Measuring the Digital Maturity of Moroccan Commercial Banks: Construction of a Multidimensional Score
The studied sample of five Moroccan commercial banks achieved an overall average digital maturity score of 3.48 out of 5.
Banking Reports & Market Data (2026)
581 documents
AI & FinTech-Driven Transformation of the Indian Financial Management System: An Empirical Study of Digital Payments, Blockchain Technology, & Cryptocurrency
The study establishes a conceptual framework linking FinTech adoption, digital payments, AI-enabled services, consumer trust, and financial inclusion in India [p.1].
The Crime Behind the Ledger: False Recording and White-Collar Criminal Liability in Islamic Banking
Alleged false recording practices at BPRS GP in Medan led the OJK to execute the seizure of 41 assets.
Cyber Security Challenges in Digital Payment Systems
The paper proposes an integrated five-layer cybersecurity framework combining layered authentication, encryption, real-time transaction monitoring, and machine-learning-based anomaly detection to mitigate cyber threats in digital payment systems.
Financial Innovation and Sustainable Business Practices
A systematic literature search identified 340 initial articles on financial innovation and sustainability, leading to 48 included studies in the final synthesis.
Continued Acceptance of FinTech Payment Services: An Extended UTAUT Study on University Graduates of Bangladesh
Data were gathered from 523 university graduates across Dhaka, Chattogram, and Mymensingh to analyze FinTech payment acceptance.
The Application of Robo Advisory Platform for Faraid (Inheritance) Investment in Islamic Wealth Management in Malaysia
Unclaimed inheritance assets in Malaysia reached approximately RM90 billion by late 2024 and 2025, up from RM70 billion in 2020 and RM42 billion in 2011.
Financial Inclusion and Institutional Resilience in AI-Driven Islamic Finance: A Contract-Based Risk Governance Framework
The research paper was published in Electronic Integrated Computer Algorithm Journal covering pp 64~83 in Vol. 4, No. 1.
Formation of Digital Network Spatial Hubs in the Context of the Transformation of the Global Financial Architecture
In GFCI 38 (September 2025), top financial centers showed high concentration with New York scoring 766 points, London 765, Hong Kong 764, and Singapore 763.
The effects of geopolitical risk on sovereign debt holders in the euro area
The Securities Holdings Statistics by Sector (SHSS) dataset provides granular coverage generally above well 90 percent for each euro area country analyzed.
Competition Is Not Enough: Hayek's Denationalization of Money at Fifty
F. A. Hayek was awarded the Nobel Memorial Prize in 1974 jointly with Gunnar Myrdal, less than two years before the Institute of Economic Affairs published his monetary proposal in October 1976.
Survey of Professional Forecasters - Fourth Quarter of 2026
Headline inflation expectations were revised upward by 0.3 percentage points to 3.0% for 2026 and by 0.4 percentage points to 2.6% for 2027, while staying unchanged at 2.0% for 2028.
Generative AI in Finance: Mapping the Emerging Convergence of Quantitative Trading, Robo-Advisory, and Blockchain Markets
The study analyzes a bibliometric dataset of 695 English-language Scopus records published between 2023 and 2025 to map the intellectual structure of GenAI in finance.
Forensic Auditing and Money Laundering Prevention: Perceptions and Challenges in Professional Accounting Practice
A total of 70 out of 125 contacted professionals in the canton of Loja participated in the quantitative study on forensic auditing.
Political Stability, Regulatory Quality, and Macroeconomic Factors Associated with Financial Sustainability of Islamic Banks in the MENA Region
Global Islamic finance total assets reached USD 4.54 trillion in 2024, expanding at a compound annual growth rate of 8.9% since 2020.
Discussion Paper on Machine Learning for IRB Models
The EBA published its discussion paper on machine learning for IRB models under reference EBA/DP/2021/04 on 11 November 2021.
Generation Z's Intention to Use Islamic FinTech: Extending UTAUT with Personal Innovativeness
Generation Z represented 27.94% of Indonesia's total population in the 2020 Population Census.
Banking Financial Monitoring as an ESG Filter of International Donor Capital in the Reconstruction of Ukraine
The Ukraine Facility provides external financial support amounting to EUR 50 billion tied to obligations in the Ukraine Plan.
Financial Compliance as a Component of an Effective Risk Management Strategy in International Business
Financial compliance in international business performs at least 5 functions, including protective, informational, coordination, strategic, and reputational roles.
Financial Data Analytics Without Identification: A Structured Review of a Fragmenting Field
The systematic review analyzed a corpus of 224 in-scope studies on financial data analytics published between 2020 and 2026.
Key Banking Software Vulnerability Issues: An OWASP Top 10-Based Assessment of NVD Data (2022–2024)
This study evaluated 150 vulnerability data (CVEs) from the National Vulnerability Database related to major banking software vendors.
Comparison of the Role of Financial Inclusion, Financial Technology, and Institutional Quality on the Growth of MSMEs in Indonesia and Malaysia
Indonesian MSMEs expanded from 62,922,617 units in 2017 to 64,194,057 units in 2018, reflecting a growth rate of 2.02%, and reached 65,465,497 units in 2019.
Green Islamic Fintech Ecosystem (GIFE) Model Based on ESG-Maqasid for Semi-Rural MSME Empowerment in Kuningan Regency, Indonesia in the Perspective of Sustainable Development Goals (SDGs)
The national Islamic financial inclusion index in Indonesia stands at 12.88%, leaving a 62.14-percentage-point gap compared to the 75.02% conventional financial inclusion rate.
A Governance-Aware AI Prototype for Shariah Screening in Islamic Digital Finance: Design, Testing and Comparative Ablation
Testing the same model without the HSG layer yielded a functional score of 78 of 108 points, representing 72.2 percent.
Digital RMB 2.0 and the Transformation of the Real Economy: A Case Study of Agricultural Bank of China
On December 31, 2025, six major state-owned banks announced interest payments on real-name digital yuan wallets at demand deposit rates, establishing the Version 2.0 era effective January 1, 2026.
Expected and Unexpected Inflation Sensitivity of Gold and the U.S. Dollar in Türkiye: Regime-Dependent Evidence
The dataset spans 156 monthly observations from January 2013 to December 2025 across all analyzed financial series.
Examining the Digital Products and Technologies Currently Being Used by Commercial Banks in Resource-Constrained Environments: A Case of Uganda
Only 39% of the banking population in Uganda actively engages in digital banking services despite electronic banking being introduced in 1997.
Final Report on Technical Advice on Selected KPIs Under the Taxonomy Disclosures Delegated Act
On 4 March 2026, the European Commission requested that the European Supervisory Authorities provide technical advice on targeted matters supporting the review of the Taxonomy Disclosures Delegated Act.
Digital Transformation of Strategic Management Mechanisms of the State Financial System: Potential, Limitations, and Implementation Directions
Digital tasks are present in 2 of the 5 strategic goals of Ukraine's national financial sector development strategy.
Legal Protection of Customers Against Illegal Digital Lending Practices in the Digital Economy
The study conducts qualitative normative juridical research to analyze Indonesia's legal framework regarding consumer rights, personal data protection, law enforcement, and remedies against illegal digital lending.