Pioneering Impact Finance in Energy and Housing: A Blueprint for Impact Measurement (Triodos Bank)
Summary
- In 2024, Triodos Bank's financing across wind, solar, battery storage, and bio-based mortgages prevented the release of 875 kilotons of greenhouse gas emissions equivalents.p.14
- The bank's financing in solar, wind, battery storage, and retail mortgages avoided EUR 69 million in air pollution and EUR 51 million in water pollution in 2024.p.14
- Triodos Bank held EUR 1.9 billion in outstanding financing for renewable energy generation projects in 2024, primarily focused on wind and solar.p.16
- The bank had EUR 62 million outstanding in battery storage investments in 2024, achieving an avoided impact of EUR 0.09 per euro outstanding.p.16
- The retail mortgage portfolio prevented 60 kilotons of greenhouse gas emissions equivalents compared with an absolute impact of 28 kilotons of greenhouse gas emissions equivalents.p.18
- Battery storage projects financed in 2024 accounted for a total installed capacity of 81 MW, discharging an estimated 40 GWh of electricity.p.28
Key insights
- In 2024, financing in the energy transition generated a 14% relative impact return, avoiding EUR 0.14 worth of environmental impact per euro of financing.p.14
- Triodos Bank has been recognized as the most active clean energy lead arranger internationally for the eighth consecutive year.p.16
- The avoided negative environmental impact per bio-based mortgage is over EUR 4,100 per year in 2024.p.18
- Solar and wind energy generation efforts avoided EUR 260 million in negative environmental impact in 2024.p.27
- Financed battery storage initiatives directly avoided EUR 6 million in negative environmental impact in 2024.p.28
- Single-family homes constructed with bio-based materials generate approximately 42% less negative impact than conventional new-built homes.p.34
- Sixty percent of Triodos Bank's mortgage portfolio holds energy labels ranging from A to A++++.p.36
- Triodos Bank's mortgage portfolio recorded a default rate of 0.09%, compared to an industry average bank default rate of 1%.p.37
Topics and entities
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