Exploring the Impact of Central Bank Digital Currencies on Global Financial Systems
Higher CBDC Readiness Index scores positively correlate with financial inclusion (β = 0.0042, p < .001).
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Higher CBDC Readiness Index scores positively correlate with financial inclusion (β = 0.0042, p < .001).
In Nigeria, 98.5 percent of eNaira wallets remained unused one year after launch.
Financial inclusion is a top priority, with about 60 percent of emerging and low-income countries considering it one of their top three motivations for issuing a retail CBDC.