Beyond Adoption: Trust and Promotion in Explaining Sustained QRIS Usage Among Micro-Enterprises
Data were collected from 200 micro culinary enterprises in Indonesia that actively use QRIS in daily transactions.
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Data were collected from 200 micro culinary enterprises in Indonesia that actively use QRIS in daily transactions.
A survey of 150 MSME owners and managers in Medan City evaluated the adoption of digital financial tools and their effect on financial management quality across 2024–2025.
ACCOUNTGUARD AI is developed as an artificial intelligence model to perform continuous continuous accounting monitoring and early revenue fraud detection in cashless companies [p.1].
A quantitative study surveyed 120 active university students in Java to analyze how AI literacy and critical thinking impact digital fraud detection capability.
A PRISMA 2020-guided Systematic Literature Review screened 312 initial records down to 38 verified sources across five academic databases and regulatory repositories.
Artificial intelligence research originated around 1950 and gained formal definition at the Dartmouth Conference organized by John McCarthy in 1956.
Indonesian MSMEs expanded from 62,922,617 units in 2017 to 64,194,057 units in 2018, reflecting a growth rate of 2.02%, and reached 65,465,497 units in 2019.
MSMEs in Indonesia comprise more than 65 million business units, contributing around 61% to national GDP and absorbing up to 97% of the national workforce.