Fintech Innovations and Their Influence on Consumer Financial Behaviour
Mobile payments and UPI represent the largest share of consumer fintech application usage at 45% in 2025.
314 documents
Mobile payments and UPI represent the largest share of consumer fintech application usage at 45% in 2025.
Quantitative data demonstrates that fintech channels reduce Axis Bank's Customer Acquisition Cost (CAC) by up to 88% compared to traditional branch operations.
Automated teller machines (ATMs) introduced in the 1970s marked the first major shift toward remote banking access.
Pitchbook issued its latest global VC ranking, placing Accel, Index Ventures, Sequoia, Benchmark, and Andreessen Horowitz in its top five.
Process automation is the most common AI use case in financial services at 79%, followed by data visualization and software engineering at 75% each.
Mario Draghi estimated that the EU requires €1.2 trillion of annual investment to compete globally in an integrated market of 450 million people.
Global asset management is projected to reach $200 trillion by 2030 as private market investments and tokenized products increase instrument-level risks.
Primary data for the descriptive research design was gathered from 100 respondents using convenience sampling.
The study evaluates panel data from 31 provincial regions in China from 2011 to 2023, comprising a sample of 403 province-year observations.
A systematic bibliometric review analyzed 166 Scopus indexed publications from 1991 to 2025 using Biblioshiny and VOSviewer.
Pegadaian is an Indonesian state-owned enterprise providing pledge-based credit services to micro and small-scale economic actors [p.1].
The global FinTech market is projected to reach 938–1250 млрд дол. США in the 2026–2035 period.
The meta-bibliometric synthesis consolidates findings from 8 peer-reviewed bibliometric studies of AI in finance published between 2021 and 2026.
The study analyzes Market Sophistication indicators based on data from the Global Innovation Index 2025 across CEE economies.
China's asset management market reached 175.2 trillion yuan in 2025, representing a year-on-year growth of 12.1%.
An analysis of 150,165 equity and bond issuances across 65 countries between 1990 and 2016 demonstrates that firm growth is supported by accessing capital markets.
The gig economy accounts for over 1.5 billion workers globally, representing nearly 35% of the global workforce.
The global robo-advisory assets under management market is projected to reach US$ 2.06 trillion by 2025.
Annual scholarly production reached its peak in 2025 with approximately 45 articles.
Applying three inclusion criteria narrowed the primary analytical corpus down to 5 officially published rulings issued between 2017 and 2021.
Global bank investments in corporate lending reached $37.3 trillion as of early 2026, marking an increase of almost 70% over a 10-year period.
The research surveyed 300 respondents from Generation Z users of Bank Jago in the Jabodetabek region using purposive sampling.
Global AI investment was projected to approach USD 200 billion by 2025, accounting for 2.5% to 4% of U.S. GDP.
Global Islamic banking expanded significantly to exceed USD 3.5 trillion in total asset value in 2023, representing a share of approximately 6% in global banking assets.
The study analyzes a global private-market universe of approximately 270,000 companies, including more than 53,000 firms with post-money valuations.
The deployment of AI-powered intelligent customer service systems has reduced the inquiry volume handled by human representatives by 30% to 40% in many commercial banks.
Financial exclusion affects over 22 million unbanked and 47 million underbanked adults in underserved communities in the United States.
The study evaluates the dynamics of remote banking service users and digital transaction volume in Uzbekistan across the 2021–2025 period.
The Indian fintech market is projected to reach US$1 trillion by 2030, driven by rapid digital transformation across financial services.
The global robo-advisor market value reached $8.78 billion in 2024 and is projected to reach $41.83 billion by 2030 at a CAGR of 30.5%.