FinTech Mergers and Acquisitions in India: Rethinking Competition and Regulatory Oversight in the Age of AI
Amazon executed a $200M acquisition of BNPL lender Axio in early 2025 to expand into Indian digital lending.
BNPL Reports & Market Data (2026)
24 documents
Improving the Transformation Process of Commercial Banks' Operations
Between 1 January 2021 and 1 January 2026, total banking assets in Uzbekistan grew from UZS 366.1 trillion to UZS 925.0 trillion, achieving a compound annual growth rate of 20.4 percent.
Design and Development of a Web-Based Digital Credit Service and QRIS Transaction System
The PayQRIS system achieved a System Usability Scale (SUS) score of 83.25, indicating high usability.
Beyond Ease of Use: The Roles of Perceived Usefulness, Facilitating Conditions, and Consumer Attitudes in PayLater Adoption
A study analyzed the drivers of Buy Now, Pay Later (BNPL) adoption intention using a sample of 433 Indonesian consumers.
Buy Now and Pay Later in Emerging Markets: Exploring Why Customers Adopt the Service
Electronic payments in Saudi Arabia accounted for 85% of total retail payments in 2025, compared with 79% in 2024.
Fintechs and Banks: Working Together, Competing, or Converging?
The relationship between financial technology firms and traditional banks has evolved through a three-phase progression from initial competition to cooperation and convergence.
Financial Technology (FinTech): A Strategic Analysis of Global and Egyptian Markets
Egyptian FinTech investment is projected to increase from $15M – $20M in 2020 to $350M – $600M in 2025.
Assessing the Impact of Digital Business Models on the Performance of Commercial Banks
By the end of 2025, TBC Uzbekistan's ecosystem reached 23 million registered users, while Uzum services exceeded 20 million monthly users.
Changes in U.S. Family Finances from 2022 to 2025
Real median family income rose 7 percent between the 2022 to 2025 surveys, while real mean family income fell 6 percent.
Transforming Finance: A Comparative Analysis of the Evolution, Financial Inclusion, and Future Prospects of FinTech Startups in India and Worldwide
India records over 40 billion UPI transactions annually, positioning it as a leader in fintech adoption.
Consumer Behaviour on Financial Technology Adaptation: A Study on Increasing India's GDP
Every 1% increase in gross digital transaction value (GDV) makes a positive contribution of about 0.14% to India's real GDP growth rate.
Fintech Innovations and Their Influence on Consumer Financial Behaviour
Mobile payments and UPI represent the largest share of consumer fintech application usage at 45% in 2025.
Regulating Digital Neobanks and Fintech Credit Under India's Central Bank Framework
Digital lending platform adoption in India is projected to grow from 6 million users in 2021 to 60 million users by 2027.
Institutional and Legal Framework of Digital Fintech Credit Markets: Regulatory Solutions for Ukraine
Directive (EU) 2023/2225 of 18 October 2023 expands European Union consumer credit regulations to cover loans under €200 which were previously excluded.
Economic Well-Being of U.S. Households in 2025
Workplace technology adoption expanded, with one-in-four workers having used generative AI at work in the prior month.
Democratization of Credit in Colombia: The Influence of Fintech
In 2024, approximately 37 million adults in Colombia, accounting for 96 % of the adult population, held at least one financial product, while active usage reached 79 %.
Multidimensional Determinants of Repayment Intention in Fintech Loans in Mexico: A Multifactorial Explanatory Model
Mobile internet usage in the Latin American region reached 65% of the population by late 2023.
Democratización del crédito en Colombia: análisis del papel de las Fintech
More than 87% of adults in Colombia held at least one formal financial product according to national financial inclusion reporting.
European E-commerce Report 2026
Total European B2C e-commerce turnover increased by 7%, rising from €842 billion to €911 billion in 2025.
The Disintermediation of Banks: Regulatory Paths and Evolution
Investment firms with total consolidated assets of €30 billion or more are categorized as credit institutions under Article 4 of Regulation (EU) No 575/2013.
2023 FDIC National Survey of Unbanked and Underbanked Households - Executive Summary
In 2023, 4.2 percent of U.S. households—representing about 5.6 million households—were unbanked.
2023 National Survey of Unbanked and Underbanked Households
In 2023, 4.2 percent of U.S. households, representing about 5.6 million households, were unbanked.
Payments Report 2024
In 2023, 63 per cent of survey respondents paid by debit card for their last in-store purchase, while 9 per cent paid using a card in their mobile phone.
Swiss Venture Capital Report 2022
Investments in Swiss start-ups recorded an increase of 44 % in invested capital, reaching 3059 CHF m in 2021.