer Trust, Information Security, and Regulatory Compliance
The number of neobank users worldwide has grown from approximately 146 million in 2021 to an estimated 350 million or more by 2026.
Financial Technology (FinTech): A Strategic Analysis of Global and Egyptian Markets
Egyptian FinTech investment is projected to increase from $15M – $20M in 2020 to $350M – $600M in 2025.
Modern Problems and Results of Digitalization in the Russian Banking Sector
Personnel accounts for 46% of IT expenses in TOP 10 banks in 2025, whereas software and licenses represent 40% of IT spending for banks ranked 51 to 100.
Digital Transformation of the Financial Sector in the Transition to an Industrial-Innovative Economic Model in Tajikistan
Global fintech investments reached $33.7 billion in 2024, while the average deal size in innovative financial services for banking increased by 70% to $8.5 million.
Sound Practices for Responsible Adoption of Artificial Intelligence (AI): Final Report
The Financial Stability Board (FSB) identified 12 sound practices to help all financial institutions realise the benefits of AI while managing its risks responsibly.
Reconceptualizing Investor Protection in Islamic Equity Crowdfunding: A Maqāṣid al-Sharīʿah-Based Framework for Digital Financial Governance
In Indonesia, Islamic Equity Crowdfunding (IEC) is governed by POJK No. 17 of 2025 and DSN-MUI Fatwa No. 140/DSN-MUI/VIII/2021.
Assessing the Impact of Digital Business Models on the Performance of Commercial Banks
By the end of 2025, TBC Uzbekistan's ecosystem reached 23 million registered users, while Uzum services exceeded 20 million monthly users.
Digital Transformation of Insurance Underwriting in Saudi Arabia: Enhancing Risk Selection, Pricing and Operational Efficiency under Vision 2030
Saudi Arabia's gross written premiums expanded from SAR 42.03 billion in 2021 to SAR 53.36 billion in 2022, SAR 65.46 billion in 2023, and SAR 76.14 billion in 2024.
Development of Digital Banks (Neobanks) in Uzbekistan: Problems and Prospects
The number of bank cards in Uzbekistan reached 68 mln units in 2025.
Assessment of the Penetration Level of FinTech, RegTech and SupTech Technologies in Uzbekistan's Financial System
FinTech penetration in Uzbekistan reached Level 3 (developed), whereas RegTech and SupTech remain at Level 2 (emerging).
The Risks of Institutional Failure Within a Cashless Society
Digital payment adoption reduces transaction costs and administrative duties, but introduces risks of resource centralization without institutional checks [p.1].
Legal Protection for Investors in the Digital Era: A Study of Law Enforcement by the Financial Services Authority on Illegal Investments, Cybersecurity Risks, and Legal Aspects of Financial Technology
Satgas PASTI stopped 242 illegal investment entity offers between January and August 2026.
Digital Evolution in Indian Banking: Unveiling the Opportunities and Challenges of Payments Banks
The Reserve Bank of India created Payments Banks in 2014 as a specialized banking model to deliver basic financial services to underserved populations.