Algorithms, Platforms, and Blockchain: Future Scenarios of Finance in the Era of Digital Disintermediation
Digital payment transactions in the European Union increased from 4.8% of total transactions in 2007 to 73.3% in 2014.
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1,216 documents
Impact of Quality Signals on Investors' Investment Decision in Equity Crowdfunding
The study analyzes quantitative data from 750 overfunded campaigns out of 800 successful campaigns conducted between 2015 and 2024.
Equity Crowdfunding: Protection of Minority Investors with Special Reference to Shareholders' Agreements
Regulation (EU) 2020/1503 (RPFP) sets a threshold excluding equity crowdfunding offers above 5,000,000 EUR from its standardized framework
Crowdfunding Platforms in Poland: Regulatory Analysis and Market Assessment
Following the implementation of EU ECSP regulations and domestic legislation in 2022, market consolidation left 1 equity crowdfunding provider and 3 debt platforms operating in Poland.
Financial Services Internal Audit Planning Priorities 2026
Geopolitical risk acts as a key driver of traditional and emerging risks, featuring in over 50% of the topics discussed in the report.
Crowdfunding and Crowdinvesting Models as a New Architecture for Attracting Financial Stakeholders
Digital transformation over the last decade has driven the shift toward crowd models, as highlighted in issue 12 (253) of Economic Sciences.
Shariah Governance Frameworks for Equity Crowdfunding: An Analysis and Proposal
As of August 2025, the Capital Markets Board of Türkiye has officially licensed 18 equity-based crowdfunding platforms.
Democratización del crédito en Colombia: análisis del papel de las Fintech
More than 87% of adults in Colombia held at least one formal financial product according to national financial inclusion reporting.
State Policy and Private Equity Funds in the Context of Financing Sustainable Renewable Energy
Copenhagen Infrastructure Partners manages 12 investment funds with total capital exceeding €30 billion from over 180 institutional investors worldwide.
Organizational and Economic Mechanism of Crowdinvesting and its Improvement
The number of registered self-employed individuals in Russia reached 15.9 million as of 28.02.2026, representing over 20.8% of the economically active population.
Agrifood, Credit, and Fintech: A Transformative Approach
Access to agricultural credit must serve as a driver for the ecological transition to Agriculture 4.0, which requires substantial upfront capital.
The Local Impact of Banking Biodiversity
In the United States, individual private credit loans typically range between $10 and $500 million, with total volume surpassing $1.2 trillion.
European E-commerce Report 2026
Total European B2C e-commerce turnover increased by 7%, rising from €842 billion to €911 billion in 2025.
How Smart, Connected Products Are Transforming Companies
Companies operating in a smart, connected environment face 10 new strategic decisions that reshape every activity in their value chain.
Report Regarding Differences in Accounting and Capital Standards Among the Federal Banking Agencies
As of September 30, 2025, the federal banking agencies identified no material differences among accounting standards applicable to insured depository institutions.
Expanding Consumer Access to Investments
The Financial Conduct Authority spent £14m on its InvestSmart campaign to promote positive investing principles.
Economic Importance of the Swiss Financial Sector
In 2024, the Swiss financial sector directly generated a gross value added of CHF 73.2 Mrd. and supported 245’800 jobs (FTE).
Peer-to-Peer (P2P) Lending Networks on Crowdfunding Platforms: Development Perspectives in Kazakhstan
The share of SMEs in GDP in Kazakhstan increased from 28.4% in 2018 to 36.5% in 2023, employing 4.3 million people across 2.2 million registered entities.
The Glass Half Full of Italian Innovation
Italy ranks among the top ten countries globally for scientific output with over 2.6 million publications.
Financing Energy Communities: Actors, Instruments, and Expectations of the ESG Ecosystem in the Italian Context
An exploratory study based on 19 semi-structured interviews analyzes the financial instruments and stakeholder expectations surrounding Italian energy communities.
Regulation of Securities Offering Through Equity Crowdfunding: A Juridical Comparison Between Indonesia and Singapore
In Indonesia, individual investors with an annual income below Rp500.000.000 face a maximum investment cap of 5% of their annual earnings under POJK 57/2020.
Intellectual Crowd Investment Platform as a Tool for Stimulating the Development of Smart Enterprises
The development of smart enterprises in Ukraine is hindered by high transaction costs and informational asymmetry rather than solely low labor costs.
Towards Effective Governance for Financial Inclusion in Ecuador: A Regulatory Approach
A stratified sample of 151 key actors from Ecuador's financial system was analyzed to evaluate five dimensions of financial inclusion.
KfW SME Panel 2025
Total turnover of German SMEs grew moderately by 2% in 2024 to EUR 5,179 billion, while average turnover growth per enterprise stood at 1.2%.
SME Investment and Financing Outlook Report: Survey Highlights
Over 53% of SMEs believe economic conditions will deteriorate over the next 12 months.
Not in a Single Ruble: Factors Deterring Russians from Participating in Crowdfunding
The quantitative study surveyed 532 active private CFP investors, 1027 potential investors, and 1004 non-investors in Russia in 2025.
G20 Report 2025: Scorecard Report on Direct Access and Price Transparency
Eight G20 members achieved the highest rating of 5/5 for direct access of non-bank payment service providers in 2025.
G20 Roadmap for Enhancing Cross Border Payments: Scorecard report on direct access and price transparency
A total of eight G20 members achieved the highest 5/5 rating for direct access of non-bank payment service providers in 2025, including Brazil, China, Indonesia, Mexico, the Republic of Korea, Türkiye, the United Kingdom, and the European Union.
G20 Report 2025: Scorecard Report on Direct Access and Price Transparency
Eight G20 members achieved the maximum score of 5/5 for direct access for non-bank payment service providers in 2025.
G20 Roadmap for Enhancing Cross Border Payments One year on: Scorecard report on direct access and price transparency
A total of 8 G20 members achieved the highest rating of 5/5 for direct access to payment systems for non-bank payment service providers (NBPSPs) in 2025.