The Year of Banking 2025 (L'année de la banque) (Fédération Bancaire Française)

Summary

• More than 99% of French people have a bank account, against 95% in the euro area.p.6
• Nearly 62,000 scriptural payments are made per minute in France.p.6
• 94% of French people use their bank's website or app, and 89% have a good image of their bank.p.6
• 5 French banks are among the 10 largest in the euro area.p.6
• The FBF perimeter has 373,600 employees and made 38,600 recruitments in 2024.p.7
• There are 317 banks in France according to ACPR, January 2026.p.7
• Credit to the economy amounts to more than 3,139 billion euros, including 1,408 billion euros of loans to companies.p.7

Key insights

1. One in three bank branches in the euro area is in France.p.6
2. There are more than 71,000 cash distribution points in metropolitan France.p.6
3. Outstanding mortgage loans total 1,285 billion euros.p.7
4. Banks hold 96 billion euros of outstanding loans for renewable energy.p.7
5. Green or sustainable loans total 471 billion euros.p.7
6. Basel III implementation since 1 January 2025 immobilises billions of euros of capital at the expense of financing the European economy.p.5
7. 4 French banks are in the world top 10.p.7