Europe and Monetary Sovereignty
Between 1950 and the present, aggregate per capita national wealth in France, Germany, Italy, and Spain multiplied by 18 times, rising from 37% to 83% of US per capita national wealth.
Banking Reports & Market Data (2026)
581 documents
Democratization of Credit in Colombia: The Influence of Fintech
In 2024, approximately 37 million adults in Colombia, accounting for 96 % of the adult population, held at least one financial product, while active usage reached 79 %.
Defence, Security and Resilience Bank: Opportunities and Risks of a New Financial Architecture for Euro-Atlantic Defence
Introduced in December 2024 by Rob Murray, the Defence, Security and Resilience Bank (DSR Bank) is designed as a multilateral development bank with an initial capital of around €117 billion.
Economic Well-Being of U.S. Households in 2025
Workplace technology adoption expanded, with one-in-four workers having used generative AI at work in the prior month.
Financial Stability Report
Fair value losses on banks' available-for-sale and held-to-maturity securities portfolios totaled $300 billion combined at the end of 2025.
Federal Reserve Balance Sheet Developments
Total assets on the Federal Reserve balance sheet increased by $49 billion from September 24, 2025, reaching $6.7 trillion as of March 25, 2026.
Annual report on SWESTR
Sveriges Riksbank started publishing values for SWESTR on 2 September 2021 based on transaction data from 9 banks.
Implementation of Crowdfunding Models as an Alternative to Traditional Lending
Alternative online lenders can offer fast business financing but charge high interest rates ranging from 18–40% per year.
Fintech Inclusion: Key Innovations for Financing and Payments in Financial Services
The systematic review initially retrieved 121 scientific articles from academic databases including Google Scholar, Scielo, Springer, Elsevier, and MDPI.
Payments Report 2026
In the Riksbank's survey, 91 per cent of respondents used Swish in the past month, making mobile payments increasingly widespread.
Algorithms, Platforms, and Blockchain: Future Scenarios of Finance in the Era of Digital Disintermediation
Digital payment transactions in the European Union increased from 4.8% of total transactions in 2007 to 73.3% in 2014.
Towards Effective Governance for Financial Inclusion in Ecuador: A Regulatory Approach
A stratified sample of 151 key actors from Ecuador's financial system was analyzed to evaluate five dimensions of financial inclusion.
Survey on the Access to Finance of Enterprises (SAFE) Q4 2025
A net 12% of euro area firms reported an increase in bank loan interest rates, up from 2% in the previous quarter.
Democratización del crédito en Colombia: análisis del papel de las Fintech
More than 87% of adults in Colombia held at least one formal financial product according to national financial inclusion reporting.
European bank competitiveness: Enabling banks to play a greater role financing European growth
Europe requires an estimated additional annual investment of approximately €1.4 trillion, equivalent to around 7% of GDP, to finance its growth, digital, energy, defence, and transition goals.
The Local Impact of Banking Biodiversity
In the United States, individual private credit loans typically range between $10 and $500 million, with total volume surpassing $1.2 trillion.
Banking on Electrification
The IEA and COP31 Presidency proposed a global ambition to raise electrification to 35% of final energy demand by 2035.
From Ambition to Execution: Wealth Management Technology
Deloitte interviewed 35 decision makers, including COOs, CTOs, and heads of transformation at wealth management firms globally.
Agrifood, Credit, and Fintech: A Transformative Approach
Access to agricultural credit must serve as a driver for the ecological transition to Agriculture 4.0, which requires substantial upfront capital.
Bitcoin and Digital Assets Allocation for Advisors: How to Size Client Portfolios
Bitcoin's rolling three-month volatility averaged around 38% after US spot ETFs launched in January 2024, compared to close to 60% before 2024.
Digital Finance & Insurance 2026
85% of online banking users conduct their banking exclusively or predominantly online, whereas only 12% mainly use a bank branch.
Global Family Office Report 2026
The report presents findings from 307 family offices across more than 30 markets worldwide, with an average net worth of USD 2.7 billion.
Top Banking Trends for 2026
If digital currencies continue to gain traction, up to $13 trillion in transaction value could shift to alternative payment methods by 2030, putting an estimated $13 billion in payment fees at risk.
Financial Services Internal Audit Planning Priorities 2026
Geopolitical risk acts as a key driver of traditional and emerging risks, featuring in over 50% of the topics discussed in the report.
Financial Services Survey
72% of respondents are optimistic about the Australian economy over the next 12 months, up from 67% in the previous survey.
SME Investment and Financing Outlook: Survey Highlights
A total of 83% of SMEs plan to invest about the same amount or more in the next 12 months.
Report Regarding Differences in Accounting and Capital Standards Among the Federal Banking Agencies
As of September 30, 2025, the federal banking agencies identified no material differences among accounting standards applicable to insured depository institutions.
Expanding Consumer Access to Investments
The Financial Conduct Authority spent £14m on its InvestSmart campaign to promote positive investing principles.
Economic Importance of the Swiss Financial Sector
In 2024, the Swiss financial sector directly generated a gross value added of CHF 73.2 Mrd. and supported 245’800 jobs (FTE).
The Disintermediation of Banks: Regulatory Paths and Evolution
Investment firms with total consolidated assets of €30 billion or more are categorized as credit institutions under Article 4 of Regulation (EU) No 575/2013.