Algorithmic credit scoring

The use of a computational model, rather than a human officer, to turn data about an applicant into a creditworthiness score or lending decision.

Source: A Critical Analysis of the Legal and Ethical Challenges of Digital Lending Applications in Tanzania: A Doctrinal Analysis with Comparative Reference to Nigeria (Academic research) · p.4

Reports that mention Algorithmic credit scoring

Algorithmic Credit Scoring and Financial Inclusion: A Theoretical Framework of Information, Exclusion and Over-Indebtedness in Digital Lending MarketsAcademic research
New Algorithmic Credit Scoring Models: What Protections for the Consumer?Academic research

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