Crypto-Asset Regulation Between Innovation and Normative Frameworks
European Union Regulation (UE) 2023/1114 was enacted on 31 May 2023 to establish the MiCA framework for crypto-asset markets.
Bank Al-Maghrib
Central bank · MO · 8 documents
Key number
3.48 out of 5
Average Digital Maturity Score. International Journal of Accounting, Finance, Auditing, Management and Economics p.15
Key number
33.8 billion MAD
Outstanding participatory financing (end 2024). International Journal of Accounting, Finance, Auditing, Management and Economics p.2
Institutional Support, Digital Tools and Bank-Based Financial Inclusion of Women Entrepreneurs in Morocco's Informal Sector: An Analysis of Associated Factors
In a survey of 138 women operating unregistered businesses in Morocco's Fès-Meknès region, 42.0% (58 participants) actively use a bank account for their business.
Measuring the Digital Maturity of Moroccan Commercial Banks: Construction of a Multidimensional Score
The studied sample of five Moroccan commercial banks achieved an overall average digital maturity score of 3.48 out of 5.
Concentration and Diversification Challenges in Moroccan Participatory Banking: An Empirical Analysis Using Bank Al-Maghrib Data
At year-end 2024, outstanding participatory financing in Morocco reached MAD 33.8 billion, representing a 19.9% increase year on year.
Institutional and Technological Determinants of FinTech Diffusion: A Systematic Review Applied to the Moroccan Case
The systematic review protocol based on Google Scholar searches spanning 2004 to 2025 screened 98 unique references and retained 74 publications.
Financial Inclusion and New Banking Models in Morocco
The adult account ownership rate in Morocco stands at approximately 53%, reflecting ongoing progress alongside notable urban-rural and gender disparities.
The Impact of External Constraints on Access to Finance and the Growth of Innovative Startups in Morocco: A Mixed-Methods Empirical Study
The study investigates external financing constraints across a population of 478 identified innovative startups in Morocco, analyzing a representative sample of 220 startups.
Customer Engagement as a Driver of Value Creation in Commercial Banking: Bridging the Internal Potential Market Gap-Evidence and a Structural Model for the Moroccan Banking Sector
The AFMJ journal issue reports an Impact Factor of 8.167 for this publication on banking value creation.