Pulse of Fintech H2 2025
Total global fintech investment increased from $95.5 billion in 2024 to $116 billion in 2025, ending three consecutive years of decline.
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Total global fintech investment increased from $95.5 billion in 2024 to $116 billion in 2025, ending three consecutive years of decline.
Access to agricultural credit must serve as a driver for the ecological transition to Agriculture 4.0, which requires substantial upfront capital.
Global fintech investment reached $44.7 billion across 2,216 deals in H1’25, down from $54.2 billion across 2,376 deals in H2’24.
Enterprise Ireland has invested over €90 million in over 200 Irish-born fintech, financial, or related business services companies.
Total global fintech investment across VC, PE, and M&A fell from $62.3 billion across 2,287 deals in H2’23 to $51.8 billion across 2,254 deals in H1’24.
In Ghana, the growth of mobile money increased access to financial services for unbanked demographics, with 35 percent of adults in rural areas reporting having used the service between 2014 and 2017.
In 2021, there were more than 300 million users of digital payments and more than 30 million users of digital banks across Latin America.
Total global fintech investment dropped to $113.7 billion across 4,547 deals in 2023.
In March 2023, the European Commission committed to reducing reporting requirements by 25% to reduce red tape and strengthen European competitiveness.
Globally, the scale of crypto assets remains relatively small at $2–$3 trillion, or about 1 percent of total market value of financial assets.
Global fintech investment across M&A, PE, and VC reached $135.7 billion across 2,693 deals in 2019.
In 2019, almost CHF 2.3 billion was invested in 266 Swiss start-ups, representing an 85.5% increase compared with the previous year.
The IMF note examines the institutional frameworks for fintech regulation and supervision across 10 selected jurisdictions.