Beyond Access: Digital Payment Activity, Productive Investment and Economic Growth in Nigeria
The study analyzes quarterly time-series macroeconomic data for Nigeria covering 2010Q1 to 2024Q4, comprising up to 60 observations.
Payments Reports & Market Data (2026)
248 documents
Integration of Financial Technology in Strategic Financing Planning of Private Islamic Higher Education Institutions in the Society 5.0 Era
A PRISMA 2020-guided Systematic Literature Review screened 312 initial records down to 38 verified sources across five academic databases and regulatory repositories.
Digital Banking Maturity 2024
Polish banks account for 4 out of the 40 global Digital Champions, defined as the top 10% of banks.
From Brokers to Apps: A Bibliometric and Thematic Review of Retail Investor Adoption and Satisfaction with Online Investment Platforms in India
As of December 2025, India has approximately 21.6 crore demat accounts, with 17.3 crore held at CDSL and 4.3 crore at NSDL.
InterFuse: Interaction-Guided Adaptive Fusion of Heterogeneous Models for Payment Risk Ranking
InterFuse achieves the highest top-ranked recall and AUC on all four evaluated datasets, improving Recall@1% by 1.11–8.09 percentage points over the strongest baselines.
Dynamic Business Impact Analysis and Dependency-Aware Recovery Optimization for Mission-Critical Banking Operations
The synthetic evaluation dataset contained 12,480 service–time interval–scenario observations across six mission-critical banking services.
Hybrid AI Model for Online Payment Fraud Detection Using Machine Learning
The proposed hybrid AI system was trained and evaluated on a transaction dataset containing more than 6 million records with transaction time steps ranging from 0 to 743.
Theoretical Foundations of FinTech Regulation: Reconciling Innovation, Market Efficiency, and Financial Stability
The study develops four theoretical hypotheses and corresponding assessment indicators to promote financial innovation while preserving stability.
A Hybrid Approach Based on Ensemble Learning and SMOTE Technique for Credit Card Fraud Detection
By 2020, Mastercard and Visa issued 2,287 million credit cards worldwide, with Mastercard issuing 1156 million and Visa issuing 1131 million cards.
The Future of the Indian Financial System
The research paper synthesizes data from secondary sources including the Reserve Bank of India, NPCI, SEBI, and twenty research papers published between 2020 and 2026.
Voting Ensemble Framework with SMOTE for Financial Fraud Detection in Highly Imbalanced Transaction Data
The framework addresses extreme class imbalance in a dataset comprising 6,362,620 transaction records, where only 8,213 records (0.1291%) represent fraudulent activity.
Cryptocurrency Regulation and Monetary Policy Trade-offs in Transition Economies
Transition economies across Eastern Europe, Central Asia, and Latin America face unique structural macroeconomic challenges, including currency substitution and weak monetary policy transmission.
Advancing Digital Banking in Albania: Trust, Financial Literacy and Regulatory Readiness in the FinTech Ecosystem
The empirical study analyzed Albania's digital banking ecosystem using quantitative data from a survey of 151 respondents and qualitative data from 15 semi-structured interviews.
Electronic Banking Fraud in South Africa: Key Drivers in the Digital Age
In 2017, the South African Reserve Bank issued operational licenses to 3 fully digital banks, escalating competitive dynamics across the sector.
Machine Learning Based Fraud Detection System
The proposed machine learning fraud detection pipeline achieves an ROC-AUC of 0.984 and a PR-AUC of 0.886 across 284,807 European cardholder logs.
Digital Financial Services Adoption among Entrepreneurs: Evidence for FinTech Education, Innovation, and Local Enterprise Competitiveness
The mixed-method study analyzed digital financial services gateways using survey data from 300 entrepreneurs and qualitative interviews with 50 participants in Tandag City, Surigao del Sur, Philippines.
Buy Now and Pay Later in Emerging Markets: Exploring Why Customers Adopt the Service
Electronic payments in Saudi Arabia accounted for 85% of total retail payments in 2025, compared with 79% in 2024.
The BRICS Initiatives for the Transformation of the International Monetary and Financial System
BRICS member countries represent around 55% of the global population and approximately 40% of global GDP in purchasing power parity.
Economic Impact Assessment of Digital Currency Adoption in Global Markets
The study presents a conceptual evaluation of digital currency adoption published in Vol. 13, No. 4 of the journal.
Cyber Security Challenges in Digital Payment Systems
The paper proposes an integrated five-layer cybersecurity framework combining layered authentication, encryption, real-time transaction monitoring, and machine-learning-based anomaly detection to mitigate cyber threats in digital payment systems.
Disruptions in Large-Value Payment Systems: An Experimental Approach
In 2008, TARGET2 settled a daily average of EUR 3.126 billion in value with 348,000 transactions.
The Effectiveness of Blockchain Integration in Digital Payment Systems on Transparency and User Experience
The study collected and analyzed data from 407 respondents using multiple linear regression in R via the Kaggle platform to examine blockchain-integrated digital payment systems.
AI-Driven Predictive Analytics Framework for Financial Fraud Detection in Digital Transactions
On a six-million-transaction synthetic dataset, the proposed ensemble attains a recall of 0.9184 at a false-positive rate of 0.0186.
Continued Acceptance of FinTech Payment Services: An Extended UTAUT Study on University Graduates of Bangladesh
Data were gathered from 523 university graduates across Dhaka, Chattogram, and Mymensingh to analyze FinTech payment acceptance.
Determinants of Financial Behavior Influenced by Financial Technology and Financial Literacy of MSME Actors in Jakarta
The study surveyed a sample of 70 MSME respondents in Jakarta to evaluate the impact of fintech and financial literacy on financial behavior.
AI & FinTech-Driven Transformation of the Indian Financial Management System: An Empirical Study of Digital Payments, Blockchain Technology, & Cryptocurrency
The study establishes a conceptual framework linking FinTech adoption, digital payments, AI-enabled services, consumer trust, and financial inclusion in India [p.1].
NPCI Gateway Integration for Enhanced Fraud Prevention in Digital Transactions
The platform achieved a fraud class precision of 94.2% using a hybrid machine learning approach with Random Forest and Isolation Forest classifiers.
The Digital Euro and Deposit-Market Competition: Portfolio Choice, Bank Switching, and Funding Adjustment
On 30 October 2025, the ECB announced the transition beyond the 2023–25 preparation phase with potential readiness for first issuance during 2029.
Blockchain-Based Data Security for Digital Payment Systems in India
The paper introduces a permissioned blockchain layer to enhance data security for digital payment systems in India across volume 3, issue 10(III) published on 31 Oct. 2026.
State Policy on Banking Regulation Amid the Development of FinTech Technologies and Growing Digital Risks to National Security
Total Ukrainian banking sector net assets grew by 70.1% from UAH 2,352 billion in 2022 to UAH 4,001 billion in 2025.