Digital Financial Platforms: Consumer Trust, Information Security, and Regulatory Compliance
The number of neobank users worldwide has grown from approximately 146 million in 2021 to an estimated 350 million or more by 2026.
Global Reports & Market Data (2026)
442 documents
Can Regulation Curb AI Adoption Narrative–Practice Decoupling? An Agent-Based Model of the A-Share Market
The study builds an agent-based simulation model using annual-report text and financial panel data on 3,133 A-share listed firms from 2021–2024.
Client-Centric Strategy and Predictive Intelligence: A Cross-Sector Comparative Study of Leading Global Financial and Consulting Firms
Morgan Stanley deployed its OpenAI-backed AI assistant for roughly 16,000 wealth advisers, reaching an active adoption rate near 98 per cent.
Stablecoins and Tokenised Deposits in Four African Jurisdictions: Regulatory Readiness, Holder Protection and Cross-Border Settlement
South Africa recorded the highest Regulatory Readiness Index score of 75.0% among the four African jurisdictions evaluated.
Investor Transition Histories and the Timing of Follow-on Investor Entry in Early-Stage Healthcare Ventures
The study examines 744 early-stage healthcare ventures entering private financing between 2011–2024.
Developing Specific Infrastructure for International Financial Centers: International Experience and Recommendations for Vietnamese Law
Vietnam's Law on Public-Private Partnerships 2020 defines 5 eligible sectors but omits specialized financial, digital data, and legal sandbox infrastructure.
Determinants of the Financial Secrecy Index: Panel and Quantile Analysis of Institutional Quality, Economic Freedom and Capital Flows
The study analyzes a balanced panel dataset of 27 countries covering a total of 135 annual observations.
Commodity Ownership Tokenization: Formation Logic and Evolution Path of the Third Category of Standardized Asset Market — A Perspective from the Digital Gold Voucher System
The paper demonstrates that real-world asset tokenization gives birth to a third category of standardized asset market beyond stock and futures markets (page 2).
Financial Technology (FinTech): A Strategic Analysis of Global and Egyptian Markets
Egyptian FinTech investment is projected to increase from $15M – $20M in 2020 to $350M – $600M in 2025.
The Impact of Technology and Innovation Trends on the Insurance Value Chain: A Value-Chain Analysis of Digitalization, Machine Intelligence, Blockchain, and Data Ecosystems in Insurance
The study uses an integrative literature review across 5 core insurance value-chain stages to analyze digital transformation and governance.
Crypto-Assets and the Need for International Regulatory Harmonization: Challenges for the Prevention of Money Laundering and for the Legal Certainty of Global Financial Markets
Cryptoasset seizures in criminal investigations by Brazil's Federal Police reached a record R$ 71 million in 2025.
Entrepreneurial Orientation and Strategic Agility in VUCA Africa: Developing an Ambidextrous Strategic Emergence Model for FinTech Organisations
Africa's financial landscape is defined by fragmented regulation across 54 sovereign nation-states and an informal economy employing 72% of the working population on average.
Digital Disruption in Insurance and Skills Development: Advancing the INSETA Mandate: A Conceptual Review of Technology-Driven Workforce Transformation in the Global and African Insurance Sector
A literature review of 51 studies on insurance human-resource transformation revealed that digital literacy and skills development was the most prominent research theme, appearing in 68.6% of publications.
Strengthening Financial Integrity through Blockchain Governance: A Framework for Transparent Digital Asset Regulation
By 2025, the market capitalisation of digital assets exceeded $2 trillion, with daily trading volumes matching traditional stock markets.
Evolution of Bancassurance Toward Omnichannel, Embedded, and Personalized Distribution: Evidence from Kenya and Global Markets
Bancassurance gross written premiums in Kenya grew from KES 19.5 billion in 2019 to KES 35 billion in 2023, representing a growth of 79.4%.
Market Efficiency in a Changing Asset Population: Mobility, Entry, and Survival over Cryptocurrency's Full History
The study analyzes weak-form efficiency across 8,970 assets and 690 weekly cross-sections from 2013 to 2026, evaluating mobility across market capitalisation deciles.
Do Financing and Investment-Based Courses Influence Gen-Z Investment?
In 2022, Indonesia's Single Investor Identification count reached 9.87 million investors, representing a 31.85% increase from 7.49 million in 2021.
Sources of Cryptocurrency Return Predictability: Econometric and Machine Learning Evidence Across Market States
Predicting cryptocurrency return levels out-of-sample is highly challenging, with every model producing a negative out-of-sample R², where Random Forest performs best at -0.29% and OLS records -1.28%.
A Settlement Currency to Finance Climate Restoration and Human Prosperity
Holding carbon dioxide removal at 9.5 GtCO₂ per year after 2183 in the FaIR ensemble returns median atmospheric CO₂ to 280 ppm in 2300.
Sound Practices for Responsible Adoption of Artificial Intelligence (AI): Final Report
The Financial Stability Board (FSB) identified 12 sound practices to help all financial institutions realise the benefits of AI while managing its risks responsibly.
Digital Transformation of the Financial Sector in the Transition to an Industrial-Innovative Economic Model in Tajikistan
Global fintech investments reached $33.7 billion in 2024, while the average deal size in innovative financial services for banking increased by 70% to $8.5 million.
How Accurate is the IPO Grey Market Premium? Evidence from 35 Indian IPOs
The study analyzed 35 mainboard IPOs listed between 3 September and 8 October 2026 to evaluate the forecasting value of the grey market premium (GMP).
Governing AI and Blockchain in Finance: A Layered Trust Framework
Total tokenized assets reached $346.1 billion across 47 asset classes in September 2026, with stablecoins comprising 86% of the total.
The Impact of the Transformation of Central Bank Digital Currencies (CBDC)-Based Global Payments on the Financial Efficiency of Multinational Corporations
Global cross-border payment transactions are projected to expand from over $150 trillion in 2017 to more than $250 trillion by 2027.
G20 Implementation Monitoring Review: 2026 Report
The IMR review working group was established in 2024 to evaluate the implementation status of international financial reforms and recommend improvements to monitoring.
Regulatory and Supervisory Modernisation Principles: Consultation Report
A stocktake conducted by the FSB gathered 126 modernisation efforts from 24 jurisdictions and 3 SSBs across various financial sectors and entity types.
Nonlinear Identification and Early Warning of Stablecoin Price Depegging: Empirical Evidence Based on a Cusp Catastrophe Model
Total stablecoin market capitalization surpassed $300 billion in 2025.
The geoeconomic impact of stablecoin use as a means of payment by state and non-state actors (2022–2026)
Total costs for stablecoin cross-border remittances range between 0.5% and 3.0%, compared to 9.50% for traditional banking channels.
The Risks of Institutional Failure Within a Cashless Society
Digital payment adoption reduces transaction costs and administrative duties, but introduces risks of resource centralization without institutional checks [p.1].
Systemic Perspectives on Portfolio Management, Behavioral Finance and Financial Culture
The empirical study evaluated 1,722 investment portfolios over short-term (3-month) and long-term (10-year) horizons to test systemic resilience.