Evaluation of Digital Wallet Adoption and Consumer Payment Preferences in Emerging Fintech Markets
The empirical study analyzed primary data gathered from 520 active mobile payment users selected through stratified sampling in Vietnam.
Banking Reports & Market Data (2026)
581 documents
Productive Finance for the Belt and Road Initiative: Reexamining China’s Debt Sustainability Framework
China committed over $1.3 trillion in development finance to the Global South between 2000 and 2021.
Forecasting Bank Credit to Small Business with Short Panels: Partial Pooling Versus Country-Specific Trends, With An Application to Uzbekistan
The study evaluates rolling-origin forecasts across 21 economies using Asian Development Bank MSME loan-stock data for 2019–2024.
Corridors of Integrity: India-UAE Financial Vigilance, FATF Readiness, and Regional Economic Security
In fiscal year 2024-25, bilateral merchandise trade between India and the UAE reached USD 100.06 billion, representing a 19.6 per cent increase.
Stablecoin Depegging, Financial Intermediary Balance Sheet Constraints, and Liquidity in the U.S. Traditional Money Market
By end-2025, the global stablecoin market grew from approximately $25 billion in 2020 to over $300 billion.
Digital Business Ecosystem Vulnerability in Africa: A Multi-Method Analysis of Economic Scale and Cyber-Loss Exposure
Internet penetration in Africa rose from 28% in 2019 to over 44% in 2024, while mobile money users surpassed 700 million.
A Critique of the Influence of the Loan Model on Asset Quality in Zimbabwe Commercial Banks
The quantitative study surveyed 406 loan department staff across 14 Zimbabwean commercial banks, achieving an 81.2% response rate from 500 distributed questionnaires.
Electronic Money: Expected Changes in the Economy, Banking System, and Daily Life in Uzbekistan by 2030
At the beginning of 2026, the registry of electronic money systems of the Central Bank of Uzbekistan contained 12 registered systems.
Deep-π*: A Neural Network Estimate of Trend Inflation
Deep-π* models trend inflation by mapping 122 macroeconomic indicators through neural networks into trend innovations, eliminating latent random-walk shocks and enabling exact Shapley attribution.
Regulatory Reforms in Nigeria's Bureau De Change Sector and Exchange Rate Stability: Assessing the Role of the Central Bank of Nigeria
In March 2024, the Central Bank of Nigeria launched a major regulatory overhaul in the Bureau De Change sector, revoking the licenses of over 4000 BDC operators to curb financial malfeasance.
Efficiency without Compulsion: Economic Trade-offs in the Transition to a Cashless Society
The document establishes a distinction between voluntary payment digitalisation and forced cashlessness, evaluating welfare trade-offs across financial inclusion, privacy, and system resilience.
The Authorisation of Crypto-Asset Service Providers (CASPs) in the EU Under the Markets in Crypto-Assets Regulation (MiCAR)
Title V of Regulation (EU) 2023/1114 governs crypto-asset service providers across all Member States starting from 20 December 2024.
Knowledge gaps, behaviour parity: gender differences in financial literacy in Europe
The report analyzes gender gaps in financial knowledge and behaviour across 20 EU Member States using 2022 OECD/INFE survey data.
The Dependence on Banking as a Service in White Label Fintechs: Impacts on Security and Operational Continuity in Brazil
A study recorded 3,069 fintechs in Latin America and the Caribbean at the end of 2023, up from 703 in 2017.
UPI Fraud Shield: Real-Time Explainable Financial Fraud Detection and Proactive Early Warning Using Graph Neural Networks
UPI Fraud Shield is a prototype designed to monitor digital payment fraud in real time using tabular learning, graph neural networks, explainable AI, and an early-warning layer.
Beyond Account Ownership: Financial Inclusion, Digital Banking Use and Inclusive Development in Jalgaon District, Maharashtra
The source material reports a dataset of 540 observations across Jalgaon district.
A Systematic Literature Review on Impacts of Financial Inclusion and Digital Banking on Economic Growth: The Mediating Role of Financial Institutions
An initial literature search across scholarly databases yielded 150 articles at the first stage.
Data-Driven Credit Risk and SME Portfolio Optimization: Evidence from U.S. SBA 7(a) Lending Data
An empirical analysis of 463,775 resolved SBA 7(a) loans approved between fiscal years 2010 and 2021 shows an overall observed charge-off rate of 7.17%.
Financial Information Systems and Their Role in Achieving Financial Sustainability: An Analytical Study of Commercial Banks
The study analyzed data from a questionnaire distributed to 250 employees of commercial banks to evaluate the impact of financial information systems on financial sustainability.
Intelligent Financial Fraud Detection Using Machine Learning Techniques
The proposed Extreme Gradient Boosting (XGBoost) model achieved a highest accuracy of 97.2% in differentiating legitimate and suspicious banking transactions.
Implementation of Machine Learning for Waqif Honesty Detection in Blockchain-Based Digital Waqf Systems
The study integrated the Ethereum Fraud Detection Dataset containing 9,841 transactions and 51 attributes with digital waqf system behavioral data.
Digitalization of a Credit Institution: Its Impact on Clients' Credit Behavior
The study evaluated fifty (50) clients with active loan accounts in Gubat, Sorsogon to assess the impact of credit institution digitalization on client behavior.
Strategic Decision-Making for Innovation in Emerging Organisations: An Adaptive Framework for VUCA Environments
O’mari Zimbabwe was launched in 2023 by Old Mutual Zimbabwe through Old Mutual Digital Services as an interoperable digital financial platform.
AgriVerse: An AI-Driven Agri-FinTech Decision Intelligence Platform
Smallholders cultivating less than 2 hectares make up the majority of the rural agricultural workforce in India.
Who Gains from Digital Finance? Micro-Evidence on Account Ownership in Uzbekistan and Central Asia, 2021–2024
Adult account ownership in Uzbekistan rose from 44.1% in 2021 to 59.7% in 2024.
The Effect of CAR, NPL, LDR, and BOPO on Net Interest Margin (NIM) in Digital Banks in Indonesia for the 2021-2026 Period
The study evaluates a balanced panel of 6 digital banks listed on the Indonesia Stock Exchange covering 108 quarterly observations from 2021Q4 to 2026Q1.
Strategic Roadmap for Developing Islamic Finance in Uzbekistan: Empirical Analysis and Structural Reforms
Uzbekistan has a population exceeding thirty-eight million with a young demographic that experiences voluntary financial exclusion due to religious principles regarding conventional loans.
DL-RL: Dual-Layer Graph Neural Networks with Curriculum Reinforcement Learning for Financial Fraud Detection
Financial fraud imposes estimated annual global losses exceeding $5.1 trillion, while digital payment fraud grows at over 30% per year.
Verifiably Autonomous: Formal Verification of Autonomous AI Agent Decision Chains in Zero Trust Financial Risk and Fraud Environments
Fin-HVA mathematically certifies autonomous agent decisions, eliminating safety violations (0.0% Violation Rate) with task success rates above >94% and step latency below <1.3s.
Islamic Financial Technology and Startup Financing
Islamic crowdfunding currently accounts for only 3-5% of total FinTech funding in the Arab Gulf region.