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As of September 30, 2025, the federal banking agencies identified no material differences among accounting standards applicable to insured depository institutions.
Investment firms with total consolidated assets of €30 billion or more are categorized as credit institutions under Article 4 of Regulation (EU) No 575/2013.
Over 1 billion people currently live in Fragile and Conflict-Affected States, where payment ecosystem disruptions present severe risks to economic stability.
The note categorizes single-ledger arrangements into 4 operating models: integration, distribution, separation, and permissionless.
Over 90 percent of surveyed central banks are engaged in some form of CBDC work, with more than half involved in experiments or pilot projects.
Research by Consumers International indicates that 57% of consumer bodies cite a lack of fee transparency as a primary reason behind consumer distrust in digital finance.
Canadian consumers are projected to lose $1.2 billion (C$1.7 billion) in 2025 due to hidden foreign exchange markups.
Eight G20 members achieved the maximum score of 5/5 for direct access for non-bank payment service providers in 2025.
A total of 8 G20 members achieved the highest 5/5 rating for direct access of non-bank payment service providers (NBPSPs) in 2025.
A total of 8 G20 members achieved the highest score of 5/5 for direct access of non-bank payment service providers in 2025.
Eight G20 members achieved the highest rating of 5/5 for direct access of non-bank payment service providers in 2025.
A total of 8 G20 members achieved the highest 5/5 direct access rating for non-bank payment service providers in 2025.
Total turnover of German SMEs grew moderately by 2% in 2024 to EUR 5,179 billion, while average turnover growth per enterprise stood at 1.2%.
A total of eight G20 members achieved the highest 5/5 score for direct access of non-bank payment service providers (NBPSPs) in 2025.
A total of 8 G20 members achieved the maximum 5/5 direct access rating for non-bank payment service providers in 2025.
Eight G20 members achieved the full 5/5 direct access rating for non-bank payment service providers (NBPSPs) in 2025.
Over 53% of SMEs believe economic conditions will deteriorate over the next 12 months.
A total of eight G20 members achieved the highest 5/5 rating for direct access of non-bank payment service providers in 2025, including Brazil, China, Indonesia, Mexico, the Republic of Korea, Türkiye, the United Kingdom, and the European Union.
Türkiye maintained a direct access rating of 5/5 in 2025, permitting non-bank payment service providers (NBPSPs) to access domestic payment systems.
A total of 8 G20 members achieved the highest rating of 5/5 for direct access to payment systems for non-bank payment service providers (NBPSPs) in 2025.
A total of 8 G20 members achieved the maximum 5/5 score for direct access of non-bank payment service providers (NBPSPs) to payment systems in 2025.
Japan retained a 4/5 score for direct access in 2025, with an expected upgrade to 5/5 following the planned onboarding of its first non-bank provider in November 2025.
Major South Korean banks demonstrate foreign exchange markups that are typically less than 1% over mid-market rates.
The United Kingdom was the only market to achieve a 5/5 rating for price transparency following FCA guidance published in May 2025.
In 2024, Swiss real gross domestic product (GDP) growth slowed to 1,0 %, while the State Secretariat for Economic Affairs (SECO) forecasts a slight recovery to 1,3 % for 2025.
In a 2023 BIS survey, almost all surveyed central banks reported considering offline CBDC payments to be vital or advantageous.
Only 24% of surveyed banks report being highly successful in achieving their cost reduction goals.
54% of SMEs expect economic conditions to deteriorate over the next 12 months.
Globally, 48% of women are active in labour markets compared to 73% of men, with the global gender labour gap falling by only 1 percentage point annually over the past three decades.
Unified Payments Interface (UPI) processes more than 18 billion transactions per month in India.
