Effect of Financial Technology on Financial Sector Development in Nigeria
Nigeria attracted more than $1 billion in FinTech-related investments between 2020 and 2023.
Banking Reports & Market Data (2026)
581 documents
The Applications and Challenges of AI in the Banking Sector
The deployment of AI-powered intelligent customer service systems has reduced the inquiry volume handled by human representatives by 30% to 40% in many commercial banks.
Artificial Intelligence Fintech and the Interaction between Digital and Traditional Finance in Expanding Financial Inclusion among Underserved United States Communities
Financial exclusion affects over 22 million unbanked and 47 million underbanked adults in underserved communities in the United States.
Impact of Digital Transformation and Fintech Technologies on the Efficiency of Commercial Banks in Uzbekistan
The study evaluates the dynamics of remote banking service users and digital transaction volume in Uzbekistan across the 2021–2025 period.
Regulating Digital Neobanks and Fintech Credit Under India's Central Bank Framework
Digital lending platform adoption in India is projected to grow from 6 million users in 2021 to 60 million users by 2027.
Assessing Data Sharing Risk in Cross-Border Payments: Insights from Institutional Experts
A total of 16 jurisdictions (22%) lack agreements or concrete plans for information sharing regarding cross-border payment risks.
Factors Influencing Gen Z Intention to Use Electronic Banking Services at Commercial Banks in Ho Chi Minh City
The study investigates electronic banking adoption intention among Generation Z in Ho Chi Minh City based on 484 valid survey responses collected from 2024–2025.
Private Credit's Structural Transformation of Investment Banking: From Crisis Instrument to Deal-Making Infrastructure, 2008 to 2029
Global private credit assets under management grew from approximately $2 trillion in 2020 to an estimated $3.5 trillion in 2025.
Artificial Intelligence and Behavioral Finance in the Moroccan Banking Sector: Toward Optimizing Investment Decisions in UCITS
Net assets of collective investment in transferable securities (OPCVM) in Morocco reached MAD 826.73 billion across 627 funds as of late July 2026.
Banking Barometer 2026
In 2025, real growth of the Swiss economy reached 1.5%, remaining below its multi-year average.
Swiss Banking Outlook 2026
Swiss real GDP growth is projected to reach 1,0 Prozent in 2026 and 1,4 Prozent in 2027.
New Algorithmic Credit Scoring Models: What Protections for the Consumer?
Directive 2023/2225/UE regulates consumer creditworthiness evaluation under Article 18 and will apply from 20 November 2026.
Impact of Digital Banking Transaction Volume and Mobile Banking Users on Conventional Bank Performance in Indonesia
Mobile banking transaction volume in Indonesia grew by 39,1% in 2024, while QRIS-based transactions surged by 175,2% year-on-year.
Institutional and Legal Framework of Digital Fintech Credit Markets: Regulatory Solutions for Ukraine
Directive (EU) 2023/2225 of 18 October 2023 expands European Union consumer credit regulations to cover loans under €200 which were previously excluded.
Sentiment Analysis of BCA and Mandiri Branch and Mobile Banking User Satisfaction Using Support Vector Machine
The research collected and evaluated a dataset consisting of 1,934 Google Maps reviews and 5,786 Google Play Store reviews for BCA and Mandiri.
Islamic Financial Regulations, Islamic Financial Literacy and Financial Inclusion: Insights from ASEAN
The systematic literature review synthesized 15 empirical studies drawn primarily from Indonesia and Malaysia published between 2016 and 2024.
Artificial Intelligence-Driven Transformation of Banking Services: Examining Its Influence on Customer Trust, Satisfaction, and Loyalty
The conceptual framework formulates 5 hypotheses to examine how AI banking service quality, usefulness, and privacy risk influence trust, satisfaction, and loyalty.
Adaptive Modeling of the Economic Development of Banks in Ukraine Under Martial Law
Ukrainian banks' net profit grew from 41,3 млрд грн in 2020 to ~150–160 млрд грн in 2024, driven by income from deposit certificates and domestic state loan bonds.
Main Obstacles for Female Entrepreneurs in Obtaining Credit in the City of La Paz
In Latin America, 73% of female-led businesses lack growth resources, contributing to a credit gap of $93 billion for female SMEs.
Balancing Exploitation & Exploration: An Ambidextrous Organization Framework in the Digital Transformation Process of Bank Perekonomian Rakyat (BPR) Saridana Surabaya
BPR overall market share across credit segmentations declined from 1.98% in 2021 to 1.86% in 2024.
How Financially Literate Is Generation Z? A Cross-Country Study
Primary microdata was collected from 1,653 university students to evaluate the determinants of Generation Z financial literacy across Spain and Ecuador.
Financial Impact of Banking Digital Transformation on the Savings Culture and Habits of the Population of Cotopaxi, Ecuador, by 2025: A Study of Technology Acceptance Factors
The target study population comprised 296.029 residents aged 18 to 65 years in the Cotopaxi province of Ecuador.
Is Financing a Phase of Portfolio Management or of the Project Life Cycle?
Decentralized autonomous governments (GADs) in Ecuador are subject to debt limits where total public debt balance cannot exceed 200% of annual total revenues.
The Impact of Interest Rate Differentials, Digital Transformation, BOPO, and Promotional Funds on Third-Party Funds
Superbank Indonesia recorded third-party funds (DPK) growth of 214,43 % (yoy) reaching Rp. 10.390 milyar as of August 2025.
FinTech Disruption, Retail Banking Dynamics, and Digital Financial Assets: A Volatility Spillover and Risk-Adjusted Performance Analysis
Retail banking delivered an annual return of 15.83 percent compared to minus 23.18 percent for FinTech disruptors.
Intellectual Capital, Digital Banking, and Indonesian Banking Performance: The Moderating Role of ESG
The study evaluated secondary data collected from 39 banking companies listed on the Indonesia Stock Exchange, comprising 195 observation data points for the 2020–2024 period.
Monetary Policy Report
Real gross domestic product expanded at a moderate annual rate of 2.1 percent in the first quarter of 2026.
SME Business Investment and Financing Outlook Survey, Wave 30
Sales or revenue optimism among Canadian SMEs rose to 44% in July 2026.
Supervision and Regulation Report
Over 99 percent of all U.S. banking organizations were well capitalized as of the fourth quarter of 2025.
Open Banking Payments Fraud Monitor – June 2026 Edition
In Full Year 2025, the Open Banking fraud rate by volume was 0.017% compared to 0.043% for the wider industry.