What Makes Banks Approve Loans for Family Business Succession?
A study of 95 experienced bank loan officers across six major Belgian banks evaluated what drives approvals for family business succession loans.
Banking Reports & Market Data (2026)
581 documents
Improving the Transformation Process of Commercial Banks' Operations
Between 1 January 2021 and 1 January 2026, total banking assets in Uzbekistan grew from UZS 366.1 trillion to UZS 925.0 trillion, achieving a compound annual growth rate of 20.4 percent.
The Hidden Liquidity Cost of Pawn Expansion: Evidence from Pegadaian
The study analyzes 101 monthly observations from January 2017 to May 2025 to evaluate short-horizon liquidity dynamics at Pegadaian.
Risk Return Dynamics and Portfolio Performance of Islamic Microfinance Institutions: Evidence from Post-Digital Transformation Era
The research article published in Vol. 2 No. 4 (2026) develops a theoretical risk-return framework to evaluate Islamic microfinance institutions in the post-digital transformation era.
Factors Affecting Financial Distress in the Banking Sector
The study analyzes a sample of 33 banks listed on the Indonesia Stock Exchange, comprising 363 bank-year observations covering the 2015–2025 period.
Who Answers for the Agent? Agentic AI, Delegated Execution, and Accountability in the Corporate Finance Function
The paper presents the Algorithmic Financial Accountability Framework (AFAF) anchored on 9 core propositions to address governance in AI delegation.
FinTech-Driven Transformation of Financial Management: Evaluating Digital Innovation, Risk Management, and Strategic Decision-Making
The World Bank Firm Adoption of Technology Survey analytical dataset for India comprises 1,519 establishments and 987 variables.
Intent-Preserving Neuro-Symbolic Repair for Safe LLM-Driven Financial Transactions
LLM repair in a re-implemented VA-NSF loop produced intent-mismatched commits for 32.1% of requests across 296 evaluation instances.
Analysis of Fintech Application Utilization on Financial Inclusion: A Literature Review
Indonesia's 2024 National Survey on Financial Literacy and Inclusion reported a 75.02% financial inclusion index.
Fintech Adoption and Firm Performance: Mechanisms, Contingencies, and the Limits of Current Evidence
SWIFT diffusion among nearly 7,000 banks demonstrated that profitability benefits materialized only after several years of adoption.
2026 Credit Union & Fintech AI Search Visibility Study: Measuring Total Brand Omission, Cross-Engine Disagreement, and Loan-Tier Drift Across ChatGPT, Gemini, Perplexity, and Claude
Audited institutions suffered an aggregate 96.0% Total Brand Omission rate across 960 brand-inclusion evaluations on major AI search platforms.
Fraud-Preserving Dual-Horizon Temporal Heterogeneous Graph Contrastive Learning for Credit Card Fraud Detection
On a 30,000-event synthetic stream with a 2.40% overall fraud rate, the proposed dual-horizon FPAA model achieves an average precision of 0.427 ± 0.038 across three training seeds.
The Effect of E-Wallet, QRIS, and Digital Accounting Utilization on the Financial Management Quality of MSMEs in Medan City 2024–2025
A survey of 150 MSME owners and managers in Medan City evaluated the adoption of digital financial tools and their effect on financial management quality across 2024–2025.
The FinTech-AI Nexus: A Paradigm Shift in Anti-Money Laundering Surveillance and Enforcement
Data collection conducted between February and June 2025 yielded 500 initial survey responses, resulting in a final sample of 328 valid responses after screening [p.9].
Design and Development of a Web-Based Digital Credit Service and QRIS Transaction System
The PayQRIS system achieved a System Usability Scale (SUS) score of 83.25, indicating high usability.
Bangladesh Development Update: Strengthening Domestic Resource Mobilization
Real GDP growth in Bangladesh slowed significantly to 5.8 percent in FY23 from 7.1 percent in FY22, weighed down by weak private consumption and investment.
Artificial Intelligence and Cyber Fraud Prevention in Digital Banking: A Comparative Legal Analysis of India, the United Kingdom and the United States
Machine-learning algorithms and behavioural analytics enable financial institutions to detect digital banking fraud at scale beyond conventional rule-based systems.
Artificial Intelligence in the Financial Sector of the Global Economy: Implementation Directions and Financial Stability Risks
According to international surveys by the Bank for International Settlements, about 70% of financial sector companies use AI for cash flow forecasting and risk assessment.
An Analytical Study of UPI Fraud Detection in Online Transactions in India
The CBI identified more than 8.5 lakh mule accounts used in cyber fraud.
State, Regions and Strategic Governance in Europe and India: Land Tokenisation and AI Stack in Finance
India's UPI digital public infrastructure processes 14 billion transactions monthly.
Current Strategies for Financing Enterprise Development: An Innovative and Harmonious Approach
Asset tokenization serves as a digital financing mechanism converting real asset rights into blockchain-based tokens (page 2).
Enhancing Private-Private Information Sharing in South Africa to Disrupt Economic Crime
An estimated €4 trillion is laundered annually worldwide, with only around 1-2 per cent successfully confiscated under existing compliance frameworks.
Beyond Adoption: Trust and Promotion in Explaining Sustained QRIS Usage Among Micro-Enterprises
Data were collected from 200 micro culinary enterprises in Indonesia that actively use QRIS in daily transactions.
Money Laundering - The Economic Impact and Its Implications
The Bangladesh Financial Intelligence Unit received 17,345 STR/SAR reports in FY2023–24, consisting of 11,736 STRs and 5,609 SARs.
DL-RL: Dual-Layer Graph Neural Networks with Curriculum Reinforcement Learning for Financial Fraud Detection
Financial fraud imposes estimated annual global losses exceeding $5.1 trillion, while digital payment fraud grows at over 30% per year.
Relationship Between Risk Perception, Trust, and Adoption of Cryptocurrency-Based Payment Systems in Africa
The study conducts a structured review of literature spanning from 2018 to 2025 to synthesize how behavioral and contextual factors influence cryptocurrency payment adoption in African economies.
Stablecoin Depegging, Financial Intermediary Balance Sheet Constraints, and Liquidity in the U.S. Traditional Money Market
By end-2025, the global stablecoin market grew from approximately $25 billion in 2020 to over $300 billion.
Digital Business Ecosystem Vulnerability in Africa: A Multi-Method Analysis of Economic Scale and Cyber-Loss Exposure
Internet penetration in Africa rose from 28% in 2019 to over 44% in 2024, while mobile money users surpassed 700 million.
Productive Finance for the Belt and Road Initiative: Reexamining China’s Debt Sustainability Framework
China committed over $1.3 trillion in development finance to the Global South between 2000 and 2021.
Using Artificial Intelligence to Predict Financial and Administrative Risks: An Applied Study at the International Development Bank for Investment and Finance (2015–2024)
The study evaluates the impact of deploying artificial intelligence techniques to predict financial and administrative risks at the International Development Bank for Investment and Finance over the period 2015–2024.