Top Banking Trends for 2026
If digital currencies continue to gain traction, up to $13 trillion in transaction value could shift to alternative payment methods by 2030, putting an estimated $13 billion in payment fees at risk.
Crypto and stablecoins Reports & Market Data (2026)
163 documents
Financial Services Internal Audit Planning Priorities 2026
Geopolitical risk acts as a key driver of traditional and emerging risks, featuring in over 50% of the topics discussed in the report.
Pulse of Fintech H2 2025
Total global fintech investment increased from $95.5 billion in 2024 to $116 billion in 2025, ending three consecutive years of decline.
Expanding Consumer Access to Investments
The Financial Conduct Authority spent £14m on its InvestSmart campaign to promote positive investing principles.
The Impact of Central Bank Digital Currency on Payments Competition
Over 90 percent of surveyed central banks are engaged in some form of CBDC work, with more than half involved in experiments or pilot projects.
Central Bank Exploration of Tokenized Reserves
The note categorizes single-ledger arrangements into 4 operating models: integration, distribution, separation, and permissionless.
Payment Resilience in Fragile and Conflict-Affected States: Lessons for Central Bank Digital Currency (CBDC)
Over 1 billion people currently live in Fragile and Conflict-Affected States, where payment ecosystem disruptions present severe risks to economic stability.
Pulse of Fintech H1 2025
Global fintech investment reached $44.7 billion across 2,216 deals in H1’25, down from $54.2 billion across 2,376 deals in H2’24.
The Year Ahead: 10 Crypto Predictions for 2026
In 2025, major crypto assets hit record all-time high prices, with Bitcoin at $126,080, Ethereum at $4,946, Solana at $293, and XRP at $3.65.
The Bitwise/VettaFi 2025 Benchmark Survey of Financial Advisor Attitudes Toward Crypto Assets
In 2024, Bitcoin rose 123% to an all-time high of over $108,000, propelled by spot Bitcoin ETFs in the U.S. gathering more than $35 billion in assets.
Tokenization and Financial Market Inefficiencies
The Boston Consulting Group estimates that asset tokenization could reach $16 trillion or 10 percent of global GDP by 2030.
The Year Ahead: 10 Crypto Predictions for 2025
Spot bitcoin ETFs gathered $33.56 billion in assets following their launch in the U.S. in 2024.
2023 FDIC National Survey of Unbanked and Underbanked Households - Executive Summary
In 2023, 4.2 percent of U.S. households—representing about 5.6 million households—were unbanked.
2023 National Survey of Unbanked and Underbanked Households
In 2023, 4.2 percent of U.S. households, representing about 5.6 million households, were unbanked.
Pulse of Fintech H1 2024
Total global fintech investment across VC, PE, and M&A fell from $62.3 billion across 2,287 deals in H2’23 to $51.8 billion across 2,254 deals in H1’24.
Payments Report 2024
In 2023, 63 per cent of survey respondents paid by debit card for their last in-store purchase, while 9 per cent paid using a card in their mobile phone.
Central Bank Digital Currency and Other Digital Payments in Sub-Saharan Africa: A Regional Survey
Thirty of the 33 central banks in sub-Saharan Africa responded to the regional survey on digital currencies and payments.
The Bitwise/VettaFi 2024 Benchmark Survey of Financial Advisor Attitudes Toward Crypto Assets
Only 39% of financial advisors believe a spot bitcoin ETF will be approved in 2024, compared to Bloomberg ETF analysts who estimate a 90% chance of a January approval.
IFZ FinTech Study 2024
reached 483 companies by the close of 2023, reflecting a yearly growth of eleven percent, while Liechtenstein hosted 22 FinTech companies.
Macro-Financial Implications of Foreign Crypto Assets for Small Developing Economies
Total crypto asset market capitalization peaked at around $3 trillion in November 2021 before falling below $1 trillion.
Implications of Central Bank Digital Currencies for Monetary Policy Transmission
According to a 2022 BIS survey, 93 percent of central banks are actively exploring CBDCs and 58 percent report being likely to or possibly issuing a retail CBDC in the short or medium term.
The Rise of Payment and Contracting Platforms
The IMF mandate is governed by the central banks and finance ministries of 190 member countries.
Institutional Arrangements for Fintech Regulation: Supervisory Monitoring
In Ghana, the growth of mobile money increased access to financial services for unbanked demographics, with 35 percent of adults in rural areas reporting having used the service between 2014 and 2017.
Taxing Stablecoins
Tether and USD Coin attempt to maintain a stable value by being purportedly backed one-for-one in value to underlying assets.
The Bitwise/VettaFi 2023 Benchmark Survey of Financial Advisor Attitudes Toward Crypto Assets
Fifteen percent of advisors reported allocating to crypto in client accounts in the 2023 survey, compared to 16% in the previous year.
Pulse of Fintech H2 2023
Total global fintech investment dropped to $113.7 billion across 4,547 deals in 2023.
Payments Report 2022
In the 2022 survey, 34 per cent of respondents stated they paid with cash in the past month, down from 50 per cent in spring 2020.
Towards Central Bank Digital Currencies in Asia and the Pacific: Results of a Regional Survey
By August 2021, total crypto asset volume had grown by 230 percent year over year in Asian emerging market economies.
Digital Currencies and Energy Consumption
The global payment system is estimated to consume 47.3 TWh of energy annually, accounting for roughly 0.2 percent of total global electricity consumption.
Assessment of Risks to the French Financial System
The Banque de France baseline scenario projects the French economy to grow by 2.3% in 2022, down from 3.6% at the start of the year.