AI-Enabled FinTech and Investment Decision-Making: An Integrative Review of Capabilities, Behavioural Adoption, and Governance
Global AI investment was projected to approach USD 200 billion by 2025, accounting for 2.5% to 4% of U.S. GDP.
Regulation Reports & Market Data (2026)
625 documents
Artificial Intelligence Capabilities, Fintech Innovation, and Islamic Bank Performance: A Cross-Country Panel Analysis of Indonesia, Malaysia, and GCC
Global Islamic banking expanded significantly to exceed USD 3.5 trillion in total asset value in 2023, representing a share of approximately 6% in global banking assets.
The Assessment of Digital Banking on Financial Inclusion in Ethiopia: A Case Study of Selected Commercial Banks
In 2022, financial inclusion reached 46% in Ethiopia, with the government targeting 70% account ownership by 2025.
Policy Reformulation for Rural Credit Banks in the Digital Era: A Qualitative Approach Based on Literature Review and Global Benchmarking
The total number of Rural Credit Banks (BPR) operating in Indonesia continuously decreased from 1,468 units in 2021 to 1,339 units in June 2025.
The Applications and Challenges of AI in the Banking Sector
The deployment of AI-powered intelligent customer service systems has reduced the inquiry volume handled by human representatives by 30% to 40% in many commercial banks.
Artificial Intelligence Fintech and the Interaction between Digital and Traditional Finance in Expanding Financial Inclusion among Underserved United States Communities
Financial exclusion affects over 22 million unbanked and 47 million underbanked adults in underserved communities in the United States.
Regulating Digital Neobanks and Fintech Credit Under India's Central Bank Framework
Digital lending platform adoption in India is projected to grow from 6 million users in 2021 to 60 million users by 2027.
Cybersecurity Challenges in Indian Fintech Start-Ups: A Regulatory Lens
The Indian fintech market is projected to reach US$1 trillion by 2030, driven by rapid digital transformation across financial services.
Assessing Data Sharing Risk in Cross-Border Payments: Insights from Institutional Experts
A total of 16 jurisdictions (22%) lack agreements or concrete plans for information sharing regarding cross-border payment risks.
Factors Influencing Gen Z Intention to Use Electronic Banking Services at Commercial Banks in Ho Chi Minh City
The study investigates electronic banking adoption intention among Generation Z in Ho Chi Minh City based on 484 valid survey responses collected from 2024–2025.
Private Credit's Structural Transformation of Investment Banking: From Crisis Instrument to Deal-Making Infrastructure, 2008 to 2029
Global private credit assets under management grew from approximately $2 trillion in 2020 to an estimated $3.5 trillion in 2025.
Artificial Intelligence and Behavioral Finance in the Moroccan Banking Sector: Toward Optimizing Investment Decisions in UCITS
Net assets of collective investment in transferable securities (OPCVM) in Morocco reached MAD 826.73 billion across 627 funds as of late July 2026.
New Algorithmic Credit Scoring Models: What Protections for the Consumer?
Directive 2023/2225/UE regulates consumer creditworthiness evaluation under Article 18 and will apply from 20 November 2026.
Banking Barometer 2026
In 2025, real growth of the Swiss economy reached 1.5%, remaining below its multi-year average.
Swiss Banking Outlook 2026
Swiss real GDP growth is projected to reach 1,0 Prozent in 2026 and 1,4 Prozent in 2027.
Islamic Financial Regulations, Islamic Financial Literacy and Financial Inclusion: Insights from ASEAN
The systematic literature review synthesized 15 empirical studies drawn primarily from Indonesia and Malaysia published between 2016 and 2024.
Institutional and Legal Framework of Digital Fintech Credit Markets: Regulatory Solutions for Ukraine
Directive (EU) 2023/2225 of 18 October 2023 expands European Union consumer credit regulations to cover loans under €200 which were previously excluded.
Main Obstacles for Female Entrepreneurs in Obtaining Credit in the City of La Paz
In Latin America, 73% of female-led businesses lack growth resources, contributing to a credit gap of $93 billion for female SMEs.
Alternative Financing for Innovative Startups
A survey of 500 Russian technology companies by Baza.vc showed that 62% had not raised external financing, 29% received investments, and 10% obtained loans.
Adaptive Modeling of the Economic Development of Banks in Ukraine Under Martial Law
Ukrainian banks' net profit grew from 41,3 млрд грн in 2020 to ~150–160 млрд грн in 2024, driven by income from deposit certificates and domestic state loan bonds.
Balancing Exploitation & Exploration: An Ambidextrous Organization Framework in the Digital Transformation Process of Bank Perekonomian Rakyat (BPR) Saridana Surabaya
BPR overall market share across credit segmentations declined from 1.98% in 2021 to 1.86% in 2024.
How Financially Literate Is Generation Z? A Cross-Country Study
Primary microdata was collected from 1,653 university students to evaluate the determinants of Generation Z financial literacy across Spain and Ecuador.
The Impact of Interest Rate Differentials, Digital Transformation, BOPO, and Promotional Funds on Third-Party Funds
Superbank Indonesia recorded third-party funds (DPK) growth of 214,43 % (yoy) reaching Rp. 10.390 milyar as of August 2025.
FinTech Disruption, Retail Banking Dynamics, and Digital Financial Assets: A Volatility Spillover and Risk-Adjusted Performance Analysis
Retail banking delivered an annual return of 15.83 percent compared to minus 23.18 percent for FinTech disruptors.
Intellectual Capital, Digital Banking, and Indonesian Banking Performance: The Moderating Role of ESG
The study evaluated secondary data collected from 39 banking companies listed on the Indonesia Stock Exchange, comprising 195 observation data points for the 2020–2024 period.
Information Transparency and Investor Protection in Building Investor Confidence and Informing Investment Decisions in Equity Crowdfunding in Indonesia
The study collected survey data from 100 equity crowdfunding investors in Indonesia using a five-point Likert scale.
Monetary Policy Report
Real gross domestic product expanded at a moderate annual rate of 2.1 percent in the first quarter of 2026.
Entrepreneurship as a Career Path: Subsidies for the Creation and Consolidation of SMEs and the Self-Employed - The Case of the Valencian Community
During Spain's economic downturn from December 2007 to March 2013, overall employment loss in the Social Security system was 16 %, while loss among self-employed workers was limited to 11 %.
Supervision and Regulation Report
Over 99 percent of all U.S. banking organizations were well capitalized as of the fourth quarter of 2025.
Crowdinvesting: Challenges of Market Development
Crowdinvesting was legally established in Russia in 2020 as a digital mechanism for early-stage companies to raise equity financing from external investors.