Link between Crowdfunding and Growth of SMEs in South Kivu
The global crowdfunding market is estimated at over $2 billion, functioning as a financial infrastructure that stimulates innovation and employment.
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Main Obstacles for Female Entrepreneurs in Obtaining Credit in the City of La Paz
In Latin America, 73% of female-led businesses lack growth resources, contributing to a credit gap of $93 billion for female SMEs.
Comparative Study of Fintech and Traditional Financial Institutions at Axis Bank
Quantitative data demonstrates that fintech channels reduce Axis Bank's Customer Acquisition Cost (CAC) by up to 88% compared to traditional branch operations.
FinTech and Financial Inclusion in Developing Countries: The Moderating Role of Regulatory Quality
The empirical study examines the impact of FinTech adoption on financial inclusion using an unbalanced panel dataset of 12 developing countries across the 2014, 2017, 2021, and 2024 Global Findex survey waves.
Role of Fintechs in Transforming Financial Services in India
The research methodology incorporated primary data collection through a structured questionnaire administered to a sample size of 100 respondents in India.
Financial Stability with Digital Finance Innovation: A BigQuery-Based Empirical Investigation
The study conducts an empirical investigation covering 74 countries over the 2002 – 2022 period to evaluate how digital financial innovations impact systemic financial stability.
Investor Decision-Making in Robo-Advisory Services: A Trust-Mediated Perspective
The global robo-advisory assets under management market is projected to reach US$ 2.06 trillion by 2025.
Main Digital Technologies Applied in Banking Services
Automated teller machines (ATMs) introduced in the 1970s marked the first major shift toward remote banking access.
Determinants of Profitability in Indonesian Commercial Banks (KBMI 3 and 4) in the Era of Digital Acceleration
National digital payment transactions in Indonesia reached 43.5 billion transactions in 2024, driven by a 175.2% year-on-year surge in QRIS and 62.4% growth in BI-FAST.
The Brazilian Private Banking Paradox: Growing Profits and the Contraction of the Physical Branch Network (2014-2025)
In 2024, private banks closed 856 physical branch units across Brazil.
Artificial Intelligence and Financial Decision Making: Adoption, Applications and the Evolving Role of Human Judgement
Process automation is the most common AI use case in financial services at 79%, followed by data visualization and software engineering at 75% each.
A Study on Robo-Advisory Services and Investment Management in Service Sector in India
Primary data for the descriptive research design was gathered from 100 respondents using convenience sampling.
Economic Turbulence and Financial Technologies: Adaptation of Ukrainians to New Realities
Cashless payment card transactions accounted for 65.4% of the total value of payment card transactions in Ukraine as of 1 January 2026.
Thin Evidence, Thick Priors: How Language Models Substitute Identity for Missing Financial Facts
Across 96,600 prompts to Llama-3.1-8B-Instruct, the average identity swing in recommended equity allocation rises from 4.78 percentage points at full disclosure to 10.34 percentage points when no financial facts are supplied.
From Regulation to Automation: A Framework for Translating Regulatory Requirements into Executable Business Processes
Federal inspectors general reported that as of fiscal year 2022 only 8 of 23 civilian federal departments and agencies had effective information security programs.
Danish Venture Capital: Market Analysis Q1 2026
Total Danish VC investments reached EUR 182 million in Q1 2026, representing a 71% decline compared to EUR 620 million in Q4 2025.
From Cognitive Bias to Technological Intervention: A Systematic and Bibliometric Review of Technology's Role in Investor Behavioral Biases
A systematic bibliometric review analyzed 166 Scopus indexed publications from 1991 to 2025 using Biblioshiny and VOSviewer.
The Use of Suspicious Activity Indicators by Banking Institutions to Detect Illicit Cryptocurrency Transactions
The author proposes a monitoring model comprising 4 sequential stages to enable the gradual flow of information in detecting money laundering [p.1].
Crowdfunding as an Alternative Source of Financing
Crowdfunding provides external, non-bank financing to entrepreneurs and small enterprises by pooling small contributions from a large number of investors via online platforms.
An end-to-end digital pawn system for Pegadaian: A conceptual innovation framework based on advanced technologies
Pegadaian is an Indonesian state-owned enterprise providing pledge-based credit services to micro and small-scale economic actors [p.1].
Fintech Competition, Bank Stability, and Risk-Taking: A Dynamic System-GMM Analysis
Bank risk exhibits high persistence, demonstrated by a lagged Z-score coefficient of 0.62 in the system-GMM estimation.
Online Banking and Financial Performance of Deposit Money Banks in Anambra State
The population of the study comprised 2090 employees of deposit money banks in Anambra State, Nigeria.
The Architecture of AI Governance in Banking: Bridging Compliance and Explainability Gaps
AI governance integrates explainability, model risk management, lifecycle governance, and internal controls to satisfy regulatory expectations in banking.
Artificial Intelligence in Financial Decision-Making: A Bibliometric Analysis of Research Trends, Intellectual Structure and Emerging Themes
The meta-bibliometric synthesis consolidates findings from 8 peer-reviewed bibliometric studies of AI in finance published between 2021 and 2026.
Fintech Solutions in International Finance: Opportunities and Risks for the Global Economy
The global FinTech market is projected to reach 938–1250 млрд дол. США in the 2026–2035 period.
Global Transformation of Financial Markets Under the Influence of Digital Technologies: New Models of Financial Intermediation
The study analyzes Market Sophistication indicators based on data from the Global Innovation Index 2025 across CEE economies.
The Nihilism Industry: Streaming Disavowal and Ressentiment in the Age of Prediction Markets
By early 2026, Kalshi surpassed $1 billion in trading volume on Super Bowl Sunday as the prediction market industry grew nearly 400% year-on-year.
AI-driven advisory in insurance services : An experimental study on trust, transparency, and policy adoption
The study evaluates AI-only, human-only, and hybrid human-AI advisory models through a randomized experiment involving 90 insurance consumers.
Shariah Governance for Non-Bank Islamic Financial Technology: Regulatory Gaps and Prospects for Reform
The study analyzes Shariah governance challenges facing non-bank Islamic financial technology platforms operating outside standard banking regulatory oversight.
Research on Wealth Management in the Context of Internet Finance
China's asset management market reached 175.2 trillion yuan in 2025, representing a year-on-year growth of 12.1%.