Examining SME Owners' Willingness to Submit Personal and Business Documents as a Proxy for Trust and Creditworthiness: The Psychological Collateral Paradigm
SMEs represent about 90% of businesses and more than 50% of employment worldwide.
Private debt and venture debt Reports & Market Data (2026)
81 documents
Research on the Financing Status, Dilemmas, and Optimization Paths of Low-Altitude Economy Enterprises under the Digital Economy
China's low-altitude economy market reached 505.95 billion yuan in 2023 and expanded to 670.25 billion yuan in 2024, with projections of 1.5 trillion yuan in 2025 and over 3.5 trillion yuan by 2035.
From Digital Transactions to Formal Credit: A Review of FinTech-Enabled MSME Financing in India
The study gathers primary data using a structured questionnaire administered to a sample size of 100 respondents from MSMEs.
Analysis of the Concepts and Application of Murabahah and Musyarakah Financing in Islamic Banking
Global Islamic financial assets reached around USD 3.88 trillion in 2024 according to the Islamic Financial Services Board (IFSB).
Prospects for Applying Foreign Experience in Factoring, Forfeiting and Futures Contracts to Minimize Financial Risks on Debt Instruments in Uzbekistan
The issuance of government securities in Uzbekistan doubled from 21.3 trillion UZS to 42.2 trillion UZS between 2023 and 2025.
The Hidden Liquidity Cost of Pawn Expansion: Evidence from Pegadaian
The study analyzes 101 monthly observations from January 2017 to May 2025 to evaluate short-horizon liquidity dynamics at Pegadaian.
The Strategic Dilemma of Liquidity Versus Profitability: An Integrative Conceptual Model of Working Capital Management and Corporate Financial Resilience in Emerging Markets
Deloof investigated working capital management and profitability using a sample of 1,009 Belgian non-financial companies observed between 1992 and 1996.
What Makes Banks Approve Loans for Family Business Succession?
A study of 95 experienced bank loan officers across six major Belgian banks evaluated what drives approvals for family business succession loans.
Forecasting Bank Credit to Small Business with Short Panels: Partial Pooling Versus Country-Specific Trends, With An Application to Uzbekistan
The study evaluates rolling-origin forecasts across 21 economies using Asian Development Bank MSME loan-stock data for 2019–2024.
The Administration of Financial Institutions and the Social Economy
Poland has around 100,000 social economy entities operating in its socio-economic landscape.
A Critique of the Influence of the Loan Model on Asset Quality in Zimbabwe Commercial Banks
The quantitative study surveyed 406 loan department staff across 14 Zimbabwean commercial banks, achieving an 81.2% response rate from 500 distributed questionnaires.
Data-Driven Credit Risk and SME Portfolio Optimization: Evidence from U.S. SBA 7(a) Lending Data
An empirical analysis of 463,775 resolved SBA 7(a) loans approved between fiscal years 2010 and 2021 shows an overall observed charge-off rate of 7.17%.
Republic of Uzbekistan Financial Sector Assessment
Cumulative government capital injections into state-owned commercial banks reached US$5.8 billion between 2017 and 2023.
The Triangular Contractual Structure and Information-Form Liability in Equity- and Debt-Based Crowdfunding Under Turkish Law
Investors submitting funding requests during crowdfunding campaigns are entitled to a 48-hour withdrawal period under Communiqué III-35/A.2.
No Trail, No Trust? Digital Record Auditability and Lender Decision-Use in SME Finance: A Focused Critical Review and Evidence Mapping
The critical review assesses evidence on digital record auditability in SME lending, analyzing 8 maximum-contrast analytical cases out of an assessment register of 220 study records.
ECB Perception of Non-Banks: A Machine Learning-Based Approach
The authors construct an index tracking the European Central Bank's perception of non-bank financial intermediaries using 2,830 speeches delivered between July 1998 and June 2024.
The Trillion-Dollar Illusion?
OpenAI disclosed $122 billion in committed financing at an $852 billion post-money valuation in March 2026.
Problems and Effectiveness of Illegal Online Lending Supervision Policies in Indonesia from an Economic Policy Law Perspective
During the period from February to March 2024, Satgas PASTI identified 537 illegal online lending entities operating through unofficial websites and mobile applications.
Bank Sector Outlook 2027: High Supply Meets a Changing Financial Landscape
EUR bank bond supply is projected to reach €450bn in 2027, driven primarily by elevated redemptions across segments.
Project Finance as a Tool for Mobilizing Private Capital into United States Power Infrastructure for Artificial Intelligence Data Centers
Data centers in the United States consumed approximately 176 TWh in 2023, representing 4.4 percent of national electricity consumption.
Debt Crowdfunding Growth and MSME Credit Risk in Indonesia's Sustainable Digital Economy
Outstanding P2P loans in Indonesia grew by 29.1% from Rp 59.64 trillion in December 2023 to Rp 77.02 trillion in December 2024.
Performance Guarantees for Permissionless Lending
The paper introduces a permissionless asynchronous lending protocol offering fixed-rate, fixed-duration loans with mathematical performance guarantees [p.1].
Regulatory Incentives and the Structure of Euro Area Money Markets
Unsecured interbank lending entails material regulatory costs, estimated at around 35 basis points for lenders in the second half of 2025.
Sound Practices for Responsible Adoption of Artificial Intelligence (AI): Final Report
The Financial Stability Board (FSB) identified 12 sound practices to help all financial institutions realise the benefits of AI while managing its risks responsibly.
Deloitte Private Debt Deal Tracker: Evolución del mercado español | 2025
In 2025, Spain registered a record high of 71 private debt transactions, consolidating its leading position in Southern Europe.
Hybrid Finance as an Alternative Funding Strategy in Corporate Action in the Indonesian Capital Market
Financial Services Authority data records over 300 companies completing an IPO in Indonesia throughout 2015–2024.
Shariah Governance for Non-Bank Islamic Financial Technology: Regulatory Gaps and Prospects for Reform
The study analyzes Shariah governance challenges facing non-bank Islamic financial technology platforms operating outside standard banking regulatory oversight.
Own-initiative OPSG Advice on Unlocking Investment Opportunities in the European Union
European insurers hold over EUR 10 trillion in assets, while Institutions for Occupational Retirement Provision (IORPs) manage roughly EUR 3 trillion.
Private Credit as a New Leverage in Financing Innovation: Opportunity and Risk Analysis Drawing on Case Evidence
The global private credit industry expanded to approximately $1.8 trillion in 2024, directly competing with the $1.4 trillion leveraged loan and $1.3 trillion high-yield bond markets.
FinTech Financing Platforms and Bank Lending to SMEs in Malaysia: Complements or Substitutes
In 2024, MSMEs constituted a vital component of Malaysia's economy, accounting for 39.5% of GDP and 48.7% of total employment.