The Risks of Institutional Failure Within a Cashless Society
Digital payment adoption reduces transaction costs and administrative duties, but introduces risks of resource centralization without institutional checks [p.1].
Payments Reports & Market Data (2026)
248 documents
Global Stablecoin Arrangements: Cross-Border Vulnerabilities and Financial Stability Monitoring
As of mid-2026, the total market value for stablecoins stands at around $300 billion.
Digital Evolution in Indian Banking: Unveiling the Opportunities and Challenges of Payments Banks
The Reserve Bank of India created Payments Banks in 2014 as a specialized banking model to deliver basic financial services to underserved populations.
Beyond Cash: The Future of Financial Transactions and the Role of Financial Technology: A Bibliometric Analysis
Small and Medium Sized Enterprises across the world utilize FinTech services at approximately 25 percent.
FinTech and Financial Inclusion in Developing Countries: The Moderating Role of Regulatory Quality
The empirical study examines the impact of FinTech adoption on financial inclusion using an unbalanced panel dataset of 12 developing countries across the 2014, 2017, 2021, and 2024 Global Findex survey waves.
Financial Stability with Digital Finance Innovation: A BigQuery-Based Empirical Investigation
The study conducts an empirical investigation covering 74 countries over the 2002 – 2022 period to evaluate how digital financial innovations impact systemic financial stability.
Institutional and Technological Determinants of FinTech Diffusion: A Systematic Review Applied to the Moroccan Case
The systematic review protocol based on Google Scholar searches spanning 2004 to 2025 screened 98 unique references and retained 74 publications.
Impact of Fintech Adoption on Environmental Performance of Employees in Nepalese Financial Sector: A Mediating Role of Technological Knowledge
The study collected primary data from a sample size of 200 financial sector employees across Kathmandu Valley using a structured questionnaire on a 5-point Likert scale.
Data-Driven Cybersecurity Risk Assessment in FinTech: A Mixed-Methods Analysis of Breach Patterns, Vulnerability Factors and Financial Impact, 2008-2025
The study analyzes a dataset of 47 publicly reported FinTech cyber incidents occurring between 2008 and 2025.
B2B Cross-Border Payments: State of the Market
Growth halved across B2B cross-border payout cohorts between 2023 and 2025, with enterprise payout fintechs showing better margin performance.
Emerging Risks, Fintech and Financial Sector Regulation: Performance Analysis, Science Mapping and Future Directions
The document dataset involved 177 authors with an average citation rate of 18.79 per document and an average age of 3.56 years.
Transforming Finance: A Comparative Analysis of the Evolution, Financial Inclusion, and Future Prospects of FinTech Startups in India and Worldwide
India records over 40 billion UPI transactions annually, positioning it as a leader in fintech adoption.
Blockchain Payments in Focus: From Experimentation to Implementation
Corporate stablecoin adoption live in production doubled from 9% in 2025 to 18% in 2026.
From Point Solutions to Trust Platforms: How M&A Is Reshaping Fraud and Digital Identity
M&A deal volumes in fraud and digital identity grew at ~18% CAGR between 2015–25, with 2025 marked as the most active year on record.
Financial Inclusion and New Banking Models in Morocco
The adult account ownership rate in Morocco stands at approximately 53%, reflecting ongoing progress alongside notable urban-rural and gender disparities.
Digital Financial Services and the Future of Banking: A Comparative Analysis of Online Banking, Mobile Payments and Virtual Wallets
UPI transaction volume grew continuously over five years from 2,233 crore transactions in FY2020-21 to 18,585 crore transactions in FY2024-25.
Changes in U.S. Family Finances from 2022 to 2025
Real median family income rose 7 percent between the 2022 to 2025 surveys, while real mean family income fell 6 percent.
Cyber Security Challenges in Digital Finance: Future Strategies
Digital finance has transformed financial services while expanding the cyber-attack surface across banking, FinTech platforms, and decentralized systems [p.1].
A Study on Impact of Technology in the Banking Industry on Customer Services at Cochin
This study evaluates the impact of banking industry technology on customer services in Cochin using a sample size of 142 respondents.
Fintech Revolution: How Digitalization Changes the Way We Invest and Save
The national FinTech ecosystem reached 1,200 companies with daily transactions of USD 890 million or around Rp 14 trillion, growing 62% year-on-year per May 2025.
The Development of Fintech in Poland as a Factor of International Competitiveness
Poland's fintech ecosystem includes over 400 active companies employing over 22,000 people.
Consumer Behaviour on Financial Technology Adaptation: A Study on Increasing India's GDP
Every 1% increase in gross digital transaction value (GDV) makes a positive contribution of about 0.14% to India's real GDP growth rate.
Neobanks in India: A Conceptual Overview
Neobanking as a concept first emerged in the UK in 2013 and in Germany in 2015.
The Effect of Fintech Competition on the Profitability of Deposit Money Banks in Nigeria
During H1 2022, 10 Nigerian Deposit Money Banks expended N81.92 billion on ICT, representing a 58.7% rise from 2021 to construct digital channels and connect with fintechs.
Cashless Society and the Informal Economy: Assessing the Potential of Policy-Driven Digital Payment Ecosystems for Sustainable Transformation
The study conducted a bibliometric mapping of 97 peer-reviewed Scopus articles published between 2010 and 2025 to evaluate policy-driven digital payment adoption in informal economies.
Improving the Evaluation of Monetization Efficiency of Innovative Services in Commercial Banks
Global payments industry revenues reached 2,5 trln AQSh dollari, but revenue growth decelerated from 12 foiz in 2023 to 4 foiz in 2024.
The Banking Expectation Gap: Global Consumer Edition
Celent surveyed 2,515 global consumer banking customers across five global regions to assess satisfaction, switching attitudes, and technology expectations.
Ways of Developing Digital Banks (Neobanks) and Increasing Financial Literacy of the Population in Uzbekistan
The share of internet users among the population of Uzbekistan reached 94,2 % in January–August 2025, compared to 93,3 % in 2024.
Transforming the MSME Landscape: An Empirical Analysis of Fintech Innovations
The Indian MSME sector contributes approximately 30% of India's Gross Domestic Product (GDP), 45% of manufacturing output, and over 40% of total exports.
Qualitative Inquiry into FinTech Operation in Nigeria: A User Perspective
The study conducted qualitative in-depth interviews with 26 FinTech users across Kano (14) and Abuja (12) to examine digital payment experiences.