The Rationality of Distrust: Institutional Credibility and the Property Insurance Gap in Bangladesh
Residential property insurance penetration in Bangladesh stands at a low 0.33% of nominal GDP.
Regulation Reports & Market Data (2026)
624 documents
AI-Enabled Personalization and Adaptive User Interface Design in Mobile Banking Applications: Opportunities for Saudi Financial Technology
The paper provides an integrative review synthesizing evidence from 30 peer-reviewed papers published between 2020 and 2025 on mobile banking AI personalization.
Final Report on Guidelines on Internal Governance
Article 74(1) of Directive 2013/36/EU mandates institutions to maintain processes for managing risks, including environmental, social, and governance (ESG) risks over a short, medium, and long-term horizon of at least 10 years.
The Hidden Liquidity Cost of Pawn Expansion: Evidence from Pegadaian
The study analyzes 101 monthly observations from January 2017 to May 2025 to evaluate short-horizon liquidity dynamics at Pegadaian.
Limited Capital? Explaining Transatlantic Divergences in Artificial Intelligence Startup Financing
In the Post-period, AI accounts for around 60% of VC investment volume in the US, compared to roughly 31% in Europe.
Emerging Technologies, Organizational Change, and Financial Innovation: A Multi-Country Study from the Arab Region
Primary data was gathered from 2,168 investors, fintech users, and financial professionals across seven Arab countries to evaluate regional digital transformation.
Are the Hedges of Funds Green?
The sample hedge funds report an average monthly AUM of $396.773 million, a average monthly rate of return of 0.564%, and a monthly 7-factor alpha of 0.144%.
Who Answers for the Agent? Agentic AI, Delegated Execution, and Accountability in the Corporate Finance Function
The paper presents the Algorithmic Financial Accountability Framework (AFAF) anchored on 9 core propositions to address governance in AI delegation.
Financial Technology and Financial Inclusion: Evidence from East African Community Member Countries
The study investigates the impact of financial technology on financial inclusion across 8 East African Community countries over the period 2014–2023 using a panel of 80 country-year observations.
Under the Shadow of the Grey List: The Adequacy and Effectiveness of South African Beneficial Ownership Transparency
South Africa was removed from the Financial Action Task Force list of jurisdictions under increased monitoring on 24 October 2025 following statutory reforms.
Intent-Preserving Neuro-Symbolic Repair for Safe LLM-Driven Financial Transactions
LLM repair in a re-implemented VA-NSF loop produced intent-mismatched commits for 32.1% of requests across 296 evaluation instances.
Sustainability Scores and Tax Risk Differently Moderate Corporate Tax Avoidance Valuation
The study analyzes an unbalanced panel of 91 observations from 25 basic materials and energy companies during 2020–2024.
Factors Affecting Financial Distress in the Banking Sector
The study analyzes a sample of 33 banks listed on the Indonesia Stock Exchange, comprising 363 bank-year observations covering the 2015–2025 period.
Improving the Transformation Process of Commercial Banks' Operations
Between 1 January 2021 and 1 January 2026, total banking assets in Uzbekistan grew from UZS 366.1 trillion to UZS 925.0 trillion, achieving a compound annual growth rate of 20.4 percent.
Relationship Between Risk Perception, Trust, and Adoption of Cryptocurrency-Based Payment Systems in Africa
The study conducts a structured review of literature spanning from 2018 to 2025 to synthesize how behavioral and contextual factors influence cryptocurrency payment adoption in African economies.
Productive Finance for the Belt and Road Initiative: Reexamining China’s Debt Sustainability Framework
China committed over $1.3 trillion in development finance to the Global South between 2000 and 2021.
A Non-Compensatory Multimetric Framework for Technology Assessment in Regulated Environments
The Non-Compensatory Multimetric Framework (NCMF) is validated on 2 real technology initiatives of a leading insurance group [p.1].
Strategic Decision-Making for Innovation in Emerging Organisations: An Adaptive Framework for VUCA Environments
O’mari Zimbabwe was launched in 2023 by Old Mutual Zimbabwe through Old Mutual Digital Services as an interoperable digital financial platform.
Minority Shareholder Protection under Zimbabwe’s Companies and Other Business Entities Act (2019)
Zimbabwe's Companies and Other Business Entities Act [Chapter 24:31] (2019) (COBE) provides a framework balancing majority rule with minority investor safeguards.
A Critique of the Influence of the Loan Model on Asset Quality in Zimbabwe Commercial Banks
The quantitative study surveyed 406 loan department staff across 14 Zimbabwean commercial banks, achieving an 81.2% response rate from 500 distributed questionnaires.
Using Artificial Intelligence to Predict Financial and Administrative Risks: An Applied Study at the International Development Bank for Investment and Finance (2015–2024)
The study evaluates the impact of deploying artificial intelligence techniques to predict financial and administrative risks at the International Development Bank for Investment and Finance over the period 2015–2024.
Registered Venture Capital Plans: Fixing Canada's Entrepreneurship and Scale-Up Crisis
Canada's business entry rates fell from 24.5% in the 1980s to roughly 13% pre-pandemic, with fewer than 1.5% of small businesses ever scaling into medium or large firms.
Efficiency without Compulsion: Economic Trade-offs in the Transition to a Cashless Society
The document establishes a distinction between voluntary payment digitalisation and forced cashlessness, evaluating welfare trade-offs across financial inclusion, privacy, and system resilience.
The Siege Curve: How Disruptive Technologies Are Really Adopted
Gartner forecast generative AI spending of $644 billion for 2025, even as OpenAI reported 800 million weekly ChatGPT users in October 2025.
Financing the Renewable Energy Transition in Sub-Saharan Africa: A Systematic Review of Investment Instruments, Market Models and Institutional Constraints
An initial database search yielded 198 records concerning renewable energy financing in Sub-Saharan Africa.
Regulatory Reforms in Nigeria's Bureau De Change Sector and Exchange Rate Stability: Assessing the Role of the Central Bank of Nigeria
In March 2024, the Central Bank of Nigeria launched a major regulatory overhaul in the Bureau De Change sector, revoking the licenses of over 4000 BDC operators to curb financial malfeasance.
Electronic Money: Expected Changes in the Economy, Banking System, and Daily Life in Uzbekistan by 2030
At the beginning of 2026, the registry of electronic money systems of the Central Bank of Uzbekistan contained 12 registered systems.
Experimental Regulation in Brazil: Between Expectations and International Evidence
The Financial Conduct Authority (FCA) proposed the regulatory sandbox concept to the UK Treasury in 2015 to foster fintech innovation post-2008 crisis.
Corridors of Integrity: India-UAE Financial Vigilance, FATF Readiness, and Regional Economic Security
In fiscal year 2024-25, bilateral merchandise trade between India and the UAE reached USD 100.06 billion, representing a 19.6 per cent increase.
Strategic Roadmap for Developing Islamic Finance in Uzbekistan: Empirical Analysis and Structural Reforms
Uzbekistan has a population exceeding thirty-eight million with a young demographic that experiences voluntary financial exclusion due to religious principles regarding conventional loans.