Islamic Financial Technology and Startup Financing
Islamic crowdfunding currently accounts for only 3-5% of total FinTech funding in the Arab Gulf region.
Banking Reports & Market Data (2026)
581 documents
Regulatory Compliance and Financial Regulation Challenges in Cross-Border Financial Data Flows Under AI Governance
The conceptual study evaluates regulatory compliance and financial regulation issues in cross-border financial data flows, published in Volume 10, Number 10 of the journal.
A Deep Learning Ensemble With Data Resampling For Credit Card Fraud Detection
The proposed deep learning ensemble combined with the SMOTE-ENN method achieved a sensitivity of 1.000 and a specificity of 0.997.
When Is a Hack a Defense? Custodial Liability, Issuer Freezes and the Public Loss after the Binance Theft of 29 October 2026
On 29 October 2026, about $6.36 billion was taken from Binance's hot wallets across ten blockchains.
Federal Reserve Monetary Policy Changes and Short-Term Bitcoin Returns: An Event Study Analysis of FOMC Rate Actions
The empirical analysis examines 26 FOMC rate-change announcements from 2017 through 2024, comprising 18 rate hikes and 8 rate cuts.
Managing Secure File Transfers in Community Banking Gateways
Threat of ransomware and phishing concerns 72% of surveyed community banks, while 67% report high costs associated with MFT adoption.
Strategic Positioning and Organizational Performance in Banking Sector: A Case of Equity Bank Rwanda Plc
The study selected a sample of 86 respondents from a target population of 109 employees at Equity Bank Rwanda Plc, achieving a response rate of 98.8%.
Nigerian Jihadists and Bandits Exploit Emerging Fintech
In a March 2025 assessment, the Nigerian Financial Intelligence Unit reported that kidnapping ransom payments increasingly move through mobile-money platforms, PoS terminals, and fintech wallets.
Financial Market Contagion and Risk Transmission Across Global Economies
Advanced economies recorded lower vulnerability with a Financial Contagion Index (FCI) of 58 and a Risk Transmission Index (RTI) of 55.
Technology, Regulation, and the Divergent Trajectories of Retail and Cross-Border Central Bank Digital Currency
A Scopus bibliometric search conducted on 8 October 2026 retrieved 1,418 records, from which 1,045 were retained for critical analysis.
Debt maturity and government spending multipliers
Empirical analysis of post-war US data demonstrates that government spending shocks financed with short-term debt yield significantly higher output multipliers than those financed with long-term debt, typically exceeding unity under short-term financing.
Anti-Money Laundering Tracker Using Graph-AI
The Anti-Money Laundering Tracker models transaction networks using the IBM AMLSim synthetic dataset, which includes approximately 9,945 account records and 68,289 transactions.
Cryptocurrency Validation and Energy Transition in West Africa: A Comparative Analysis of PoW and PoS
Converting 5% of Senegal's M1 money supply into PoW-based cryptocurrency would require energy equivalent to 144% of daily national demand.
Simulated Losses, Exchange-App Activity, and Bitcoin Buy-and-Hold: A Methodological Re-Examination of BIS Working Paper No. 1049
BIS Working Paper No. 1049 assembled a Sensor Tower panel of retail crypto-exchange app downloads and daily active users (DAUs) covering 95 countries from August 2015 to June 2022.
Anti-Money Laundering for Crypto Assets Under Dubai's VARA Model and Lessons for the Vietnam International Financial Centre (VIFC)
As of October 1, 2026, VARA's public register recorded 56 licenses issued under Dubai's specialized virtual asset regulatory framework.
Currency Internationalization and International Financial Centers: Historical Logic, Evolutionary Mechanisms, and Implications for China
In May 2022, the International Monetary Fund increased the RMB's weight in the Special Drawing Rights basket from 10.92% to 12.28%.
Synergy of Bank Indonesia, the Financial Services Authority, and the National Sharia Board in Building Indonesia's Islamic Financial System
Bank Indonesia maintains monetary and macroprudential stability under Law No. 23 of 1999 juncto Law No. 6 of 2009.
Impact of HRM Systems on Whistleblowing in Pakistan's Banking Sector: The Mediating Role of Psychological Safety and the Moderating Role of Power Distance
The quantitative study analyzed survey data from commercial bank employees in Pakistan, achieving an 82% response rate.
Secure SDLC Practices in Financial Application Development
The 2023 IBM Cost of a Data Breach Report identified average breach costs in the financial sector exceeding USD 5.9 million per incident.
The Impact of Artificial Intelligence on Financial Performance in Saudi Fintech Firms: The Mediating Role of Entrepreneurial Orientation - A Path Analysis Approach
The study population comprises 96 fintech companies licensed in Saudi Arabia by the Saudi Arabian Monetary Authority.
Republic of Uzbekistan Financial Sector Assessment
Cumulative government capital injections into state-owned commercial banks reached US$5.8 billion between 2017 and 2023.
Beyond Access: Digital Payment Activity, Productive Investment and Economic Growth in Nigeria
The study analyzes quarterly time-series macroeconomic data for Nigeria covering 2010Q1 to 2024Q4, comprising up to 60 observations.
Role of Transparency, Traceability, Compatibility, and Relative Advantage towards Raising Blockchain Technology Adaptation in Banking Sector of Bangladesh: The Mediating Role of Perceived Value
A total of 443 responses were initially collected from bank employees in Bangladesh, yielding a final analyzed sample of 390 valid responses after excluding 53 unreliable entries.
ECB Perception of Non-Banks: A Machine Learning-Based Approach
The authors construct an index tracking the European Central Bank's perception of non-bank financial intermediaries using 2,830 speeches delivered between July 1998 and June 2024.
Artificial Intelligence Adoption and the Financial Performance of Commercial Banks in Kenya
Average return on assets (ROA) of commercial banks in Kenya declined from 3.3 percent in 2021 to 2.6 percent in 2024.
Dynamic Business Impact Analysis and Dependency-Aware Recovery Optimization for Mission-Critical Banking Operations
The synthetic evaluation dataset contained 12,480 service–time interval–scenario observations across six mission-critical banking services.
No Trail, No Trust? Digital Record Auditability and Lender Decision-Use in SME Finance: A Focused Critical Review and Evidence Mapping
The critical review assesses evidence on digital record auditability in SME lending, analyzing 8 maximum-contrast analytical cases out of an assessment register of 220 study records.
The Jurisdiction of Par: Juridical Singleness and the Legal Identity of Stablecoins
Expanding access to Tether's arbitrage mechanism reduced the absolute size of peg deviations by approximately one half.
Theoretical Foundations of FinTech Regulation: Reconciling Innovation, Market Efficiency, and Financial Stability
The study develops four theoretical hypotheses and corresponding assessment indicators to promote financial innovation while preserving stability.
Use of Artificial Intelligence in Market Risk Mitigation in Islamic Banking
The paper presents a literature review analyzing national journals on how artificial intelligence strengthens market risk management and operational efficiency in Islamic banking [p.1].