Retail Investors and Crowdfunding Platforms in Chile: Risks, Opportunities, and Regulatory Challenges
The fintech ecosystem in Latin America and the Caribbean grew by 112% over three years, expanding from 1,166 platforms in 2018 to 2,482 in 2021.
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The fintech ecosystem in Latin America and the Caribbean grew by 112% over three years, expanding from 1,166 platforms in 2018 to 2,482 in 2021.
In the Riksbank's survey, 91 per cent of respondents used Swish in the past month, making mobile payments increasingly widespread.
Academic research by Signori and Vismara (2016) estimates the annual return on equity crowdfunding investments at approximately 9%.
A stratified sample of 151 key actors from Ecuador's financial system was analyzed to evaluate five dimensions of financial inclusion.
More than 87% of adults in Colombia held at least one formal financial product according to national financial inclusion reporting.
Every year in Europe, approximately 450,000 business transfers take place, with around 150,000 facing the risk of not being completed successfully.
Europe requires an estimated additional annual investment of approximately €1.4 trillion, equivalent to around 7% of GDP, to finance its growth, digital, energy, defence, and transition goals.
The KPMG Global family business report 2026 captures survey responses from 1,927 senior leaders across 41 countries.
The report presents findings from 307 family offices across more than 30 markets worldwide, with an average net worth of USD 2.7 billion.
Geopolitical risk acts as a key driver of traditional and emerging risks, featuring in over 50% of the topics discussed in the report.
Access to agricultural credit must serve as a driver for the ecological transition to Agriculture 4.0, which requires substantial upfront capital.
Thirty-two percent (32%) of advisors reported allocating to crypto in client accounts in 2025, an all-time high up from 22% in 2024.
The number of registered self-employed individuals in Russia reached 15.9 million as of 28.02.2026, representing over 20.8% of the economically active population.
The EU faces an annual investment gap of €750-800 billion to boost productivity, support the digital transition, and meet climate goals.
Regulation (EU) 2020/1503 (RPFP) sets a threshold excluding equity crowdfunding offers above 5,000,000 EUR from its standardized framework
The FCA sets out rules and guidance under PRM 1.4.3 to 1.4.13 regarding exemptions from producing a prospectus when admitting securities to trading on a regulated market.
72% of respondents are optimistic about the Australian economy over the next 12 months, up from 67% in the previous survey.
If digital currencies continue to gain traction, up to $13 trillion in transaction value could shift to alternative payment methods by 2030, putting an estimated $13 billion in payment fees at risk.
Irish AI companies raised €256 million across 75 deals YTD in 2026, following a record €691.3 million raised across 107 deals in 2025.
In the United States, individual private credit loans typically range between $10 and $500 million, with total volume surpassing $1.2 trillion.
Total European B2C e-commerce turnover increased by 7%, rising from €842 billion to €911 billion in 2025.
Deloitte interviewed 35 decision makers, including COOs, CTOs, and heads of transformation at wealth management firms globally.
Total venture capital invested in Swiss start-ups increased by 23.9% in 2025 to CHF 2.95 billion.
Following the implementation of EU ECSP regulations and domestic legislation in 2022, market consolidation left 1 equity crowdfunding provider and 3 debt platforms operating in Poland.
Digital transformation over the last decade has driven the shift toward crowd models, as highlighted in issue 12 (253) of Economic Sciences.
As of August 2025, the Capital Markets Board of Türkiye has officially licensed 18 equity-based crowdfunding platforms.
In Indonesia, individual investors with an annual income below Rp500.000.000 face a maximum investment cap of 5% of their annual earnings under POJK 57/2020.
The development of smart enterprises in Ukraine is hindered by high transaction costs and informational asymmetry rather than solely low labor costs.
The quantitative study surveyed 532 active private CFP investors, 1027 potential investors, and 1004 non-investors in Russia in 2025.
The share of SMEs in GDP in Kazakhstan increased from 28.4% in 2018 to 36.5% in 2023, employing 4.3 million people across 2.2 million registered entities.