Hybrid AI Model for Online Payment Fraud Detection Using Machine Learning
The proposed hybrid AI system was trained and evaluated on a transaction dataset containing more than 6 million records with transaction time steps ranging from 0 to 743.
Cybersecurity Reports & Market Data (2026)
169 documents
Role of Transparency, Traceability, Compatibility, and Relative Advantage towards Raising Blockchain Technology Adaptation in Banking Sector of Bangladesh: The Mediating Role of Perceived Value
A total of 443 responses were initially collected from bank employees in Bangladesh, yielding a final analyzed sample of 390 valid responses after excluding 53 unreliable entries.
Challenges and Opportunities of Capital Market Efficiency in the Digital Era
As of August 2025, Indonesia recorded approximately 17.6 million Single Investor Identification (SID) accounts in its capital market.
The Asymmetric Attack Surface of Fiat Substitutes: A Measurement Framework and Owner-Bound Offline Custody Architecture
In 2019, Federal Bureau of Investigation data recorded USD 1.424 billion in reported stolen currency and USD 36.981 million recovered relative to USD 1.7598 trillion of U.S. currency in circulation.
Corporate Liability of Crypto Asset Trading Operators After the Transfer of Supervision to the Indonesian Financial Services Authority
Between January and November 2024, Indonesia recorded a crypto asset transaction value of Rp556,53 triliun with 22,11 juta registered customers.
Problems and Effectiveness of Illegal Online Lending Supervision Policies in Indonesia from an Economic Policy Law Perspective
During the period from February to March 2024, Satgas PASTI identified 537 illegal online lending entities operating through unofficial websites and mobile applications.
Theoretical Foundations of FinTech Regulation: Reconciling Innovation, Market Efficiency, and Financial Stability
The study develops four theoretical hypotheses and corresponding assessment indicators to promote financial innovation while preserving stability.
Artificial Intelligence and Audit Quality: Evidence from Emerging Economies
The quantitative research design analyzed secondary panel data from 25 firms observed over a decade, producing 250 firm-year observations.
Anatomy of the Binance Hot-Wallet Breach of 29 October 2026
An attacker moved roughly US$6.3 billion out of Binance wallets across ten blockchains, with most funds leaving within about 20 minutes starting at 20:05 UTC on 29 October 2026.
The 2026 State of Open Source in Financial Services
Financial services contributors generated 1,260,883 commits to public GitHub repositories in 2026, representing a 63% increase year-over-year.
A Hybrid Approach Based on Ensemble Learning and SMOTE Technique for Credit Card Fraud Detection
By 2020, Mastercard and Visa issued 2,287 million credit cards worldwide, with Mastercard issuing 1156 million and Visa issuing 1131 million cards.
Digital Financial Services Adoption among Entrepreneurs: Evidence for FinTech Education, Innovation, and Local Enterprise Competitiveness
The mixed-method study analyzed digital financial services gateways using survey data from 300 entrepreneurs and qualitative interviews with 50 participants in Tandag City, Surigao del Sur, Philippines.
Electronic Banking Fraud in South Africa: Key Drivers in the Digital Age
In 2017, the South African Reserve Bank issued operational licenses to 3 fully digital banks, escalating competitive dynamics across the sector.
The Future of the Indian Financial System
The research paper synthesizes data from secondary sources including the Reserve Bank of India, NPCI, SEBI, and twenty research papers published between 2020 and 2026.
Advancing Digital Banking in Albania: Trust, Financial Literacy and Regulatory Readiness in the FinTech Ecosystem
The empirical study analyzed Albania's digital banking ecosystem using quantitative data from a survey of 151 respondents and qualitative data from 15 semi-structured interviews.
Machine Learning Based Fraud Detection System
The proposed machine learning fraud detection pipeline achieves an ROC-AUC of 0.984 and a PR-AUC of 0.886 across 284,807 European cardholder logs.
Automation of Accounting and Management Accounting Using Digital Platforms, AI, and Blockchain Technology
The study conducts a qualitative review of financial and management accounting automation based on a sample of 27 publications.
Strategic Planning for AI-Enabled Cloud Business Intelligence in Commercial Banks: Comparative Evidence from South Africa and Nigeria
The research examines how strategic planning connects artificial intelligence and cloud-scale data infrastructure in commercial banking across South Africa and Nigeria.
Cyber Security Challenges in Digital Payment Systems
The paper proposes an integrated five-layer cybersecurity framework combining layered authentication, encryption, real-time transaction monitoring, and machine-learning-based anomaly detection to mitigate cyber threats in digital payment systems.
K-Means Clustering for Identifying Suspicious Patterns in Ethereum Networks
The experimental results show that the proposed K-Means clustering model achieved a classification accuracy of 98.07% and an F1-score of 98.08%.
The Ethical and Legal Role of AI Enhancing Financial Security and Transparency
Artificial intelligence is increasingly adopted in the global financial sector to identify fraud, evaluate credit risk, automate compliance, and bolster cybersecurity.
Regulation of Artificial Intelligence in FinTech Sector: Challenges and Opportunities in Indonesia
Artificial intelligence research originated around 1950 and gained formal definition at the Dartmouth Conference organized by John McCarthy in 1956.
Artificial Intelligence for Detecting Irregularities in Banking Operations
The dataset used for fraud recognition research contains 50,000 samples, consisting of 47,573 normal transactions, 2,423 fraudulent transactions, and four unlabeled samples.
AI & FinTech-Driven Transformation of the Indian Financial Management System: An Empirical Study of Digital Payments, Blockchain Technology, & Cryptocurrency
The study establishes a conceptual framework linking FinTech adoption, digital payments, AI-enabled services, consumer trust, and financial inclusion in India [p.1].
Intent-Bound Authorization for Cryptocurrency Withdrawals Under Backend Compromise
The Intent-Bound Withdrawal Authorization Protocol (IWAP) introduces an independent enforcement boundary to prevent unauthorized cryptocurrency transfers during backend compromise.
Financial and Technological Challenges in Sustainable Energy Infrastructure
Clean-energy investment needs are predicted to rise by around 40% by 2030 from current levels.
Blockchain-Based Data Security for Digital Payment Systems in India
The paper introduces a permissioned blockchain layer to enhance data security for digital payment systems in India across volume 3, issue 10(III) published on 31 Oct. 2026.
Measuring the Digital Maturity of Moroccan Commercial Banks: Construction of a Multidimensional Score
The studied sample of five Moroccan commercial banks achieved an overall average digital maturity score of 3.48 out of 5.
AI-Based Fraud Detection and Financial Risk Management
In a pilot study, AI-based fraud detection accuracy rose from 71.4% to 95.8%.
NPCI Gateway Integration for Enhanced Fraud Prevention in Digital Transactions
The platform achieved a fraud class precision of 94.2% using a hybrid machine learning approach with Random Forest and Isolation Forest classifiers.