AgriVerse: An AI-Driven Agri-FinTech Decision Intelligence Platform
Smallholders cultivating less than 2 hectares make up the majority of the rural agricultural workforce in India.
SME finance and lending Reports & Market Data (2026)
269 documents
The Administration of Financial Institutions and the Social Economy
Poland has around 100,000 social economy entities operating in its socio-economic landscape.
Strategic Roadmap for Developing Islamic Finance in Uzbekistan: Empirical Analysis and Structural Reforms
Uzbekistan has a population exceeding thirty-eight million with a young demographic that experiences voluntary financial exclusion due to religious principles regarding conventional loans.
Forecasting Bank Credit to Small Business with Short Panels: Partial Pooling Versus Country-Specific Trends, With An Application to Uzbekistan
The study evaluates rolling-origin forecasts across 21 economies using Asian Development Bank MSME loan-stock data for 2019–2024.
Entrepreneurial Intention in Graduates of the Technical University of Machala: Motivations, Obstacles, and Opportunities for Institutional Strengthening
The study analyzed a sample of 70 graduates out of a total population of 445 graduates from the Faculty of Business Sciences at the Technical University of Machala.
Registered Venture Capital Plans: Fixing Canada's Entrepreneurship and Scale-Up Crisis
Canada's business entry rates fell from 24.5% in the 1980s to roughly 13% pre-pandemic, with fewer than 1.5% of small businesses ever scaling into medium or large firms.
Frontier Markets, Marginal Flows: Vietnamese Private Outward Investment in Africa and South Asia, 2015–2025
By the end of 2025, Vietnamese investors held 1,991 valid overseas investment projects across 85 countries and territories, with cumulative registered capital exceeding US$23.7 billion.
Data-Driven Credit Risk and SME Portfolio Optimization: Evidence from U.S. SBA 7(a) Lending Data
An empirical analysis of 463,775 resolved SBA 7(a) loans approved between fiscal years 2010 and 2021 shows an overall observed charge-off rate of 7.17%.
Republic of Uzbekistan Financial Sector Assessment
Cumulative government capital injections into state-owned commercial banks reached US$5.8 billion between 2017 and 2023.
Beyond Access: Digital Payment Activity, Productive Investment and Economic Growth in Nigeria
The study analyzes quarterly time-series macroeconomic data for Nigeria covering 2010Q1 to 2024Q4, comprising up to 60 observations.
Legal Force of Blockchain-Based Notarial Digital Cover Notes for Banking Credit Document Verification
Indonesian bank lending grew by 10.39% year-on-year to IDR 7,827 trillion as of December 2024, while maintaining a gross non-performing loan ratio of 2.08%.
No Trail, No Trust? Digital Record Auditability and Lender Decision-Use in SME Finance: A Focused Critical Review and Evidence Mapping
The critical review assesses evidence on digital record auditability in SME lending, analyzing 8 maximum-contrast analytical cases out of an assessment register of 220 study records.
A Critical Analysis of the Legal and Ethical Challenges of Digital Lending Applications in Tanzania: A Doctrinal Analysis with Comparative Reference to Nigeria
Regulators actively enforced rules by blocking sixty-nine unlicensed loan applications in November 2024.
The Importance of Financial Support Mechanisms in the Development of Small Business and Private Entrepreneurship
Access to finance remains one of the main structural barriers to small business growth due to a lack of collateral, credit history, and stable cash flow.
Challenges and Opportunities of Capital Market Efficiency in the Digital Era
As of August 2025, Indonesia recorded approximately 17.6 million Single Investor Identification (SID) accounts in its capital market.
Problems and Effectiveness of Illegal Online Lending Supervision Policies in Indonesia from an Economic Policy Law Perspective
During the period from February to March 2024, Satgas PASTI identified 537 illegal online lending entities operating through unofficial websites and mobile applications.
Citizen-Majority Tokenized Ownership for MSME Revival in India: The G-CMTO Model Integrating Blockchain, the e-Rupee and the MicroSME–Blockchain Index
India's MSMEs generate 31.1% of GDP and 48.58% of exports, yet face an addressable credit gap of roughly ₹30 lakh crore.
The Relationship between Venture Capital Dimensions and Innovation Performance among Start-Ups in the Eastern Cape
Formal venture capital investment in the Eastern Cape accounts for <5% of South Africa's total venture capital deal flow.
Institutional Support, Digital Tools and Bank-Based Financial Inclusion of Women Entrepreneurs in Morocco's Informal Sector: An Analysis of Associated Factors
In a survey of 138 women operating unregistered businesses in Morocco's Fès-Meknès region, 42.0% (58 participants) actively use a bank account for their business.
Investor Protection in Sharia and Conventional Securities Crowdfunding: A Comparative Study of SHAFIQ and Santara
OJK Regulation Number 17 of 2025 entered into force on 25 July 2025, revoking OJK Regulation 57/POJK.04/2020 as amended by Regulation 16/POJK.04/2021.
Automation of Accounting and Management Accounting Using Digital Platforms, AI, and Blockchain Technology
The study conducts a qualitative review of financial and management accounting automation based on a sample of 27 publications.
An Examination of Artificial Intelligence Adoption for Sustainable Financial Management among Zimbabwean SMEs
Micro and SMEs represent approximately 90% of Zimbabwe's economy and around 60% of the nation's Gross Domestic Product.
Digital Financial Services Adoption among Entrepreneurs: Evidence for FinTech Education, Innovation, and Local Enterprise Competitiveness
The mixed-method study analyzed digital financial services gateways using survey data from 300 entrepreneurs and qualitative interviews with 50 participants in Tandag City, Surigao del Sur, Philippines.
Developing an Integrated Framework for Managing VAT Administration Challenges within Iran's Taxpayer System
The qualitative phase of the research gathered insights through semi-structured interviews with 18 experts across taxation, accounting, tax administration, and information technology.
The Future of the Indian Financial System
The research paper synthesizes data from secondary sources including the Reserve Bank of India, NPCI, SEBI, and twenty research papers published between 2020 and 2026.
Financial Innovation and Sustainable Business Practices
A systematic literature search identified 340 initial articles on financial innovation and sustainability, leading to 48 included studies in the final synthesis.
Determinants of Financial Behavior Influenced by Financial Technology and Financial Literacy of MSME Actors in Jakarta
The study surveyed a sample of 70 MSME respondents in Jakarta to evaluate the impact of fintech and financial literacy on financial behavior.
Protecting Innovation in Startups: A Legal Decision-Making Matrix and Transaction Costs
The research analyzes intellectual asset protection strategies across 10 selected business operations using a three-criterion decision matrix.
Intelligent FinTech Architecture for Liquidity Management in Agribusiness Enterprises: A Methodological Approach to Differentiating Financial Decisions
MHP reported 2025 revenue of $3766.0 million (+24%) and adjusted EBITDA of $569.0 million (+1%), with operating cash flow covering 0.50 of net investment outflows.
Financial Inclusion and Institutional Resilience in AI-Driven Islamic Finance: A Contract-Based Risk Governance Framework
The research paper was published in Electronic Integrated Computer Algorithm Journal covering pp 64~83 in Vol. 4, No. 1.