ARGUS Survey of AI Driven Personal Finance Analytics and Budget Forecasting
The survey reviews a locked corpus of 25 papers published between 1 January 2025 and 30 September 2026 to evaluate AI evidence in personal finance.
Banking Reports & Market Data (2026)
581 documents
Entrepreneurial Opportunity Landscape in Wealth Management: Technology-Driven Entrepreneurship
Global financial wealth is projected to grow by 10.7% in 2025 to reach US$333 trillion according to BCG's report.
Algorithmic & Architectural Intelligence in Banking: A Theory-Driven Framework and Empirical Evidence from Banking Decision-Makers
The study examines how algorithmic intelligence and decision architecture shape strategic and behavioral decision outcomes based on data from 176 banking decision-makers in the Philippines.
Concentration and Diversification Challenges in Moroccan Participatory Banking: An Empirical Analysis Using Bank Al-Maghrib Data
At year-end 2024, outstanding participatory financing in Morocco reached MAD 33.8 billion, representing a 19.9% increase year on year.
Understanding the Evolution of Fintech and Sustainable Development: A Comprehensive Review
A bibliometric and integrative review analyzed 256 documents indexed in Scopus and Web of Science published up to July 2024.
Global Stablecoin Arrangements: Cross-Border Vulnerabilities and Financial Stability Monitoring
As of mid-2026, the total market value for stablecoins stands at around $300 billion.
Digital Evolution in Indian Banking: Unveiling the Opportunities and Challenges of Payments Banks
The Reserve Bank of India created Payments Banks in 2014 as a specialized banking model to deliver basic financial services to underserved populations.
Algorithmic Guidance and Investor Learning: An Empirical Examination of Robo-Advisors
A total of 123 questionnaires were distributed to students and young investors in Vijayawada, with 94 retained for analysis.
Monthly Business Survey – Start of October 2026
Approximately 8,500 companies and establishments were questioned between 27 September and 5 October.
Regulating Artificial Intelligence in Finance: Lessons from Singapore
According to KPMG, 71% of surveyed financial firms have deployed AI tools, with global banking sector AI spending estimated at USD 31.3 billion in 2024.
Beyond Cash: The Future of Financial Transactions and the Role of Financial Technology: A Bibliometric Analysis
Small and Medium Sized Enterprises across the world utilize FinTech services at approximately 25 percent.
Financial Stability with Digital Finance Innovation: A BigQuery-Based Empirical Investigation
The study conducts an empirical investigation covering 74 countries over the 2002 – 2022 period to evaluate how digital financial innovations impact systemic financial stability.
Thematic Review on Public Sector Backstop Funding Mechanisms: Peer Review Report
Only 4 (21%) of reviewed jurisdictions are fully compliant with KA 6, while 8 (42%) are materially non-compliant.
FinTech and Financial Inclusion in Developing Countries: The Moderating Role of Regulatory Quality
The empirical study examines the impact of FinTech adoption on financial inclusion using an unbalanced panel dataset of 12 developing countries across the 2014, 2017, 2021, and 2024 Global Findex survey waves.
Algorithmic Digital Finance Platforms as a Driver of Transformation of Financial Behaviour of Economic Entities
The ITI modeling framework established average baseline indices of 0.81 for behavioural transformation and 0.77 for responsibility institutionalization across platforms.
Fintech Enabled ESG Investing for Sustainable Finance and Responsible Capital Allocation
ESG mutual fund investments grew by 67.3% from $5.2B pre-adoption to $8.7B post-Fintech adoption.
Institutional and Technological Determinants of FinTech Diffusion: A Systematic Review Applied to the Moroccan Case
The systematic review protocol based on Google Scholar searches spanning 2004 to 2025 screened 98 unique references and retained 74 publications.
Impact of Fintech Adoption on Environmental Performance of Employees in Nepalese Financial Sector: A Mediating Role of Technological Knowledge
The study collected primary data from a sample size of 200 financial sector employees across Kathmandu Valley using a structured questionnaire on a 5-point Likert scale.
Thin Evidence, Thick Priors: How Language Models Substitute Identity for Missing Financial Facts
Across 96,600 prompts to Llama-3.1-8B-Instruct, the average identity swing in recommended equity allocation rises from 4.78 percentage points at full disclosure to 10.34 percentage points when no financial facts are supplied.
Artificial Intelligence in Financial Data Analysis and Investment Decision-Making: Opportunities, Risks and Implications for Individual Investors in Vietnam
A structured questionnaire survey was conducted with 309 individual investors in Vietnam who have experience using AI for financial analysis and investment decision-making.
The Use of Suspicious Activity Indicators by Banking Institutions to Detect Illicit Cryptocurrency Transactions
The author proposes a monitoring model comprising 4 sequential stages to enable the gradual flow of information in detecting money laundering [p.1].
Designing a Regulatory Framework for an Inclusive and Sustainable Banking in Zimbabwe
The long-run FMOLS and DOLS models accounted for 79.6% of the variation in commercial banks' Return on Assets.
Data-Driven Cybersecurity Risk Assessment in FinTech: A Mixed-Methods Analysis of Breach Patterns, Vulnerability Factors and Financial Impact, 2008-2025
The study analyzes a dataset of 47 publicly reported FinTech cyber incidents occurring between 2008 and 2025.
Internal Control and Banking Operational Risk in the Digital Era: A Systematic Review, Bibliometric Analysis, and Integrative Framework Proposal
From 364 documents retrieved from Scopus, the PRISMA 2020 protocol led to selecting 42 articles for bibliometric and thematic analysis.
The Architecture of AI Governance in Banking: Bridging Compliance and Explainability Gaps
AI governance integrates explainability, model risk management, lifecycle governance, and internal controls to satisfy regulatory expectations in banking.
Report on Certain Taxonomy Key Performance Indicators and Other Aspects of the Disclosures Delegated Act under Article 8 of the Taxonomy Regulation
Total fees and commissions income in the analyzed EU banking sector sample reaches approximately EUR 157 billion, representing 37% of net operating income.
HERA-XAI: Explaining One-Year-Ahead Corporate Rating Forecasts Through Hierarchical Artificial Intelligence
The HERA-XAI framework extends hierarchical corporate rating forecasting using 9 interconnected Random Forest classification nodes across Production, Trade, and Services sectors.
Una versione logit di Merton-Vasicek: A logit version of the models of Merton and Vasicek
The paper proposes replacing structural asset correlation in the Merton-Vasicek framework with the linear correlation between credit survival logits, enabling the modeling of unlisted corporate credit risk from standard bank rating systems.
Financial Inclusion and New Banking Models in Morocco
The adult account ownership rate in Morocco stands at approximately 53%, reflecting ongoing progress alongside notable urban-rural and gender disparities.
Integrating Blockchain with AI: A Data-Driven Model for Secure, Scalable Decentralized Finance (DeFi) Systems
The research conducted a systematic review following the PRISMA framework starting with an initial pool of 322 articles on blockchain and AI convergence.