Digital Transformation and Financial Resilience in Indonesian Banking: A Comparative Pre–Post Analysis
World Bank statistics reported 97.74 million unbanked adults in Indonesia in 2021.
Banking Reports & Market Data (2026)
581 documents
Artificial Intelligence in the Financial Sector: Trends, Challenges, and Practices
A Systematic Literature Review (SLR) based on the PRISMA protocol analyzed 59 articles published between 1996 and 2024 to map AI applications in the financial sector [p.1].
Improving the Evaluation of Monetization Efficiency of Innovative Services in Commercial Banks
Global payments industry revenues reached 2,5 trln AQSh dollari, but revenue growth decelerated from 12 foiz in 2023 to 4 foiz in 2024.
The Banking Expectation Gap: Global Consumer Edition
Celent surveyed 2,515 global consumer banking customers across five global regions to assess satisfaction, switching attitudes, and technology expectations.
FedIncome: Federated Learning for Income Estimation in Digital Lending Under Data Sovereignty Constraints
The FedIncome framework uses over one million LendingClub loans partitioned into 50 state-level clients to simulate a heterogeneous lending consortium.
Board Gender Diversity and IPO Underpricing: The Moderating Role of Managerial Ownership in the Banking Sector
The study analyzes a sample of 21 banks that conducted an IPO on the Indonesia Stock Exchange during 2010–2025 across 12 regression models.
Ways of Developing Digital Banks (Neobanks) and Increasing Financial Literacy of the Population in Uzbekistan
The share of internet users among the population of Uzbekistan reached 94,2 % in January–August 2025, compared to 93,3 % in 2024.
Private Credit as a New Leverage in Financing Innovation: Opportunity and Risk Analysis Drawing on Case Evidence
The global private credit industry expanded to approximately $1.8 trillion in 2024, directly competing with the $1.4 trillion leveraged loan and $1.3 trillion high-yield bond markets.
AI-Driven Financial Advisory and Behavioral Tax Planning: A Conceptual Framework for Intelligent FinTech Ecosystems
The research paper was submitted on 27 April 2026 and accepted on 09 June 2026 for publication in volume 53 issue 3.
FinTech Financing Platforms and Bank Lending to SMEs in Malaysia: Complements or Substitutes
In 2024, MSMEs constituted a vital component of Malaysia's economy, accounting for 39.5% of GDP and 48.7% of total employment.
The Role of Risk Management in Mediating the Effect of Digital Banking on the Stability of Islamic Banks
The return on assets (ROA) of Islamic perbankan in Indonesia increased from 1,55% in 2021 to 2,15% in 2025.
Risk Management and Financing Problems of Startups in Algeria: What Role Does Bancassurance Play?
Startups in Algeria face high operational risks and financial constraints, with a failure rate between 60 % and 90 %, and around 10 % failing during their first year of existence.
Digital Technology Adoption, HR Competence, and Competitive Pressure on Strategic Budgeting: The Moderating Effect of Corporate Governance
The quantitative study surveyed 152 financial managers, branch heads, and budgeting officials at regional banks operating in DKI Jakarta and West Java.
Transforming the MSME Landscape: An Empirical Analysis of Fintech Innovations
The Indian MSME sector contributes approximately 30% of India's Gross Domestic Product (GDP), 45% of manufacturing output, and over 40% of total exports.
Evaluating Digital Process Technologies and Competitive Advantage: A Field Study of Listed Commercial Banks in Zimbabwe
The quantitative field study surveyed 400 stratified random-sampled bank employees in Zimbabwe using a Likert-scale questionnaire to measure the impact of digital process technologies.
Qualitative Inquiry into FinTech Operation in Nigeria: A User Perspective
The study conducted qualitative in-depth interviews with 26 FinTech users across Kano (14) and Abuja (12) to examine digital payment experiences.
A Conceptual Framework of Blockchain Technology and Bank Performance: A Resource Orchestration Perspective
The conceptual study was published in Vol. 16, No. 9 in September 2026.
The Role of Islamic Financial Technology in Fostering Digital Financial Inclusion: The Malaysian Experience as a Model
World Bank data shows that 1.4 billion adults worldwide lack bank accounts, while approximately 1.1 billion of them own mobile phones.
The Effect of Good Corporate Governance and Sustainable Finance on Financial Performance in Banking Companies Listed on the Indonesia Stock Exchange 2018-2024
The study selected 5 private banking companies resulting in 35 observation data points from an initial population of 48 listed banks on the Indonesia Stock Exchange for the 2018–2024 period.
Comparative Analysis of Interest-Earning Digital Wallet Banking Applications in the Philippines Applying Time Value of Money Principles
As of March 2026, Philippine digital bank deposits reached P153.0 billion across nearly 38 million accounts, representing a 58% year-on-year increase.
Customer Engagement as a Driver of Value Creation in Commercial Banking: Bridging the Internal Potential Market Gap-Evidence and a Structural Model for the Moroccan Banking Sector
The AFMJ journal issue reports an Impact Factor of 8.167 for this publication on banking value creation.
Investment Management in the Digital Economy
The research paper published in Volume 15, Number 1 examines the core digital technologies revolutionising global investment management.
Fintech Innovations and Their Influence on Consumer Financial Behaviour
Mobile payments and UPI represent the largest share of consumer fintech application usage at 45% in 2025.
Robo-Advisory Services and Investment Portfolio Management at ICICI Securities Ltd
Robo-advisory platform fees range from 0.15% to 0.25%, compared to 1.2% to 2.2% under traditional wealth managers.
Comparative Study of Fintech and Traditional Financial Institutions at Axis Bank
Quantitative data demonstrates that fintech channels reduce Axis Bank's Customer Acquisition Cost (CAC) by up to 88% compared to traditional branch operations.
Role of Fintechs in Transforming Financial Services in India
The research methodology incorporated primary data collection through a structured questionnaire administered to a sample size of 100 respondents in India.
The Brazilian Private Banking Paradox: Growing Profits and the Contraction of the Physical Branch Network (2014-2025)
In 2024, private banks closed 856 physical branch units across Brazil.
Main Digital Technologies Applied in Banking Services
Automated teller machines (ATMs) introduced in the 1970s marked the first major shift toward remote banking access.
Determinants of Profitability in Indonesian Commercial Banks (KBMI 3 and 4) in the Era of Digital Acceleration
National digital payment transactions in Indonesia reached 43.5 billion transactions in 2024, driven by a 175.2% year-on-year surge in QRIS and 62.4% growth in BI-FAST.
Macroeconomic Scoreboard Dublin
Between 2008 and 2025, real GDP in the Eurozone grew at an average annual rate of just 0.9%, resulting in a 16.9% cumulative increase, while the US economy grew by 40.5% over the same period.