Legal Status of Crowdfunding in India: A Qualitative Analysis of a Fragmented Regulatory Framework
In India, lenders' aggregate exposure across all NBFC-P2P lending platforms is capped at INR 5 million.
Academic research
Research index · 724 documents · Website
Stablecoins and Tokenised Deposits in Four African Jurisdictions: Regulatory Readiness, Holder Protection and Cross-Border Settlement
South Africa recorded the highest Regulatory Readiness Index score of 75.0% among the four African jurisdictions evaluated.
Fintech Adoption in Malaysia's Aquafarming Industry: Challenges, Strategic Pathways, and Future Opportunities for Sustainable Development
Aquafarming contributes approximately 30% to total fish production in Malaysia.
Real-Time Regulatory Intelligence Framework: LLM-Powered Compliance Automation for Financial Services
Financial institutions globally must track and implement an average of 257 regulatory changes per day.
A Real-Time Tax Compliance Architecture for VAT Split Payments with Making Tax Smart and Open Banking
The UK tax gap deprives vital public services of approximately £46.8 billion in revenue annually.
Determinants of the Financial Secrecy Index: Panel and Quantile Analysis of Institutional Quality, Economic Freedom and Capital Flows
The study analyzes a balanced panel dataset of 27 countries covering a total of 135 annual observations.
Crypto-Assets and the Need for International Regulatory Harmonization: Challenges for the Prevention of Money Laundering and for the Legal Certainty of Global Financial Markets
Cryptoasset seizures in criminal investigations by Brazil's Federal Police reached a record R$ 71 million in 2025.
Regulatory Technology and Automated Compliance Reporting in Saudi Arabia’s Insurance Sector: A Vision 2030 Framework
The Insurance Authority launched the TAMEEN digital portal in February 2025 with 36 licensing, approval, supervisory and regulatory services.
Qualitative Inquiry into FinTech Operation in Nigeria: A User Perspective
The study conducted qualitative in-depth interviews with 26 FinTech users across Kano (14) and Abuja (12) to examine digital payment experiences.
Strategies for the Development and Consolidation of Startups in the Colombian Entrepreneurial Ecosystem
More than 70% of startups in Colombia do not survive beyond five years of existence due to limited financing and administrative constraints.
A Conceptual Framework of Blockchain Technology and Bank Performance: A Resource Orchestration Perspective
The conceptual study was published in Vol. 16, No. 9 in September 2026.
Determinants of Economic Performance in Entrepreneurship: An Analysis from the Local Economy
The study analyzes institutional, socioeconomic, and human capital factors affecting enterprise income in the canton of Quevedo, Ecuador.
The UK's Legal Framework for Digital Assets and Recommendations for Vietnam
The United Kingdom Parliament passed the Property (Digital Assets etc.) Act 2025, which came into force on December 2, 2025, establishing a legal basis for a third category of personal property.
The Role of Islamic Financial Technology in Fostering Digital Financial Inclusion: The Malaysian Experience as a Model
World Bank data shows that 1.4 billion adults worldwide lack bank accounts, while approximately 1.1 billion of them own mobile phones.
Designing a Regulatory Framework for an Inclusive and Sustainable Banking in Zimbabwe
The long-run FMOLS and DOLS models accounted for 79.6% of the variation in commercial banks' Return on Assets.
Internal Control and Banking Operational Risk in the Digital Era: A Systematic Review, Bibliometric Analysis, and Integrative Framework Proposal
From 364 documents retrieved from Scopus, the PRISMA 2020 protocol led to selecting 42 articles for bibliometric and thematic analysis.
The Effect of Good Corporate Governance and Sustainable Finance on Financial Performance in Banking Companies Listed on the Indonesia Stock Exchange 2018-2024
The study selected 5 private banking companies resulting in 35 observation data points from an initial population of 48 listed banks on the Indonesia Stock Exchange for the 2018–2024 period.
The geoeconomic impact of stablecoin use as a means of payment by state and non-state actors (2022–2026)
Total costs for stablecoin cross-border remittances range between 0.5% and 3.0%, compared to 9.50% for traditional banking channels.
AI-Enabled FinTech and Investment Decision-Making: An Integrative Review of Capabilities, Behavioural Adoption, and Governance
Global AI investment was projected to approach USD 200 billion by 2025, accounting for 2.5% to 4% of U.S. GDP.
Cyber Security Challenges in Digital Finance: Future Strategies
Digital finance has transformed financial services while expanding the cyber-attack surface across banking, FinTech platforms, and decentralized systems [p.1].
Financial Inclusion and New Banking Models in Morocco
The adult account ownership rate in Morocco stands at approximately 53%, reflecting ongoing progress alongside notable urban-rural and gender disparities.
Emerging Risks, Fintech and Financial Sector Regulation: Performance Analysis, Science Mapping and Future Directions
The document dataset involved 177 authors with an average citation rate of 18.79 per document and an average age of 3.56 years.
Legal Protection for Investors in the Digital Era: A Study of Law Enforcement by the Financial Services Authority on Illegal Investments, Cybersecurity Risks, and Legal Aspects of Financial Technology
Satgas PASTI stopped 242 illegal investment entity offers between January and August 2026.
The Risks of Institutional Failure Within a Cashless Society
Digital payment adoption reduces transaction costs and administrative duties, but introduces risks of resource centralization without institutional checks [p.1].
Customer Engagement as a Driver of Value Creation in Commercial Banking: Bridging the Internal Potential Market Gap-Evidence and a Structural Model for the Moroccan Banking Sector
The AFMJ journal issue reports an Impact Factor of 8.167 for this publication on banking value creation.
ARGUS Survey of AI Driven Personal Finance Analytics and Budget Forecasting
The survey reviews a locked corpus of 25 papers published between 1 January 2025 and 30 September 2026 to evaluate AI evidence in personal finance.
Geography in Online Capital Allocation: Evidence from Equity-Based Crowdfunding
Regulatory constraints capped ordinary retail investor contributions at ¥500,000 per issuer, while firm fundraising through equity crowdfunding was limited to below ¥100 million per year.
Link between Crowdfunding and Growth of SMEs in South Kivu
The global crowdfunding market is estimated at over $2 billion, functioning as a financial infrastructure that stimulates innovation and employment.
Main Obstacles for Female Entrepreneurs in Obtaining Credit in the City of La Paz
In Latin America, 73% of female-led businesses lack growth resources, contributing to a credit gap of $93 billion for female SMEs.
Comparative Study of Fintech and Traditional Financial Institutions at Axis Bank
Quantitative data demonstrates that fintech channels reduce Axis Bank's Customer Acquisition Cost (CAC) by up to 88% compared to traditional branch operations.