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Financial Information Systems and Their Role in Achieving Financial Sustainability: An Analytical Study of Commercial Banks (خزائن للعلوم الاقتصادية والإدارية.)

Research paperخزائن للعلوم الاقتصادية والإدارية.November 202619 pages29 min readHayder Jerri MohsinOriginal source
Key number
250 employees
Bank employee survey sample p.1
What changed
%56%R2
Combined FIS determination coefficient on sustainability p.15

Summary

  • The study analyzed data from a questionnaire distributed to 250 employees of commercial banks to evaluate the impact of financial information systems on financial sustainability.p.1
  • The sample population comprised 250 employees from commercial banks in Basra Governorate, including Bank of Baghdad, Al-Mansour Bank, Gulf Bank, Ashur International Bank, Babylon Bank, and the Trade Bank of Iraq.p.4
  • Senior management policies achieved the highest individual correlation coefficient with financial sustainability at 0.702 with a Z-value of 8.57.p.10
  • The overall correlation coefficient between the combined five dimensions of financial information systems and financial sustainability reached 0.682.p.11
  • When evaluated as a combined group, the five dimensions of financial information systems achieved a determination coefficient of %56 with a calculated F-value of 36.810.p.15

Key insights

  1. System user efficiency achieved a correlation coefficient of 0.687 with financial sustainability at a 95% confidence level.p.9
  2. Internal control of the system demonstrated a statistical correlation coefficient of 0.636 with financial sustainability.p.9
  3. Software, hardware, and equipment showed a correlation coefficient of 0.513 with financial sustainability.p.10
  4. Information systems security recorded a correlation coefficient of 0.592 with financial sustainability.p.10
  5. System user efficiency accounted for an impact determination coefficient of 48% on financial sustainability.p.13
  6. Internal control of the system yielded an impact determination coefficient of 39% on financial sustainability with an F-value of 95.814.p.13
  7. Information systems security registered a determination coefficient of 35% regarding its impact on financial sustainability.p.14
  8. The combined impact model of financial information system dimensions produced a multiple linear regression equation of Y = 0.866 +0.322x1+0.028x2+0.088x3+0.075x4+0.432x5.p.15

Topics and entities

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