Regulator · UK · 44 documents
Machine-learning algorithms and behavioural analytics enable financial institutions to detect digital banking fraud at scale beyond conventional rule-based systems.
According to international surveys by the Bank for International Settlements, about 70% of financial sector companies use AI for cash flow forecasting and risk assessment.
In March 2024, the Central Bank of Nigeria launched a major regulatory overhaul in the Bureau De Change sector, revoking the licenses of over 4000 BDC operators to curb financial malfeasance.
The empirical study analyzed primary data gathered from 520 active mobile payment users selected through stratified sampling in Vietnam.
The Financial Conduct Authority (FCA) proposed the regulatory sandbox concept to the UK Treasury in 2015 to foster fintech innovation post-2008 crisis.
The study develops four theoretical hypotheses and corresponding assessment indicators to promote financial innovation while preserving stability.
The Treasury published The Over-the-Counter Derivatives (Intragroup Transactions) Regulations 2026 on 21 October to establish a permanent and streamlined intragroup transaction regime.
The FCA received 90 consultation responses from a wide range of stakeholders following the December 2025 consultation paper.
During 2022, the UK experienced three Prime Ministers alongside a peak inflation rate of 9.1%.
DealsFlow is an agentic triage system for venture capital pitch decks built on the principle that the LLM reads and scores categories while deterministic code aggregates, caps, and only ever lowers scores.
EMIR 3 was published in the Official Journal on 4 December 2024 and entered into force 20 days after publication.
Vietnam's Law on Public-Private Partnerships 2020 defines 5 eligible sectors but omits specialized financial, digital data, and legal sandbox infrastructure.
The United Kingdom Parliament passed the Property (Digital Assets etc.) Act 2025, which came into force on December 2, 2025, establishing a legal basis for a third category of personal property.
The Financial Stability Board (FSB) identified 12 sound practices to help all financial institutions realise the benefits of AI while managing its risks responsibly.
A stocktake conducted by the FSB gathered 126 modernisation efforts from 24 jurisdictions and 3 SSBs across various financial sectors and entity types.
The FCA proposes splitting the equity consolidated tape income pool 50/50, reserving 50% for all eligible trading venues and APAs and 50% exclusively for CLOB and periodic auction trading systems.
The guidance sets out expectations to implement the Financial Policy Committee's recommendation to maintain an aggregate high LTI flow limit of 15%.
The automated processing level of regulatory reporting (SupTech) in Ukraine is projected to reach 72.8% in 2025, up from 31.0% in 2023.
In 1967, Barclays introduced an early automated teller machine (ATM) in the United Kingdom, establishing 24/7 self-service consumer banking access.
Global asset management is projected to reach $200 trillion by 2030 as private market investments and tokenized products increase instrument-level risks.
In 2025, the global volume of crowdfunding exceeded $20 billion, driven by donation, reward, equity, and lending platforms.
Europe requires an estimated additional annual investment of approximately €1.4 trillion, equivalent to around 7% of GDP, to finance its growth, digital, energy, defence, and transition goals.
The FCA sets out rules and guidance under PRM 1.4.3 to 1.4.13 regarding exemptions from producing a prospectus when admitting securities to trading on a regulated market.
The study analyzes quantitative data from 750 overfunded campaigns out of 800 successful campaigns conducted between 2015 and 2024.
The Financial Conduct Authority spent £14m on its InvestSmart campaign to promote positive investing principles.
Canadian consumers are projected to lose $1.2 billion (C$1.7 billion) in 2025 due to hidden foreign exchange markups.
A total of 8 G20 members achieved the highest 5/5 rating for direct access of non-bank payment service providers (NBPSPs) in 2025.
Eight G20 members achieved the highest score of 5/5 for direct access of non-bank payment service providers (NBPSPs) in 2025.
A total of 8 G20 members achieved the highest score of 5/5 for direct access of non-bank payment service providers in 2025.
Eight G20 members achieved the highest rating of 5/5 for direct access of non-bank payment service providers in 2025.
A total of eight G20 members achieved the highest 5/5 score for direct access of non-bank payment service providers (NBPSPs) in 2025.
The United Kingdom was the only market to achieve a 5/5 rating for price transparency following FCA guidance published in May 2025.
Research by Consumers International indicates that 57% of consumer bodies cite a lack of fee transparency as a primary reason behind consumer distrust in digital finance.
A total of 8 G20 members achieved the highest 5/5 direct access rating for non-bank payment service providers in 2025.
A total of 8 G20 members achieved the maximum 5/5 direct access rating for non-bank payment service providers in 2025.
A total of 8 G20 members achieved the maximum 5/5 score for direct access of non-bank payment service providers (NBPSPs) to payment systems in 2025.
A total of 8 G20 members achieved the highest rating of 5/5 for direct access to payment systems for non-bank payment service providers (NBPSPs) in 2025.
Eight G20 members achieved the maximum score of 5/5 for direct access for non-bank payment service providers in 2025.
Eight G20 members achieved the full 5/5 direct access rating for non-bank payment service providers (NBPSPs) in 2025.
A total of eight G20 members achieved the highest 5/5 rating for direct access of non-bank payment service providers in 2025, including Brazil, China, Indonesia, Mexico, the Republic of Korea, Türkiye, the United Kingdom, and the European Union.
As of August 2025, SAMA has granted a total of 27 E-Money Institution and Payment Institution licences to non-banks.
In Ghana, the growth of mobile money increased access to financial services for unbanked demographics, with 35 percent of adults in rural areas reporting having used the service between 2014 and 2017.
Financial executive sentiment towards open banking increased from 55% in 2019 to 71% in 2021, with 83% agreeing it is a revolution for the industry.
The IMF note examines the institutional frameworks for fintech regulation and supervision across 10 selected jurisdictions.
